State Bank Of India [SBI] — Home loan from rasmeccc of state bank of india, madurai

Address:	Madurai, Tamil Nadu, 625002
Website:	www.sbi.co.in

Sir,

I applied for a Housing Loan in SBI and an amount of Rs. 9, 50, 000/- has been sanctioned on verifying my records. The cheque for the said amount was signed on 19.11.2015 in the Name of Executive Enginneer and Administrative Officer, Tamilnadu Housing Board, Madurai. I have requested the the concerned manager on 19.11.2015 to give the cheque to me on proper acknowledgement so that the same may be deposited by me in person to Tamilnadu Housing Board, Madurai. But, the Manager concerned replied to me that the cheque should be disbursed to the Tamilnaadu Housing Board, Madurai on the next day (i.e 20.11.2015) through a special messenger. Then a xerox copy of cheque was given to me and the same was produced to the housing board office by me. And the balance amount apart from the loan amount was settled by me to the housing board.

But the the cheque was not disbursed to Tamilnaadu Housing Board, Madurai on 20.11.2015.But the interest and EMI for the Home Loan of Rs.10, 089/- was deducted by the branch on the date of 19.11.2015 (i.e the date of cheque signed), By means of cheque, as I have already given cheque leafs to the bank. The cheque (home loan)was disbursed to Tamilnadu Housing Board, Madurai only on 11.12.2015, after making several calls to the RAMSECCC and SARC, Madurai branch.
I have paid the interest amount of Rs.9000/- to Tamilnadu Housing Board for the period from 20.11.2015 to 10.12.2015 for the delayed disbursement of cheque, which had to be issued by the bank on 19.11.2015.

So, i request you to take necessary action for the delayed disbursement of cheque by the State bank of India, RAMSECCC and SARC of Madurai branch and for the mental agony caused to me by the bank.
I also request you to instruct the Branch to remit the amount of Rs.9000/- (i.e the amount paid by me to Tamilnadu Housing Board, Madurai due to delayed disbursement of chequeby the Bank for the loan amount of Rs.9, 50, 000/- )
Loan A/c No: [protected]
File No: 53457
The Cheque No: 559142, dated 19.11.2015 (Rs.9, 50, 000/-)
I am waiting for your reply

Regards

M.Karthikeyan