[Resolved]  RBL Bank — rbl bank not giving reason for decline

Please note that i applied for rbl bank titanium credit card 2nd time and got reference no : #ccj80mv5ts. I got all verification done. I got multiple calls for verification. Today got a sms from rbl bank saying "your application for a rbl bank card has been declined as it does not meet our internal assessment criteria." i gave the documents to rbl bank, executive called and i gave all papers and verification also done positively. Circular dbod. No. Leg. Bc.65/09.07.005/2006-07 dated march 6, 2007, banks have been advised that in case of all categories of loans irrespective of any threshold limits, including credit card applications, banks should convey in writing the main reason/reasons which in the opinion of the bank have led to the rejection of the loan applications. Rbl bank should give us reason. We want reason for rejection as it will hit my cibil. My cibil was all clear and i got hdfc sbi kotak stc. If we will not find reason for rejection, we will file case in consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against rbl. I never had any liabilities from any bank in the past. Please provide reason or else i will file case in consumer court.

Regards j singh. Please suggest me what is next process. And where exactly my application got declined. Hoping positive response.