[Resolved]  ICICI Bank — Demat a/c opened with salary a/c opening

Address:	Nashik, Maharashtra, 422010
Website:	ICICI Bank

Demat a/c opened while opening salary a/c by one of sales executive of ICICI bank saying its totally free of cost there will be no charges. But after one year ICICI bank started to charge. I came to know all this because of my Home loan emi get bounce due to DP charges charged by bank.
Why dose ICICI bank executive impos such schemes on customer without consent? now ICICI bank executive saying that we do not open such a/c ever while salary a/c opening, then how did my a/c get open in past. ICICI bank's sales executive saying its opened telephonic on conversation, how can an a/c get open on telephonic confirmation, also every 3 to 4 month i receive calls regarding card protection plan, ICICI bank executive also saying that we have no relation with such fraud companies & ICICI Direct is sister concers, then how dose such company get my telephone details.
Worst service providing by ICICI Bank