State Bank Of India [SBI] — IRCTC Ticket Cancelled amount not credited to Bank

I have cancelled a ticket booked on IRCTC on 14 August 2021 which was processed by IRCTC on 17 August for issuance of refund and as informed to me by IRCTC amount has been credited to my bank account on 17 Aug 21 itself. Following are details

PNR- [protected]
date of cancel- 14 August 2021
Date of credit to bank by IRCTC- 17 August 2021
Reference No- [protected]

Nearly 10 days has passed but refund not credited to SBI bank account number [protected] IFSC Code SBIN0006180
Please issue the refund as soon as possible there is no mechanism in SBI to raise complaint for such transactions customer care always instruct to visit home branch and doing so is utterly waste of time nothing else, branch personnel does not understand a thing.