Reserve Bank of India [RBI] Complaints & Reviews

Respected sir, i got an information from currier agency that i have a parcel where 50000pounds is included.. Currier agent is transferring the currency through rbi new delhi.. I got call from from rbi and email for online access. But they asked me to sent 1lakh 5thousand for transaction procedure.. After that they gave me online account to fund transfer. But in the step fund transfer i was not able to transfer because it shows that "account has not enough balance to transfer this proceed". When i called rbi again asked for again 2lakh 5thousands. I just want to know if rbi ask money for transaction process or someone is cheating me.. Please reply..

Above email received on dated[protected] at 11:29 am - reserve bank of india, foreign remittance department, central office, shahid bhagat singh marg, mumbai, maharashtra 400001 > ref: rbi/est/678/a08 / cdd: 2024/6028/14/311 / swift codes: cvalesvvxxx =coca cola award winning prize of rs.95-lakh fund (:unauthenticated & unrecognized-amount - specified/shown?.) to be transferred into my account; by informing me to pay rs.45, 000.00 inr to enable/secure an noc (No objection certificate) from ministry of finance in order for the pending fund to be released into my account from the transfer department. / asking to send full details for. / office of the director of operations, foreign exchange management act (Fema), department of payment & settlement systems, reserve bank of india mrs. Sujatha. E. Prasad - chief general manager-in-charge :reserve bank of india (Rbi) [ e-mail: foreignexchange dept [protected]@gmail.com ]

I got a call from [protected] stating that he is calling from bank and wanted to know my bank details. Below mobile no. It is mentioning that the call from khargone, madhya pradesh. I asked him from which bank he is calling but he didn't answer and when i insisted who he is calling otherwise i will complaint about him he disconnected the call.

Please do take the cognizance.

Dear sir/mam i want know about this number
[protected] kya ye apke department ka hai pls tell me urgent kyuki is number se mujhe call aaya tha k ye foreign exchange remittance department se baat kar rahi h or kya
Foreign se aaye huye check ko clear karwane ke liye koi registration ya kisi tarah ki fee deni hoti hai?
And so ye email aaya tha mujhe rbi ki taraf se kya ye sahi hai ya galat

http://t2.gstatic.com/images?q=tbn:and9gcsusuipgawgizlkfydexwl4jyxzvfd6rldoi3f4f...⇄
India's central bank
6, sansad marg, 110 001, india,
Foreign remittance department

Dear esteem customer
Conversion of fund from british pounds to india currency/account registration :
It is pertinent to inform you that the account registration process is carried out by the monetary authorities who entail on carrying out a due diligence to ascertain that the account is fully functional, before your fund can be converted immediately, we request for conversion/registration deposit of (Rs 18, 500/-) which will be used to convert your fund from british pound to inr. On this note you will have to make the payment for conversion/registration of your fund directly to agents of the monetary authorities here and also our accredited banking agent, hence the decision to use accredited agents accounts, who confirms directly to us and the monetary authorities upon confirmation of the transfer processed by you.
Payment detail
Name : ramanpreet kaur
Acct no: [protected]
Ifsc no: sbin0050427
Bank:state bank of india.
As soon as we receive confirmation and evidence of payment of the above charges, we will proceed with the conversion procedure. The date and time of transfer and expected date of receiver in your account will be sent to you immediately. But be advised that until we confirm payment from our clearing financial institution, we cannot commence your transfer further.
For more information contact dr. Paul nelson telephone [protected]
Hope the above is in order. Feel free to call / mail for any queries / assistance further.
Welcome to reserve bank of india.
Do confirm and send the requirements and indicate your specified option and send it to this office via e-mail. All orders not receive within few time will be send back to the proper quarters

Hi,

I am sipra das.in 4th march 2019, i got sms which is showing as 1769rs deducted from my account. But i didn't do transaction. Automatically money is deducted from my hdfc account. For more details please contact with my mail i'd [protected]@gmail.com. My account no is [protected]. I raised complaint also in hdfc bank but no response from the bank side. I am trying to contact customer service of hdfc bank but i m unable to connect. Kindly help me.

I have win rs 3, 00, 00, 000in shell oil petroleum company for transferring the money they said that you have to deposit 18, 700 rupees and i deposited the money to the account and they said send the payment receipt to (Rbi. [protected]@underpaid.co.in) and i sent they said your money 3, 00, 00, 000has been sent on with 24 hours but now they said that you have to deposit 85, 550 for account upgrading code department but firstly they didn't said this information and other details what can i do, please help me!

Sir i bought a mobile on emi through hdfc finance. Emi started on january which emi deducted from bank account. But second emi did not deduct from bank. Bank wants second emi as cash with panelty. But i have proper balance in account. So why i give oanelty to bank. But bank says that you will to give panelty. So i request you to help and take step against hdfc bank which branch chhoti baradari, patiala (147001) punjab.

With regard
Anveer singh, patiala mobile-[protected]

Sir my son have mobile shope raja park jaipur since 9 month old. Sir au bank repgentive cont me for buiness loan agenest propertey. Date29 jan 2019, he collet all paer propartey and buiess and personal. Sir he told me 5/7 dayes loan sec tion appex rs 15 lack. Condition 13/14 % int retrest and app 2-2.5 % bank expaces. He collet me rs 5900 cheque advce bank expences. After 25-30 dayes i many time appex 1000 call bank than he traser rs 960000/ bank say he section rs 10lack i told bank manger mr mukesh where my 40000rs he not repley me proper so sir i request u my balane rs 40000 realese and provid me my origal propertey paper list and what condition he section loan and how much instellment and instellment date. Anil jain [protected] [protected] cellphone shoppe raja parjk jaipur

It is observed that mostly all banks even rbi also requiring the certificate from chartered accountant hence we are seeking actual position of banking law in this matter:-
1 - is it needed to make compliance certificate about lrs/btq from chartered account while no such specification is mentioned in notification.
2 - is it needed to sign the project report, estimated balance, provisional balance sheet and also to take attestation of itr, computation of total income from cas
3 - is an advocate not make the compliance for and on behalf of the clients and issue compliance certificate while according to law, an advocate has only prerogative right to practice in law and all compliance according to law and as an advocate i have seen all forms of you, these are likely to held as legal status.
Please confirm me to my address:- dr. V. K. Chatterjee, advocate
R/o, lane no. 3, pragati vihar, post rishikesh - 249 201
Mobile no. [protected]

Loan ac. No.[protected] anir tech park private ltd.,
Lic housing finance limited, sanctioned a sum of rs.57.24 crores to anir tech park private ltd towards rental discounting loan to us on 16.3.2016. The offer was valid for 90 days. The rate of interest charged was very high at rs.12% p. A floating rate. It was very clear in the original sanction order that there will not be any foreclosure charges if the customer opt for floating rate and foreclosure charges applicable for fixed rate of interest.
Due to requirement of some documents which could not be made ready before the expiry of the validity of the offer, we requested for some 15 days time to submit the required documents and lic housing finance limited had consented finally.
Our loan application no.[protected] and following are the terms and conditions exact words stated in the most important terms and conditions;
"c (Rate of interest : floating rate 12.00 % pa.
Under floating rate period, prepayment charges are not applicable."

We requested for the extension of the validity of the offer from 16.6.2016 by our mail dt.9.6.2016 and as we requested for extension of the offer and the same was under consideration of the lic housing finance, it cannot be said that the original offer was lapsed on 16.6.2016.

As per the lic housing sanction letter, our loan offer was re-validated on 28.6.2016. Based on the lic information and communication, we hurriedly signed the loan agreement thinking that there would not be fresh clauses as it is only a re-validation. Re-validation cannot contain any clause which materially affect the original offer and in that case it should be only a fresh offer and a fresh file should have been given. However, in the loan agreement, lic housing finance ltd., seems to have included prepayment charges of 2 % even for fixed rate which originally exempted from prepayment charges and which was not informed specifically earlier. The loan was sanctioned alongwith our jv partner tvh housing in the same complex who owns similar space in other floors and who also availed the rental discounting loan. When they prepaid similar to our prepayment, they were charged only 1% whereas we were charged 2 % which itself discriminatory.

When we realised and noticed the changes after hurriedly signing the loan agreement, we represented to their area manager mrs. Sasirekha and territory manager mrs. D. Shanthie, who promised nil charges and even confirmed the same before our chairman. Pl. See the letter from lic housing finance dt.2.8.2017 page wherein the area manager confirms yes.
Lic housing interest rates were blood sucking rate of 12% which is very very high for a company wherein major share and funds are from lic of india, which is formed by a parliament enacted act, in 1956 formed for the benefit of the people of india.in view of our urgent requirement, the partly state owned company had fleeced like a third rate private company and putting additional clauses against the interest of the borrowers in a deceitful and deceptive way.

As per the official website of lic housing finance limited following are the clarifications in faq section
What if i repay my principal amount in lumpsum?

Prepayment charges are applicable @ 2% on the principal repaid.

Prepayment charges are not applicable on floating rate scheme.

Also prepayment charges issue would arise only if there is a clause for lock-in period and in our agreement of there is no lock in period.

We have represented to the national housing bank, wholly owned subsidiary of rbi whose function is

“... To operate as a principal agency to promote housing finance institutions both at local and regional levels and to provide financial and other support to such institutions and for matters connected therewith or incidental thereto...” and whose vision is

Promoting inclusive expansion with stability in housing finance market

Normally, the nhb refinance the housing finance institutions at a concessional rate whatever their portfolios.
When we complained with national housing board, vide our registered letters dt.6.12.2018 there is no reply and reminder was sent on 26.2.2019.


As the rate interest charged by lic housing was abnormally high and based on the assurances given by their area manager and territory manager, we sourced another loan from a private bank carrying an interest rate of 9.5% and we have prepaid the outstanding balance of lic. Had lic been charging reasonable rate of interest, there was no need to any company to look and go for some other private banks. However, lic housing finance refused to release our documents and blackmailed us into paying a sum of rs. 84, 43, 727/- on 17.8.2017 being 2% foreclosure charges on the outstanding amount and thereafter they released the documents. This is totally unwarranted and unjustified as we have to switch over due to lic housing finance high rate of interest of 12%.
Lic is now asked to refund the illegal charges of rs.84, 43, 727/- along with interest at 18% from 17.8.2017 and are also liable to be dealt legally if they continue to avoid refunding our amount alongwith interest.

Anir tech park private limited
A unit of pioneer homes.
Sivalinga prasad [protected]

I had given old notes of Irs. 17, 500/- on 27th March 2017 at RBI Mumbai and the number on the receipt given was B-87. Till to date I have not received my refund in my bank . Kindly inform me what is the next step I should take since I am non resident senior citizen staying abroad but I need the money for personal use. Please give me email address so that I can send the photocopy of the transaction receipt.

Awaiting prompt response and with regards,

Deepika Banerjee

Dear sir,
Mujhse is company ne loan ki file process karne ke liye rupees 19880 aur kaha ki aapka rupees 1.90 lac rupees aapke account me credit ho jayega. But ab ye log phone pick nahi kar rahe hai. Sir maine ye rupee kisi se interest per liya tha.in logo ki vajah se meri aur meri family ki image society me bahut down ho gayi. Kabhi kabhi sosite karne ka man karta hai.in logo ke against strict action lijiye. Taki ye aur logo se dhokha dhari na kar sake.
Sari detail yaha mention hai.
Company name : northern national bank
Toll free number :[protected]
Contact person : mr. Manish dimri (Branch manager o[censored]nion bank of india)
Account number: [protected]
Ifsc code: ubin0546917
Chennai service branch
Ye person call ke through deal karta hai. Name hai mr. Jatin and contact number hai [protected].
Please in logo per strict se strict action lijiye. Aur mujhe mere rupees dilvayiye aur mai in per maan hani ka bhi case karna chahta hoon

Respected sir,
Our account has a salary account of 6 years at icici branch 6281 lucknow, our account number is[protected], ifsc code icic0006281 is this, i am currently working on the post of customer support engineer in aforeserve.com limited in jodhpur rajasthan, our current monthly salary ctc.15599, and net pay in 12925 rupees, i applied for the personal loan in icici banks jodhpur main branch sardarpura jodhpur for his marriage but jodhpur sardarpura icici branch refused to give loan while, our salary account has been in icici bank for six years, it is a humble request from us that
We have two lakhs please lend your loan our wedding jodhpur icici sardarpura branch.

Thanks®ards
Ashish kumar singh
Jodhpur rajasthan
Mobile [protected]

Sir today i've visited icici branch of kareli. Gtb nagar allahabad 211016 to open the saving bank account. They have compelled me to go for 25000 rupees fixed deposit n rupees 20000 for opening saving bank account.. When i've asked for the circular they ignored and started behaving arrogantly.. Plz take note of this unruly behaviour of icici bank executive. As a aware custumer i have approached your customer grievances centre in hope that other customer do not get harrased.. Thanking you.. Regards nadeem warsi. C-363block kareli. Gtb nagar allahabad. Uttar pradesh 21106..[protected]

Hi team,
Sgb was bought on 6th feb 2019 and the service was acknowledged and closed on 8th feb 2019. Initially i have received a confirmation receipt but i have not received any bond/form after amount deduction of 15gms from my account. The attachment send from ekuber helpdesk is not readable and unable to open it. Please resend the receipt that is readable

We have made full and final payment of credit card of abn amro bank. Abn amro bank was merge with royal bank of scotland n. V. And now phoenix arc is assigned by royal bank of scotland n. V, along with its right /title /security interest and financial documents and as per the records forwarded to them they have uploaded the report to cibil. We have many time asked proof for outstanding amount but every time they only answer that we have been assigned by royal bank of scotland and as per the list your name is their so they have submitted the outstanding report in cibil. For the proof we are submitting last abn amro statement. Hope you will resolve our matter quickly.

Dear sir
I am ijaz hussain jafari i am cashe taking loan same problem with me i am not paying loan emi i take him i paying 2000to 3000 every month what is not accepted please pay all due payment and loan amount i am not paying because that is my condition right now it not good but his call for my family member my friend my boss hi you for bad language how are giving get permission please help for me this kaisi ever customer he used for bad language i just browsing for your site is some customer complaint for that same thing please sir i request to you care this one favourite customer bat feel this told me go for doctor sold your gurda use yesterday and my wife he told that every night you are sleeping is to your husband so bad so so bad please help for me i am go for the suicide really sir i am very sad

From

Prakasan p,

2/87 melapudur,

U k pudur po,

Thottiyam tk,

Trichy dt,

Pin: 621215

[protected]

[protected]@gmail.com

To

The branch manager,

Indian bank,

Meikalnaickenpatty branch,

Thalaimalaipatty po,

Thottiyam tk,

Trichy dt,

Pin: 621215.

Dated the 12th february 2019.

Sub: request for reversal amount against wrong fund transfer regarding:-

Dear sir,

I have an account with your branch, the account number is[protected] and

I made a wrong payment rs.25, 000/- through my account with online payment on

08th february 2019. That fund transfer reference number is[protected], the

Correct bank details as follows account name is[protected] in the name of

Aquanomia aquaculture in icici bank with the branch of vadapalani with the

Ifsc no. Icic0002346. The wrong payment made in the account number is

[protected], kindly reverse amount to my account.

Thanking you.

Yours sincerely,

(Prakasam p)

Please note that just now i had received a phone call from a person from number [protected] (Probably from tamil nadu, as he was speaking tamil).

He asked my bank name and said your debit card is blocked for 6 months and he will be able to reset it. He said he will reset it.

I just hung up the call without giving any details.

I don't want to raise any complaint as i have not lost any money, but please report this number and save others.

India's central bank regional director : y. H. Malegam
Reserve bank of india regional office, delhi,
Foreign remittance department.
New delhi: 110 001, india,
6, sansad marg.
[protected]
Welcome to reserve bank of india!

Dear customer : mr brijesh kumar

Welcome to reserve bank e-banking services, you are currently in contact with online international fund remittance department rbi (Private banking section).

This is to notify you that we have just received the sum total of 98. Lakhs rupees will transfered into a/c) demand draft in your name (Mr brijesh kumar) from [coca-cola mobile draw promo draw 2019 united kingdom ]. Hence, your payment have been processed and ready to be transferred into your personal account. At such, you are requested to fill up the attached form provided for your account details and verification without any form of delay as required by reserve bank of india (Rbi) to enable us expedite action on the transfer of your deposited fund (Df).
Meanwhile, you are to remit the following required charges to enable us convert and expedite action on your transfer and you have to be immediate about the payment:

(1) transferred charges : 9, 075 inr
(2) registration charges : 6, 425 inr
Total charges : 15, 500.00-inr

Upon this regards, we shall therefore expedite action to remit your total amount into your personal provided bank account in which you have been directed through the attached form to fill and re-confirm with the one given to us by your processing agent (Dip mr. John morris).
Thank you for choosing rbi. And we look forward to seen your a foreseen co-operation as it will be beneficiary to you.

Congratulation!!!

Best regards,
Rbi transfer dept.
[protected]