L&t Finance — I'm getting loan related sms and emails about payment failed, but I've not taken any loan

I've been getting a lot of emails and sms lately regarding some loan EMI payment being failed from SBI, but I've not taken any loans from L&T finance. Also, I've never approved an E-mandate on an SBI account.

These are the contents of a recent mail:
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L&T finance
₹14, 126.00
Payment Failed
In case your money has already debited from your account, It will credit to your bank account within 5-7 business days.
Payment Id pay_Ir89V6g1gjiiM8
Attempted On 2nd Feb, 2022
Payment via
State Bank of India
E-Mandate
Email [protected]@gmail.com
Mobile Number [protected]
For any order related queries, please reach out to L&T finance .
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I don't know the above mobile number.

I'm getting SMS at my mobile number: +[protected]
My email: [protected]@gmail.com

Have added screenshots for referrence.
+2 photos
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money not credited

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