[Resolved]  State Bank of India — Minimum Balance Deduction before operating the account Complaint

Address:

Uttara Kannada, Karnataka

From, Magic Tours (Prop Satish S Bhat) Current A/c. No. [protected] #1, Solad Complex, Opp Syndicate Bank J. N. Road, DANDELI – 581325. To, The Branch Manager State Bank of India Dandeli Sub : Regarding closure my new not yet opened Current A/c bearing No. [protected]. With reference to the above, I would like to close my New Current A/c. bearing No. [protected]. Sir I regret to state that before operating the account within 2-3 days your bank has deducted Rs. 611.00 towards the minimum account balance though I had deposited Rs. 10, 000.00 minimum account balance. But your bank has deducted the minimum balance after charging the fees for issuing cheque book which shocked me. I was thinking that only privatized Bank will cheat by doing such things but never thought of Public sector Banks. I don’t know who is doing business here us or the Bank ? Anyway I request your kindself to close my account and also deduct any other charges there upon and return my remaining money at the earliest. Thanking you, Yours faithfully, Magic Tours (Satish S. Bhat)   From, Satish S Bhat Current A/c No. #1, Solad Complex, Opp Syndicate Bank J. N. Road, DANDELI – 581325. To, The Branch Manager State Bank of India Dandeli Sub : Regarding closure my new not yet opened Current A/c bearing No. [protected]. With reference to the above, I would like to close my New Current A/c. bearing No. [protected]. Sir I regret to state that before operating the account within 2-3 days your bank has deducted Rs. 611.00 towards the minimum account balance though I had deposited Rs. 10, 000.00 minimum account balance. But your bank has deducted the minimum balance after charging the fees for issuing cheque book which shocked me. You could have informed me at the time of deposit that I have to deposit Rs. 1000 extra as the Account opening and cheque book charges will be deducted from my account. in order to maintain minimum balance deposit extra Rs. 1000.00 . I was thinking that only privatized Bank will cheat by doing such things but never thought of Public sector Banks. I don’t know who is doing business here us or the Bank ? Dont cheat the innocent customer by such way. Anyway I request your kindself to close my account and also deduct any other charges there upon and return my remaining money at the earliest. Thanking you, Yours faithfully, Magic Tours (Satish S. Bhat)