State Bank Of India [SBI] — Lien amount of saving account

Address:Kanpur, Uttar Pradesh, 208021
Website:State bank of india

I see -198214rs.in my sbi saving a/c and lien amount 200000 rs. I have an emergency now what am i do?? I have 1700rs in my account please help me as soon as possible if sbi as we known as a reputed bank of india done this why a normal person open bank account and why he trust on banks and they will talk to us like we are served them if they don't want they will not give our money to us
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