State Bank Of India [SBI] — housing loan - emi getting deducted correcting but getting recorded as delayed

Address:560030
Website:sbi.co.in

I have taken a home loan and having repaying the emis correctly for it since a year.
I tried applying for a small personal loan outside and my loan got rejected due to low cibil score, on analyzing my credit core, i figured out that sbi has marked all my emi payments as delayed and hence my credit score has dropped.
This is a very bad experience for a good customer paying all emis.
Sbi is not expected to give such an experience to the customer.
Please fix this asap.
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I had receive a farud call for asking ATM no & pin.on behalf of SBI name.
Phn no of caller is [protected]

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