State Bank Of India [SBI] — sales the policy by blackmailing and charging interest for invalid dd

Address:

Kemse Vasti, Wakad, C-701 The Almonds, Pune, Maharashtra, 411057

I have taken home loan from PNB warje branch . i wanted to shift my HOme laon to SBI so i applied online. so person from SBI(Swargate) contacted me and asked me for documents and i gave to him. He said yes SBI((Swargate)) can provide me the loan.
And ask me to submit
1) income proof
2) foreclosure letter from PNB (PNB took 15 working days to deliver it i dont know why)
3) List of documnets from PNB

I have provided all the requested documents
but SBI((Swargate)) cheated me in following way
1) Personal insurance is not compulsory but they said if i opt for it before 30 September 2019, so i will get concession on interest which will come to 8.35% instead of 8.70% for 20 years so you will save more than 1 lakh rupees.
but later one of my friend told the personal insurance is not compulsory and he also got 8.35% interest rate from SBI (baner). I alreday have insurance of 70, 000 from PNB for but still SBI(Swargate) blackmailed me to take insurance from them which cost me 38000
2) i live in wakad which is 6 KM to Baner SBI branch but SBI(Swargate) never told that the baner branch exist which is near to you and you can opt loan from there also. instead they never told me that and now i have to go almost 30 KM from wakad to SBi(Swargate) through pune traffic which took 1 hr and 30 min to reach to SBI (Swargate) along with my wife and my 6 month daughter. we suffer a lot in that.
3) after decieving me twice they didnt stop there . now when it is time to visit SBI(Swargate) for documentation they called me on 29th september 2019 asked me latest foreclosure letter for which i have to wait another 15 working days as per . so i told them i could not because of PNB policy. but they again blackmailed me stating that you can miss the offer of ROI 8.35% if you can do documnetation on 30th september 2019 as interest rate is going to revised again you might be paying extra may be at the rate 8.70+%
so i completed documentation. but SBI again made a mistake . PNB wants DD in name of "PNB housing finanace limited" which is mentioned in foreclosure letter. SBI(Swargate) gave DD in name of "PNB housing finanace limited my account number" now for 15 days i have to wait to get new foreclousre letter after that i come to know that DD has invalid name
i go back to SBI(Swargate) and they gave me valid DD on 23/10/2019
for this period from 30/092019 to 23/10/2019 i paid interest to both PNB and SBI which count me 61000 and additional unecessory insurance of 38000 which comes to 1, 00, 000. this is fraud from SBI(Swargate) i want my hard earn money back