Reserve Bank of India [RBI] Complaints & Reviews

On many complaint to rbi, they does not take any strict action against bank. Because bank staff have no fear of rbi. When you said any banker about rbi he laughing on us. Many bank recovery staff do not know who is rbi.
Before many years, all banks follow rbi rules and guidelines, but now a days no bank and bank staff care about rules and guidelines. Bank having no fear of rbi and its law.
Example : fullerton, indiabulls (Ivl finance)
Some times why feel, is their connection between this firms and rbi staff, so they delay or ignore to take action against them.

Dear sir/mam

I am writting this as I am really fed up from HDFC services.. I am holding an account which is salaried account with HDFC and they had issued me a CC wherein I never asked for it.. with documents they had process my CC... And it's been like 6-7 months back when I got to know they have given me a CC. I called customer care and ask for the cancellation of that card as I never wanted one.. but instead of cancelling they blocked the card.. now after 6 months they are asking me to make the payment of some charges which are yearly charges... I am calling them regularly but not getting any response from them... Please help me as I never asked for the card and these people are penalizing me for making a payment which I am not suppose to pay... This is also impacting my cibil score which will create problems in future.. please help

Thanks and regards
Chahat Nischal

Inr 75000 have been happened from account at yes bank ltd. Through atm on 10th december although the debit card was with me and i was not at the point of transaction. After complaining all the required document has been submitted. Although two months completed till date the was not make available my money to me.
A/c no. [protected]
N cbasantia
Yes bank ltd nungaambakkam, chennai

Respected sir,

I ordered a fossil watch work 9, 000 from amazon and cancelled it later but i haven't recieved the refund after over 2 weeks. I request you take over this matter from bank of india as the officials there are too much sure about their job security and do not wish to work anymore or it maybe that they're indulged in other more important works.

Thanking you
Shivendra mall

Sir
A fraud person calling from snapdeal frouded rs 3 lakh from me by saying u have won 1485000
His details is given below
They have huge gang in west bengal n bihar sir help me to refund my balance
They made rbi msg to
I'll add one snapshot of it for u sent to me
[protected]
Bikash samaddar a/c no. [protected] (Sbi) ifsc code no. Sbin0007004

Hello sir/madam,

I have transferred the amount for the money exchange department in the given account details below as the processing fees for cot code (76, 800 inr), tax code (1, 70, 200 inr), anti terrorist code (1, 18, 500 inr) and activation of link charge (60, 000 inr).
I have put the email addresses in the cc to which i was being contacted

Now

Bank name: kotak mahindra bank
Holder name: ajay
A/c no. [protected]
Ifsc code: kkbk0006575
Pan no. Csspa7316k
Branch: raghunthpur

Union bank
A/c name: farman khan
A/c no: [protected]
Ifsc code: ubin0562670
Pan no: dwppk1149q
Delhi branch

Reserve bank of india.
New central office building, shahid bhagat singh rd, fort, mumbai, maharashtra 400001

International remittance operation

Dear valued customer! Mr. Ramesh singh chauhan,

We wish to officially inform you that your demand draft of $15, 700 cad {fifteen thousand seven hundred canadian dollars} from husky energy company limited is in our possession. Note that we have receive your identification proofs and your banking details. The reserve bank of india mumbai branch wish to act in accordance with the directives we have received from the escrow department/offering company and more also your application for the release of your fund.

Reserve bank of india.
New central office building, shahid bhagat singh rd, fort, mumbai, maharashtra 400001

International remittance operation

Dear valued customer! Mr. Ramesh singh chauhan,

We wish to officially inform you that your demand draft of $15, 700 cad {fifteen thousand seven hundred canadian dollars} from husky energy company limited is in our possession. Note that we have receive your identification proofs and your banking details. The reserve bank of india mumbai branch wish to act in accordance with the directives we have received from the escrow department/offering company and more also your application for the release of your fund.

Reserve bank of india.
New central office building, shahid bhagat singh rd, fort, mumbai, maharashtra 400001

International remittance operation

Dear valued customer! Mr. Ramesh singh chauhan,

We wish to officially inform you that your demand draft of $15, 700 cad {fifteen thousand seven hundred canadian dollars} from husky energy company limited is in our possession. Note that we have receive your identification proofs and your banking details. The reserve bank of india mumbai branch wish to act in accordance with the directives we have received from the escrow department/offering company and more also your application for the release of your fund.

— forwarded message —
From: reserve bank of india
Date: thu, feb 7, 2019 at 11:55 am
Subject: income tax clearance needed!
To: r. S. Chauhan

Reserve bank of india.
New central office building, shahid bhagat singh rd, fort, mumbai, maharashtra 400001


Transfer stop order from the income tax revenue department

Dear valued customer! Mr. Ramesh singh chauhan.
This is regarding a stop order in the transfer of your funds to your personal account via our on-line neft sever transfer. The income tax revenue office india has put on-hold your fund because you need to pay amount one lakh seventy thousand two hundred rupees {rs. 1, 70, 200.00 inr} to our government before we can release your amount to enable you complete your on-line transfer, and your funds to get credited to your bank account within 30 minutes after you meet up with the governmental tax requirement in india. Note that this is 20% payable of your total amount of rs. 8, 51, 581.00 {eight lakhs fifty one thousand five hundred and eight one rupees only}..

The directorate-general for tax and customs policy revenue of the reserve bank of india via its intelligence-monitoring network have discovered that they are about to remit some funds to your bank account. Tax in india is the sole responsibility of a beneficiary before an international/national currency above 5 lakh rupees reflects in your bank account. Income taxes are from sources generally included direct federal tax, communal taxes, most of the time, church tax. As in the case of income tax, cantonal tax rates vary to a fairly large extent depending on the locality. Governmental tax scales for withholding tax and the corresponding regulations are available at the government tax departments in reserve bank of india.

Your funds with other valuable on-line documents backing your transaction are now on hold because the (Tax investigation team) noticed that you have not yet paid tax of your fund which is about to be credited to your bank account. So in this case, you will have to pay tax fee of one lakh seventy thousand two hundred rupees {rs. 1, 70, 200.00 inr} before the transfer of your funds will be completed by this bank and the funds get credited in your account.

To obtain the "tax clearance" and the tax code, you are to effect the payment of rupees one lakh seventy thousand two hundred rupees {rs. 1, 70, 200.00 inr}.
The details where the tax clearance payment will be made shall be sent to you shortly after confirmation that you are ready to pay your tax, so that the income tax dept can issue to you your "tax" clearance certificate and tax investigation team can give immediate order for release of your cot code and completion of your transfer to your nominated bank account.

This policies have been put in place to check previously experienced mishandling or misappropriation of funds, so we are obligated to act in line with these policies. This is to further explain to you that the "tax" charges are your sole responsibility.

Kindly fill up the attached tax form and submit back to us immediately.

Be warned! That this bank will not tolerate or condone negligence on the part of any customer as we expect you to treat our correspondence to you with urgency, and your transfer information including your account number and your login details should not be disclose to anybody so that your funds will not be swindled. This is for your own good and safety.

Please note: your failure to comply and pay the required fee for income tax might result to the tax investigation team to give immediate order for cancel/termination of your funds and move it into india government treasury.

Thanking you for your cooperation and sorry for any inconveniences.

Yours in service
Income tax department

Dear whatsapp user, your whatsapp no has won rs 4. Crore 80lakh in the whatsapp global award 2019. For claim, send name:ad:whatsapp no:age:to: [protected]@rbidpt.org this is satya narayana reddy student at satya bama institute of science and technology, ihave got the above mentioned message. Iwantti know the message was fraud or not. My mobile number [protected], help me to know the message was true or false.

Subject:missing rs. Twenty thousands from my account.
Respected sir,
I, ajoy kumar bhattacharjee, c/o. Hrishikesh bhattacharjee, masagram station line par, post-ajhapur-713401, dist-purba burdwan, west bengal.
This for your information, my twenty thousands ruppese missing from my account and please help by return.
Please help by taking necessary actions, please.
My bank details as following:-
Ajoy kumar bhattacharjee,
Nabagram, state bank of india,
Branch nabagram, code 8205,
Account no [protected].
Police station jamalpur,
Dist purba burdwan, west bengal.
My mailing address as following:-
Ajoy kumar bhattacharjee,
Masagram station line par,
Post ajhapur 713401,
Police station jamalpur,
Dist purba burdwan, west bengal india.
Mobile:+91-[protected]..
My bank manager not help. Myself inform to you and my jamalpur police station.
Awaiting, axiously a favorable reply from you.
Yours faithfully,
Ajoy kumar bhattacharjee.

Dear sir,
I was transfarring 2000 rupaye from my sbi account on[protected]. But this is showing pending. My transection id no[protected] and my registered mobile number [protected].
I complained on this email support. [protected]@sbi.co.in & customer care. But do not get the any positive response..
Please help me...
My name
Durga prasad yadav
Mo - [protected]
Email. [protected]@gmail.com

Dear sir
My name surendar

Reserve bank of india (Exchange control department) central office.
6, sansad marg,
New delhi - 110 001, india.
Office timings: working hours
Weekdays :10:00 a. M to 5:45 p. M
Saturdays :10:00 a. M to 1:30 p. M.


Ref: rbi/est/678/a08
Cdd:[protected]
Cash no: 08020

V. Surendar

We have certified your full details regarding the final procedures for successful transfer of your money.

For your kind notice, you have to follow our secured system of on-line banking to complete

The transfer of your money direct to your bank account.

Note that, due to our transfer policy regarding any foreign bank to bank transaction, you

The beneficiary of the total amount reserve the right to perform the action of transferring

The money to your nominated bank account by your self. These are part of our good security

Protocols to guarantee safety transfer, also to allow you the beneficiary to monitor and control

The transaction for your satisfaction which is peace of mind.

Your fund will transfer today only as your diplomat has requested us to complete your transfer in that regards your

Conversation charges

You have to deposit this amount as soon as possible to enable us convert your total sums 500, 000.00 gbp in india rupees before

Complet the transfer to your given account.

Please do not hesitate to contact, for details on where you will pay the amount as we have provide her all the

Information.

Transfer manager,
Foreign transfer department,
Reserve bank of india

Its true or fake
Confirm plz details
Plz sir

Respected sir,
The funds rs.10000/- have been transferred to the
Wrong account
Because of me. On date 25-12-18.
Right a/c no.[protected], ifsc. Cnrb0003693 avinash kumar
Wrong a/c n.[protected]
I have applied for this in my mother
Branch too. But no
Action has taken place yet, where application have not received
Receipt. Whether money will be returned to the sir.

Vikash ranjan
[protected]
Ifsc. Pnb0315800

Dear sir,
I am harish bangera (E-mail id: [protected]@gmail.com (Mobile -[protected])

Mail recd from r. B. I foreign exchange department kindly confirm below details it is true or fake and phone called recd. From r. B. I also

Awaiting your reply

Fund release other.

Inbox
X

Reserve bank of india. रिजर्व बैंक ऑफ इंडिया।
9:37 am (1 hour ago)
To me

Welcome to reserve bank of india
Reserve bank of india,
Sansad marg,
Sansad marg area,
New delhi, delhi 110001
Ref: rbi/est/678/a08
Cdd: 2024/6028/14/311
Swift codes: cvalesvvxxx


Attention:
Dear beneficiary,
Your e-mail address has approved the sum of ₹1, 68, 34, 100.00/-inr (One crore sixty eight lakhs thirty four thousand one hundred rupees only) has been verified.
Reserve bank of india authorities are requesting you to send scan copy of your id proof and passport photo for proper verification of your results derived empowerment empowerment fund. Before crediting into your account.

Thanks for your business as usual.
Signed.

Head banking operations.
Office of the director of operations,

Foreign exchange management act (Fema)
Department of payment & settlement systems,
*warning*
This message was sent from the transfer department reserve bank of india. It is only designated for intended recipient only. Anyone caught not abiding with these rules will be made to face the law as all communications are officially meant for reserve bank of india customers only.

— disclaimer —
This e-mail contains confidential information or information's belonging to and is intended solely for the addressee. The unauthorized disclosure, use, dissemination or copying (Either whole or partial) of this e-mail, or any information it contains, is prohibited. E-mails are susceptible to alteration and their integrity cannot be guaranteed. Reserve bank of india (Rbi) shall not be liable for this e-mail if modified or falsified. If you are not the intended recipient of this e-mail, please delete it immediately from your system and notify the sender of the wrong delivery and the mail deletion. Consider the environment before printing this email. Reserve bank of india (Rbi) and/or any of its subsidiaries and/or affiliates each reserve the right to /monitor all email communications through its networks.

Respected sir
I jayant kumar bajpai have joint a/c no-[protected] with my wife smt. Ranjana bajpai in s. B. I bethar unnao (U. P) ifsc code-sbin0008958 my wife smt. Ranjana bajpai issued cheque number-545197 & 545198 to hdfc ltd for rupees 438 & 17651 respectively but both cheques dishonour. Both kyc already completed. Then after both cheques dishonour.in past on dated 19/04/2018 ranjana bajpai issued cheque number-501322 also dishonored then we contact to our sbi home branch manager and submitted an application for subject matter but long time already passed but no any action taken by branch manager. So i requested you please take action.
Yours sincerely jayant kumar bajpai

Gm. Ops. [protected]@bankofbaroda.com
Bank of baroda mumbai - complaint ref no 943336
This is really a mental harassment that me and my mother is going through. I never knew this is how nationalized banks operate.

How can they block rs 25672/- from my account without even a single communication. Today i got to know the breakup for this amount. First they have blocked and never had any courtesy to inform the account holder ever. After various reminders i have got the breakup now. This is nothing but an unethical / unfair business practice.

Ps jayakumar ji need your personal intervention how can a bank do like this to me. I am really in need of money and as this was operated by my mother and she being a sr citizen it has just become non operative.

There is an emergency and we need the money but not sure why bank is not giving us our money back.

This is rude that i get a break up after the amount being blocked and no communication to me and after repeated reminders.

Never expected this kind of a treatment given to us.

This is a pure humiliation and mental tourcher with a customer.

Ps jayakumar ji - request as a one time exception waiver to this amount please.

Gm. Ops. [protected]@bankofbaroda.com

I need help from rbi for resolving this issue. Please find below the details that you required:-

1) name and address of the complainant - (शिकायतकर्ता का नाम एवं पता)
Virender s/n of mr harbans lal
29 om colony new model town near choudhry hospital
Haryana -132103

2) complete address of the bank / company against which the complaint has to be lodged - बैंक/कंपनी, जिसके खिलाफ शिकायत है, का नाम एवं पता
Broker name :- coverfox insurance broking private limited (Branch code:[protected]
Hdfc agro:- leela business park, 6th floor, andheri - kurla road mumbai, 400059 (Ph:[protected]
Sbi credit card:- bldg 3, infinity tower, tower c, dlf cyber city, block 2, gurugram, haryana 122002 (Phone:[protected]

3) complaint /the facts giving rise to complaint in brief - (शिकायत का वर्णन)

Complaint regarding my sbi credit card (Card no starting with 5287 and ending with 0362 and name on card is virender) and hdfc agro policy number[protected]. On 13th aug 2018 at 5:45 a. M, i receive a message from sbi credit card that the transaction of rs 3008 has been done through hdfc ergo bill desk and again at 8:37 a. M, i receive another sms that your credit card has been blocked due to suspected activity. When we investigate this issue we came to know that amount was deducted by coverfox and hdfc ergo for car insurance for policy number[protected]. When i call hdfc agro/coverfox they told me that they cancelled the policy and refunded the amount. But the amount was not credited in my sbi credit card till date. Now sbi made that amount of rs 3008 to rs 7694 (Till date) by adding late fees charges. Refer attached sbi statement from aug 2018 to jan 2019 (Password for all statement are [protected]).

But when i call hdfc agro/coverfox they told me that policy was cancelled by us and amount was refunded in sep 2018. Refer attached screenshots that hdfc agro/coverfox has provided to me. I didn't know whose fault is there but i didn't get the money in my account.

I called sbi/hdfc agro/coverfox so many times and send more than 50 emails in last 6 months but no one provide resolution till date. Sbi chargeback team who handles this case say they didn't get money from merchant and closed this issue after their investigation. It's already 6 months passed and sbi/hdfc agro/coverfox didn't provide resolution and my credit card goes down by more than 300 points (From 850 to 532) due to unprofessional executives behaviour which is not acceptable at any cost. I have to take a loan, i got stuck just because all of them. I need resolution asap please clear all balances so that my cibil score goes up.

I told them all (Coverfox/hdfc agro/sbi chargeback team) to coordinate with each other, try to resolve this matter asap and reflect the amount of rs 3008 in virender's credit card beginning with 5287 and ending with 0362. But no one provide the resolution till date.

4) relief sought from rbi - (Rbi से क्या सहायता अपेक्षित है)

I want rbi to look into this matter and help me in getting refund from sbi/hdfc agro/coverfox so that my cibil score goes up as i didn't want to defaulter at any cost.

Attached all screenshots/statements that i receive from sbi credit card/hdfc agro/coverfox

Regards,
Virender
[protected]

Dear sir,

I myself m/s. Rakesh tripati ap - nashik tal - nashik dist nashik. Have made credit card payment threw check mode o[censored]nion bank check. Their
Fore payment has been debited from my union bank account but not revised by icici bank.
Payment details are as follows
Payment amount=10000/-
Cheque number=027956
Payment debited date[protected] time - 12.31
Transaction id - s5049517
Check bank=unian bank
Credit card bank= icici bank
Their fore please take action as earlier and return back the payment to my account with charges as soon as possible
Yours faithfully-
Rakesh tripathi
[protected]/[protected].

Payment recites are attached below please find the attachment.

I have made the payment to amazon. But the payment has been hard declined by amazon but my bank saying that they have successfully transferred the amount to amazon. And its over a month they haven't refunded me the amount..
I have made the transaction through upi... Phonepe app and phonepe people also saying they have refunded the amount and amzon saying payment has been hard declined but my bank is not accepting and they are not refunding me the amount.. Its been over a month
Please help!!!

Axis bank mira road has been freezes my account no [protected] today without any inqiry. This is my salary account n jt account with my wife. I am unable to do any transaction and couldn't use my salary for my day to day requirements. Its life threatening act for me and my family. How can bank freeze my account without any inquiry. Please take strict action against this axis bank which playing with life of customers.

A. S. Phadtare
Under secretary
To the government of maharashtra

This is in inform you that, (Harish kumar) have not taken any personal loan from account no. 799732 through hdb finance service. But my cibil report is showing that i have taken a loan through the above mentioned account number from hdbfs., i have also raised a complaint against this issue in hdbfs on 23 jan 2019 and i have also mailed them about the same on 2 feb 2019 but till now, they have not given any reply to us.
As i want a...

I priyanka kashya p (Account no:[protected]) am having account in main branch sbi, bhagalpur. I want to register a fraud withdrawal complaint against my debit card.
Detail of fraud withdrawal are as :-
Sr. No. Date atm no transaction id. Amount 1.29.1.19 ifbn[protected] #[protected]
2 30.1.19 sinj[protected] #[protected]
I am a resident of ghaziabad and the card is with me, the transaction has taken place at kolkata. Kindly help me in getting my hard earned money back. I have not shared my card no./pin to anybody else. I used my atm card last time (5/1/19) in sbi shabhapur, delhi to deposit money. I already complaint to home banch bank but not getting satisfactory answer from their side.