[Resolved]  ICICI Bank — unauthorized atm withdrawal from icici atm by duplicate card

Address:Kanchipuram, Tamil Nadu

On october 16th, 2017 around 12:30 am ist, i received 4 text messages to my registered mobile number from icici stating that a total amount of rs 40400 has been debited from my account. I got panicked and i decided to check my account balance via online banking facility. To my shock, i realised it was indeed true and a total amount of rs 40400 was debited from my account within a space of few minutes. I immediately tried to reach icici customer services, but to my suprise i iearnt that there were no services provided beyond 6 pm ist.

I waited till that morning (Oct 16th) to have my complaint (Sr[protected] registered. I was asked to provide some mandatory documents and other personal details.in addition to this, i was also asked to raise a complaint with the police department.

On reaching out to the concerned police department, i was ordered to get the footage of the atm center from where the money was debited. They were adamant that they wouldn’t proceed further with my complaint without the footage. I then reached out icici pallikaranai (Kancheepuram district) branch to get the footage, but i was informed that to get the fir copy from the police department. I was made a scapegoat and was kicked to and fro between the icici bank and the police department without any developments. I made multiple followups without any update or improvements.

Finally on oct 27th, i got a call from icici investigation team that they have sent the footage to the respective pallikaranai branch. Unfortunately the video sent wasn’t working and i asked the investigation team to resend the footage. The resent footage wasn’t also working and i was asked to contact the investigation team for further details. I wasn’t properly directed in any of the steps causing me mental stress. On monday, oct 30, i was informed that the video footage was working and was asked to vist the branch.

It has been more than 2 weeks and i am yet to get the response. Moreover i was not able to celebrate diwali due to this mental stress. I have totally lost my fatih in icici who seems to self claim that they provide the best security services in india.
Moreover i also came across various fraudulent complaints with icici. They are zero percent customer friendly and they are not caring towards any of the user complaints.

Refer the link, there is 8 more incidents happened over the week and user commented over there.

https://m.facebook.com/story.php?story_fbid=[protected]&id=[protected]
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Nov 16, 2017
Complaint marked as Resolved 
I have followed the customer care and bank officer. ICICI INVESTIGATION team contacted me. I verified the footage and raised police compliant. Within 7th day amount refunded by bank without any notification. I received normal text message as amount credited. Later on received a amount refunded message
ICICI Bank customer support has been notified about the posted complaint.
Verified Support
Oct 31, 2017
ICICI Bank Customer Care's response
Dear Sivaprakasam.C,

We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

Regards,
ICICI Bank Customer Service Team
Complaint comments 

Comments

As at first they told demat account is for free of cost but they charged maintenance amount Rs-826
the same such incident happened to me on 18-november-2017. I have lost Rs.3, 00, 000. (3 Lakhs).
Still there is no improvement on this issue. Home branch & customer care are not responding properly.

my SR number SR[protected]
ICICI Bank Customer Care's response, Nov 29, 2017
Verified Support
Dear Karthikeyan Namachivayam,

We regret any inconvenience caused. Our official will get in touch with you. We appreciate your patience.

Regards,
ICICI Bank Customer Service Team
same kind of incident happened to another ICICI bank customer in April at Ahmadabad . He also lost 3 lakh.

https://m.timesofindia.com/city/ahmedabad/rs-3l-stolen-with-cloned-atm-card/amp_...
Same happened to my father's account today 15 Jan 2018... why icici doesn't have decide atm transactions.. why hackers can break your system easily. Why don t you work on better security and authentication system. Icici is one of the big Bs and finally your money is not safe.
ICICI Bank Customer Care's response, Jan 17, 2018
Verified Support
Dear Ramya Anagha,

We regret the inconvenience caused. We request you to email us your concern with your contact details on [email protected]. Please mention the UID (a4jr20_aaaj) in the subject line of your email. Our official will assist you.

Regards,
ICICI Bank Customer Service Team

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