State Bank Of India [SBI] — Untold and fake charges

Address:New Delhi, Delhi, 110043

Dear sir/mam
I am writting this mail due to the problems of my credit card of sbi because every month i 've faced the charges of fin charges of retail, cash, and specially over limit charges because they never told about this charges and same has been reflected in the monthly statement of this month of 19 aug 16 and same Sept. Also I can understand for the service tax, interest but these type of charges are really disappointed and they are fake and untold for me. I will never pay that amount. So i am requesting you please help me to waive off this charges otherwise please take a valid action against them.
Card number ending with 2627
Regards
Dipesh jaiswal
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