State Bank Of India [SBI] — please reduce my late fee charges — sbi bank is for the people not to cheating & fault fake to take amount from customers

Address:	Guntur, Andhra Pradesh, 522001
Website:	Sbi credit card

Respected sir / madam
My name is p. Srinivasa rao
I had already given a complaint of my 3 credit cards so many times
I a m not using my 3 credit cards
But still u are sending pending outstanding balance
At last 3 — 4 months before i had clear my pendingoutstanding balance & block my 3 cards by sending sms as block from my registered nos

My credit cards details are —
1) [protected]
2) [protected]
3) [protected]
My registered mobile no's —
1) [protected]
2) [protected]
3) [protected]
I had already given a complaint at first activation of my çard u r bank has been debited of rs — 2000 nearly
I asked at bank but they told it is insurance charge
But we do not ask any activation or signature for insurance
But that amount not refund
But why sir ur sbi bank is a government bank but why u r giving false commitment & cheating us
This is not correct
Since not using my card but u r sbi sending outstanding sms for my 3 cards

I want to continue my 3 credit cards
Plse check my 3 cards statement
Plse reduce my late fee charges asap
Thanku sir / madam
P. Srinivasa rao
[protected]