RBL Bank — Credit card declined

Address:	New Delhi, Delhi, 110074
Website:	www.rblbank.com

Please note that i applied for rbl credit card on 17th june 2016 and got reference no :#cca192s9rh.

I got all verification done at my office and residence too. i got multiple calls at office too for verification. i received an email from rbl bank on 6th july 2016, saying "your application for a rbl bank card has been declined as it does not meet our internal assessment criteria for details write to [protected]@rblbank.com."

I gave the documents to rahul field (executive) from rbl bank, executive called me on the next day itself "18th june 2016" and i gave all the papers and verification has been done positively.

As per rbi guidelines circular no - rbi/[protected]/100 bod. fsd. bc.23/24.01.011/2008-09 dated[protected]. rbl bank should give us reason or else we also file complaint in rbi and bank ombudsman.

I want reason for rejection as it will hit my cibil. my cibil was all clear as i got the credit card from citi bank in march 2016 itself.

If we will not find reason for rejection, we will file case in consumer court. it is my dignity which got effected and i am fully made up my mind for filing legal case against rbl bank.


I never had any liabilities from any bank in the past. please provide reason or else i will file case in consumer court against rbl bank. please clarify me where exactly my application got declined.