[Resolved]  SBI Card — regarding full and final settlement and 138 notice for cheque bounce

Address:

Khordha, Odisha, 751016

Hi,
SBI Legal team reached @ my home on 3rd. Oct'18. Before that i had received the letter of the Full and Final Settlement amount to pay SBI i.e. 220000/-. But when they reached to home they demand to pay the full outstanding amount i.e. 470000/- and warning to pay on or before 13-Oct-18, otherwise they will reach with police on 14th. Oct'18 for further proceeding. That tried to aggange money but unfortunately not able to pay that's why i had issued an cheque of 250000/- (As they suggested) on 14th-Oct'18. And we had discussed that, when i make payment they will return the cheque. Then after i had make online payment 40000/- and 160000/- on 20th and 31st Oct'18 respectively. And earlier i had paid 20000-/. In addition i had made payments 220000-/ by 31-Oct-18.

But yesterday (12-Nov-18), i had received an Notice No-SEC-138/EAST/RN/CHFF/903/06111/999 for the cheque bounce. But as per Full and Final settlement letter i had paid all. 200000/- payments done after the date of cheque issues. So how can it falls under 138, while i already make payments w.r.t cheque.

1. Why my settlement amount revised ?
2. Why the 138 Cheque bounce Notice issues, while i already made payments online after received bounce mail within a week ?
3. If they want to collect 470000/-, why they accept the cheque amount of 250000/- ?