[Resolved]  L&t Finance — 2 wheeler & personal loan.

Address:

Purba Medinipur, West Bengal, 721401

Dear sir,

Harassing for additional charges
I bought a two wheeler in march, 2014 & personal loan april, 2015 after getting loan from Family Credit Limited (Now L&T Finance) with loan number [protected] wheeler) & agreement no.2278801 (personal loan)for which i have cleared all my EMIs for 36 months &24 months with out failing through ECS and EMI is completed march 2017 & april 2017.

End of the loan period one of the executive(Arijit & ph no-[protected])from Family credit called me for EMI and over due charge to be not paid, When i asked for the reason, the executive telling me to pay more 4359 + 1331 rupees.

(During the loan period i have always maintained sufficient funds in my bank account to clear EMI. Never i have missed an EMI)

Now, i got a call from Family Credit Limited(Now L&T Finance) asking me to pay an additional amount of Rs 4559/- &Rs 1331/- to get my NOC.

When i asked for the reason they said that this extra amount is for the cheque bounce charges.

I paid all EMI's on time to time besis, but now they are harrasing us and making us to pay more and behaving like rowdies and goons and taking rudly, so i'm thinking of file a consumer case ion the company.

The funny part about the Family Credit Limited is that they don't even use emails to communicate the issue, because once if they send any email on this issue they can be dragged to court .So they are calling at least once in a day from last 2months(Nearly i received 100 calls) to collect that extra money.

So my final request for all the seekers of loan is please never approach or apply loan in Family Credit Limited (Owned by L&T Finance).

Thanks & Regards,

BIKRAM MAITI

C/O-C.R.MAITI

VILL+P.O-DURMUTH

P.S-MARISHDA

DIST.-PURBA MEDINIPUR

PIN-721401

MOB.-[protected]