State Bank Of India [SBI] — fraud by sbi team

Address:

kataria automobiles pvt ltd opp cosmoplex cinema kalavad road mota mova rajkot, Rajkot, Gujarat, 360051

Dear sir\ma"am
I have used your credit card from last 1 year or more and already many time i was submit my complain about your financial late fee overlimit and other charge but still not solve my complain.

I already have one credit card of hdfc bank but one day your sales team visit in my palace and handover your credit card to me by using this world that it was totally free and on this behalf i was agree to use this but now i see that it was debit by 10885/-rs o[censored]nnecessary charges in only four month. So pls tell that how can i pay this amount??
Can i consider this as a fraud by sbi team and submit a request to rbi about this issue??

I am a middle class salaried employee in private sector and don;t have enough money to pay this type of charges so pls help and revoke your charges`
Detail
Date detail amount
16-11-19 finance charge 2238.51
16-11-19 igst @ 18% 402.93
16-12-19 finance charge 956.22
16-12-19 igst @ 18% 172.12
9/1/2020 overlimit fee 500
16-1-20 interest emi 292.87
16-1-20 finance charge 546.68
16-1-20 igst @ 18% 241.12
21-12-19 convert this to flexipay 2918.72
17-1-20 overlimit fee 500
8/2/2020 late payment 800
16-2-20 interest emi 245.47
16-2-20 finance charge 552.71
16-2-20 pnl charge to loan 119.47
16-2-20 igst @ 18% 399.16
Total 10885.98

Card no. [protected]
Name _ ravi kumar laddha
Mob no._ [protected]