SBI Cards — SBI Credit Card Fraudulently issued Card and Claiming Charges and Impacting my CIBIl SCORE

Address:	SBI Cards & Payment Services Ltd. DLF Infinity Towers, Tower C, 12th Floor, Block 2, Building 3, DLF Cyber City, Gurgaon -122002(Haryana) India.
Website:	www.sbicard.com

Recently SBI cards issued a credit card in my name without my application or approval or consent and charged me annual fees, finance charges, interest charges for the card that I don't hold.

I have already made several requests via emails, customer care numbers and yet they are being rigid and not ready to accept their mistakes and reverse the charges. They have even showed this amount as a default under my CIBIL which impacts my score.

This is a clear-cut case of Fraud, Extortion, Mental harassment. I want justice. I have also given them 1st 7 days legal notice via email and yet they are not ready to reverse all the charges and demanding payment from me and if I don't pay they will add up finance charges and penalties and interest on that so that it affects my CIBIl and this they have said it on email.

I have also claimed compensation for Mental Harassment and falsely reflect me as a defaulter in my CIBIL report for the AMount of INR 10.00 Lacs.

I want compensation for all the wrongdoings of the bank, as when as customers we make any mistake SBI cards don't hesitate to penalize us. Why should we spare them?

Please consider my case and help me in filing a legal case as per the consumer protection act 2019.