Bima Lokpal Complaints & Reviews

I got call from hdfc life policy agents and they offer me one policy with the 20% policy premium amount refund and also 35 year death cover include in this policy. After this he told me make more policy’s for the generate agent code and get benefits. And now they are not picking my phone and that all commitments are fail. And i did the mail hdfc life with the all phone calls recordings. But hdfc life is not supporting me and not cancelling my policy’s.
Policy number[protected][protected] [protected].

That all policy’s done by me with different name.

So please help me

Hi,
I have following policies with hdfc life with name on the policy and policy number:
1.[protected] vasudev malik
2.[protected] vasudev malik
3. 16661437 - sahil malik
4.[protected] pushpa malik
5.[protected] sonia malik

I got an call from hdfc life person mentioned that he has registered an complain at gbic as iam not getting any benefits with these policies.
He has given...

I was working with allied blenders and distillers (P) ltd. Mumbai and covered with mediclaim by prudent broker pvt. Ltd.@[protected] but our claim is pending from feb-2017 and now there are no any response from company.
(Emp no - 306, name-nabab singh, policy holder - allied blenders&distillers pvt ltd
Maid - [protected] (Mediclaim id, deepali singh w/o nabab singh) by prudent brokers pvt. Limited. Mumbai.

Complete...

Res
My father name is anil ramchandra gor. I have one mediclaim policy bharti axa general insurance company. My policy no q0042048
1year policy. I hospitalized at 12/11/2017 pramukh swami hospital adajan surat. I have registered claim fhpl tpa 14/11/2017. My claim no is q0257052 i have submitted all required documents for this claim. My claimed settled 20/12/2017. But amount not received my bank account.. Claim is under process by
Till today by bharti axa general insurance company.
My father admitted 12/11/2017 for dengue fever and anaemia (Mix). Why submitted below mail investigation report.? Because this matter did not match your query. This is clearly herresment to policy holder.

. Below mail send by bharti axa general insurance company.

As discussed claim is under query. Kindly provide the below query reply.

Query :-

A letter from treating consultant stating past history and duration of chest pain/ dm/hypertension, with all previous consultation papers and investigation reports. I also send this mail but no reply.

I have no past history of ht so i am not having such document. For your knowledge i am having policy continuosly renewed and my claim is pending since.. You are requested to pay my claim and save the company's liability of interest.

At summary scenario my father admitted dangue fever. I have paid approx 26000rs but bharti axa not processed complete to medical bill and my claim.. Wrong query generated and mediclaim processed not complete. Please my mediclaim amount settlement threw bharti axa general insurance company

Respected sir i took lic policy bima account iii in feb 2011 for seven years. This policy mature in feb 2018 but i can not get lic bond of this policy. Also lic bhokar dist nanded branch office could not support me. Why i could not gey bond. But they are iresponsibe. They said me. You cont to your lic agent. We not support you. My policy is mature now but we could not get claim. Please help me

Sir,
I beg to state that United India Insurance Company limited (UIICL)
had rejected maternity claim of my wife on wrong facts. kindly peruse the application dated 11/07/2017 along with 16 annexures (as attachments) for full details of the case and oblige me.

Date-26.02.2018

Applicant

Mohd. Waseem Ansari

Respected sir/madam,

I am not interested in any policy in bharti axa. Please kindly cancel my policy.

In the past i have also they are not clear with the details of the policy looks you have cheated me by saying all false things..

My original bond also not received to know the facts of policy

I visited your branch at rdc but staff is irresponsible.

I went twice.

Then i have raised a complaint.

Please kindly stop any ecs from bharti axa and do not spoil my bank credentials.

Hope this mail is clear. Of my past conversations.

Regards,

Nitin

Office of the insurance ombudsman,
3rd floor, jeevan seva annexe,
S. V. Road, santacruz (W),
Mumbai - 400 054.
Tel.:[protected]/360/889
Fax:[protected]
Email:- bimalokpal. [protected]@gbic.co.in


Sub.:- repudiation of claim by insurer star health & allied insurance co. Ltd.


Ref.:- policy no. P/171119/01/2018/005605 in name of vidya ghadge.

Respected sir / madam,

I vidya ghadge policy holder of the above policy no. P/171119/01/2018/005605, i got admitted due to loose motion & sever to back pain to the seven star hospital at (Surabhi house, dimple arcade, asha nagar, behind sai dham, thakur complex, kandivali east, mumbai, 400101) near to my house on advice of my doctor.


In charge doctor has made some mistake in my care paper which i was not aware. I have submitted my claim to the insurance company they have rejected my claim. I got letter from the doctor (Attached herewith) & submitted to the insurance company and then also company has rejected my claim with the same previous reason (E-mail of repudiation of claim two time attach herewith.)


I kindly request your good selves to consider the matter and settle my claim at earliest.

I am from preeti united india insurance portal office, harpalpur
One of my customer chetram pathak had come to the insurance claim this year, then for his claim settlement, his previous policy wanted the ncb status that there was no claim in his previous policy.
His previous policy was made by tata motors dealer through national insurance company
I used to mail nic company several times (Mail id - [protected]@nic.co.in, [protected]@nic.co.in) but no reply came
Calling the tata motors dealers on the call (Toll free number[protected], they are saying that we can not give you ncb status because we do not have data and call nic toll free no.[protected] so it is saying that we can not give you ncb status because we do not have data, i have called in sagar branch (No.[protected]
So, it is my humble request that you solve my problem quickly and get the ncb status
I am giving below the details of the policy i want to have the ncb status-
Insured name-chetram pathak
Vehicle resistration number-mp-16-c-8118
Policy number -[protected]
Collection date -[protected]
Policy issue date - 25-apr-2016
Insurance cover period - 26/04/2016 to 25/04/2017
Vehicle make-tata motors indigo ecs 1.4 lx tdi bs3
Policy sevicing branch-sagar branch, gujarati bazar, sagar mp pin-470002
Policy issuing office-secunderabad division, iv.1st floor. Flat no c-17 to 19 minerva complex s d road, secunderabad telangana, pin-500003
Branch dealer name address-k m cars private limited nh-86 near hotel deepali, chhatarpur road sagar pin-470004
Agent name-tata motors insurance broking and advisory service ltd, main office

Sir, a call stating that he is rep of bima lok pal has been recd from mobile no [protected] on 30 jan 2018 at 1525hrs. Pl confirm is it fake or otherwise. My no is [protected]. Pl confirm whether u r office do such initiatives or not. I have not given any excess information to him but please confirm whether he is write or not. And if not please initiate appropriate action against the individual.

Sir,
Today I received call from your Karyalay named Kavita Joshi.Thanks for the same.
She have given details of INGVaisya Mutual Fund in which my father Kapilbhai D Mistry had invested Rs.44000/- on 23/09/2001 for 12 Years, which expired on 27/09/2013. The amount has become Rs.265000/-. This to inform that my father died on 07/11/2015 at my younger brother residence as in last yrs. he was staying there. I, his son, named Bharat...

Dear sir
My name is devendra nath singh my wife account number is [protected] in this account number is bank of india g t road ghaziabad in this account pardhanmantri jivanjyoti bima yojna claim related issue 1 july 2015 ko frist premium debit kiya gaya tha second year me koi bhi premium debit nahi hua es account se koi bhi information mujhe bank se nahi mila jabki auto renewal premium 22 may 2017 ko without information debit kar liya gaya account holder name sunita jo ki 10 june 2017 ko expired kar gai eska rewal premium bank ne 22 may 2017 ko debit kar liya gaya claim ko apply karne ke baad inssurance compny claim reject karke 330 rupay premium nomnee ke account me wapas bhej diya eska regarding mujhe bank ke madhyam se help mangne ke liya suggest kiya gaya pechle six month se mujhe bank ne es regarding koi help nahi kiya maine bank me and bank ke head office me bahut bar sampark kiya irda ke ek complaint email id [protected]@gmail.com es i'd par bhi email kiya gaya jiska responce mujhe 12 oct 2017 ko aaya ki aap bank me writen complaint kijya wo bhi kiya gaya par koi bhi sahi response mujhe bank karamchari nahi deta hai kewal branch se emails karya jata hai jiska koi bhi responce nahi milta es matter ko main chahta hu ki rbi ke rules ke according bank par uchit karywai kiya jaye agar bank ne mara paise insurance company ko 22may 2017 ko reniwal premium debit kiya hai to mara claim banta hai par bima company name sud life ne mujhe wrong jankari ke sath 330 rupes premium refund kiya hai
Attah
Nivedan hai ki details ko bank and inssurance company ke madhyam se cheak karya jaye aur customer ko justice dilwaya jaye
Your faithfully
Devendra nath singh
H no 229 gali no 2 shanti nagar vijay nagar ghaziabad pin code 201009
M no [protected]

Hello,
I am mr. Deepak kori from pune, i got a call from delhi by a hdfc insurance agent, he promised that take a insurance plan & get instant loan against it. I have paid the full year amount i. E rs. 40, 000/- & i was promised by the agent that i will get rs. 4, 00, 000/- loan but after paying the full year insurance amount also i didn't get the loan & the bank is also not canceling the policy.
Policy no. : 18316494

Regards,

Deepak kori
([protected])

Dear Sir

i have a policy no. 51577827 reliance insurance company.

i want to cancel it because of wrong commitment.

reliance agent give me commitment of 7 lack lam sum amount after 5 years and 25 lack lam sum in 15 years but i was talk to reliance customer care exsivetive he say all commitment is wrong and i was give 50000x2 premiums and my fund value in 4 years is only rs 106980.

pls call for feather details [protected]

Dear sir/madam,

This is to inform you that i (Manoj kumar - [protected]) purchased a insurance policy[protected] assured money back plan on dated 30/04/2017 from future genrali through their channel partner but international insurance broker
Pvt ltd. (Concern person # mr. Vijay singh rathor - [protected]) they promise me that provide the loan of inr 3, 00, 000/- against this policy but when i got my policy bond they are not responding to me. So that i want to cancel my policy and want my money back. I have already submitted all document regarding cancellation in f. G. Office. But they are not responding regarding my money back.
So i requested to you regarding cancellation the policy and amount of inr 30, 000/-. My financial position not good. I have chatting on whatsapp with mr. Vijay singh rathor.

Dear sir/madam
Kindly inform you that i have complained policy no[protected]&[protected], bharti axa which was provided by mis gauid from bharti axa last year on date 9/12/2016, and 25/9/2016i am mentally disturbed to take these policies please help me and refund my hard money i am not capable to continue these policies i have putted already this concern i ñ front of bharti axa, please help me

Regards
Kuldeep kumar

Dear sir/madam,

This is to inform you that i (Rohit kumar) purchased a insurance policy[protected] money back plan on dated 11/10/2017 from future genrali through their channel partner singhma insurance broker ltd. And i receved my policy bond on dated 25/10/2017. They promise me 40% discount on my first premium but when i got my policy bond they are not responding me. So that iwant to cancle my policy and want my money back. I have already submitted all document regarding cancellation in f. G. Office. But they are not responding regarding my money back.
So i requested to you kindly have a look on my request as soon as possible..

Thanks
Rohit kumar
[protected]

I, deepak shivalal munot, had applied for a term-plan of pnb - metlife on 3rd october 2016 by paying rs 67, 436 online against their attached proposal.in the said application it was clearly mentioned that my wife, manju deepak munot, for whom also i had sought insurance cover, had undergone lumpectomy in november 2011. Subsequently, as per their requirement, all her reports were shared with them. Her pet-cts over the last 5 years (As well as her ctc report done in 2016) shared with them show that after her lumpectomy she is free of malignancy.

After over 5-months through e-mail dated 11th march 2017, i was informed that they cannot cover my wife while they are ready to cover me. They had, on 27th october 2016 i. E. After more than 3-weeks had e-mailed me that “due to the personal medical history of my spouse” she is being denied an insurance cover while agreeing to enrol me. While denying the cover to my wife, pnb-metlife did not clarify what new facts of her medical history did they learn subsequently to deny her the cover. Had they told us at the time of applying, i. E. Right in the beginning, that they do not cover anyone with a history of breast cancer, it would have saved us all the trouble. I am scared of the mental trauma my spouse would have to undergo if i inform her that she has been denied the insurance cover for which she had gone through all the medical examinations with me. It is just very unfair to her. It would be a big psychological blow to her. Hence i request you to ask pnb-metlife not to deny my spouse the cover they had proposed to offer.

Secondly, while declining to offer us the policy, they returned the premium amount of rs 67, 346 on 31st march 2017 i. E. After 6-months without any interest on such a big amount.

Deepak shivalal munot

Sir,

I am writing to seek your help in following matter concerned with online insurance policy renewal.
I had mediclaim policy no 215302/48/2017/758 expiring on dated 12/07/2017 with oriental insurance co ltd (Oicl), which i tried to renew through oicl portal on 08/07/2017 but rs 7173 got debited & i received a mail (Refer to trailing mail) from portal support of oicl stating "your online transaction on our portal has failed. The amount remitted by you for this failed transaction will be refunded to you within 5 working days. You may kindly make another attempt on our portal or approach our operating office for the purchase or renewal of your policy." as per advice, i again attempted to renew policy & this time policy got renewed against another new payment of rs 7173. Two month & 12 days have elapsed since double remittance towards renewal of single policy but i have not received refund yet.in this regard, i have approached to both bank & insurance company. Bank has repeatedly confirmed that the alleged "failed transaction" was successful.
After failing to elicit any response from insurance company, i mailed to irda on dated 10/08/17, which was duly acknowledged, vide grievance application no is:[protected], stating matter would be addressed within 15 days. But, non of them have responded till date.
Now, my hope lies only with you, so please look into this matter.

Enclosed
1. Bank statement
2. Screenshot of response received from upi dated 08/07/2017
3. Screenshot of mail received from pnb bank dated 27/07/2017
4. Screenshot of mail received from pnb bank dated 29/07/2017
Yours
Anil kumar gupta
Insured code[protected]
Mob [protected]

A person shalini ([protected]) misguide me that you got tax benifs in this policy. But in my itr and form 16 i cant get any tax benif. When i call her he told me that after 15 days policy disbursal, you cant surrender it too. That very disapointed. Please settele my case. Waiting for your reply or call me anytime.

Thanks

Rahul kumar
+91-[protected]-714
Policy number[protected]

On dated 21.08.2017 my car (Maruti Swift VDi white Colour R14 CZ 7520 zero deft insuraned by HDFC EGRO ) damage in road accented. after that we call in in insurance company for clam then the surveyor (Nitin bhatt) come do his work. he did not do his work.after that we call again niittin bhatt the he sed to me it is not possibly to full clame of your car damage bicoze the damege is not related of the 21.08.2017's accedent. but i sed iit is wrong the damege related to the accedent bt he dint aggrey

and pass only 80% of clame balance 20 % amount pay be me to maruti suzuki autthorzed service center

my car inurance number is

[protected]
Name of insurahnce holder

Mr Abhay Jain

plz sir give the right Jugdment

Respected sir, i have get lic policy from life insurance corporation of india, due some financial problem i could not pay further installments, i have paid 2 installments rs 7211/- each, i have paid rs14422/-, i have contacted to my agent about my problem, he said to me that lic not gives lapse policies, sir this is my hard earned money, pls help me in this matter, i will be very thankfull to you.
Ravinder singh sandhu
H no b 24/107.
Kishan nagar, nabha gate, patiala.
Mob [protected]

My name is "rajesh mulchandani" i am having an health insurance policy from united india (Policy no. [protected]p[protected] due date was 10/09/2017 and i have made online payment with transaction id (Gc[protected] on 9th of september 2017 through net-banking and amount also deducted from bank account. But i have not received any confirmation from the company and when i was visited in local office they are not able to update status for the same and asking me wait till they get any update for the same. And i have also personally met with grievance officer mr sandeep patil "assistant manager" he has also given me assurance that we will resolve this issue asap. Still not getting any response for the same.
Request you to please look into the matter and help in resolve the said issue.

I am mahesh shukla, from village post nepari tahasil kailaras disst. Morena (M. P), i have 9 policy in pacl india limited. But i have not receive amount and any benifit. So please give my fund and benifit.
My policy no. -
U[protected] rs. 74134
U[protected] rs. 74134
U[protected] rs. 74134
U[protected] rs. 74134
U[protected] rs. 74134
U[protected] rs. 74134
U[protected] rs. 185335
U[protected] rs. 185335
U[protected] rs. 37067
My all policy completed[protected].
Regarding : mr. Mahesh shukla
Contact no: [protected]

Subject: complaint about deduction payment
Vima lokpal

Respected sir,

I would like to inform u that i have policy with nicl no.[protected]/16/[protected] named mahendrabhai m. Kalyani

And i made claim with nicl company for 30641 at april 2017 and company pass 18000 for it

Then i complaint irda complaint no. Is 08_17_000153 dated 1 aug 2017 and they call me that now we pass your claim for rs 24000 and try to bargain with me to accept 24000 but i didn't accept it as i paid 30641 to hospital for treatment
Second reminder one more time at 16 aug as second reminder but company didn't reply for it at irda also they suggest me to go for vima lokpal
So my request is plz help me to recover my amount from company

Yours faithfully
Mahendrabhai m. Kalyani
[protected]

I have purchased samsung model note 5 gold on 25/09/2015 with syska gadget secure cover for my mobile.
Accidently my device was damaged. I claimed as per cin no [protected] on 23/3/2016. All process completed as per guideline of the customer care. All necessary doccuments withj handset were delivered to the service center at vashi navi mumbai.
So many times contacted to customer care of syska co. And so many emails send to the syska gadget secure. But after 16 months of claim, my claim is not settle by the syska gadget secure.

I have a call from excutive mr. Manish sharma [protected] bhima lokpal that if you are having any dispute or if your unable to pay the policy or your feel that ur not getting any benefit from the present policy. Then you can freeze the same policy and we ensure that you will get the refund with in 90-120 days time of the freeze policy, only i have to buy new policy of less premium, so i new policy was sold to me. Aegon in the end of april...

My father expired on 1 sept2016. I applied cliam at janurary 2017 policy no.[protected].,[protected] named suresh chand jha insurance branch office dholpur house at agra.
Lic does not payment to nomini my mother shakuntla devi. Me and my family facing many problems. So please i requested to resolved my problem as soon as possible.
Mobile no. [protected], [protected]

Dear sir,

I bought two policy from kotak life "head start" plan in year 2007 for 30 lac and 10 lac for my wife. Policy number: 00628897 in the name of babulal mehta for rs. 30 lac.
And 00620671 in the name of chandrika mehta for rs. 10lac.

As per policy terms and agreement i have to pay premium rs. 1, 50, 000 every year and minimum 3 year i have to pay there after it was on my descretion to pay more premium till fund value available to pay mortality charges.

I paid some 6 lac rupees in first 4 year and there after i stop. My policy is still live and running as per policy terms. With my great surprise when i checked there statement i found they didcutting double amount than what specified in mortality charges chart they given with policy document. I complain many time but not satisfactory answer from kotak, i went their local office in rajkot but they also not able to justify deduction.

Now when i enquiry about this the reply i got from total service department is socking, they said there some rider running with your policy for that banifit charges are dedcutting.

I send them my policy and my proposal document but they are not answering.

I need they credit excess unit they deducted from my opted fund along with interest to service my policy till its life.

What is to be done?

Regards
Babulal mehta
B 401, man bandit apartment, 7th street vardhaman nagar, off palace road
Rajkot 360001
Mobile number [protected] and [protected]

This is to bring to your kind attention the fraudulent practice being done by bma wealth creator against my father mr ashoke kumar ghosh (Aged 70 years) in multiple cases by multiple people in your organisations by misguiding him, hiding and misrepresenting the policies taking advantage of his lack of knowledge and age.in each of the cases he has been assured that you will get back the previous amount and entrapping him investing into multiple policies. The details of the policies and the person concerned are as follows:

1. Joydeep sen (Ph no.[protected] salt lake globsyn office) has entyced him to invest into exide life (Policy no. 03185802 dated 21.09.2015) of amount rs 19684.34. Once he invested this amount the paid an amount of 15, 000 as recovery of an earlier investment in reliance. This was done to gain trust with my father.

2. Subsequently joydeep sen again called my father and asked him to invest in another policy in exide life (Policy no.03228469 dated 30.11.2015) of amount rs 19, 659.89. This was assured to my father that he would be getting back the amount along with the previous amount

3. Subsequently joydeep again advised him to invest in sigma ttk mediclaim (Policy no. Prohlto10256076 dated 29.02.2016) for an amount of rs 26, 000.

4. Subsequenty one lady called vidika adhikary (Ph no. [protected] and mobile [protected]) from the same salt lake globsyn office advised that if he invests into additional amount he would get back the previous ones. The policy imposed was exide life (Policy no. 03381558 dated 23.07.2016, policy holder is aditi ghosh his daughter in law as per advise of vidika)

5. Miss meghna ghosh (Ph no. [protected] from bma office globsyn campus, salt lake) misguided my father to invest in future generali (Policy no..2016-f0284030fre dated 24.08.2016) for an amount of 1 lakh (Partly by cash) information regarding the policy was hidden from my father and he was misguided to invest an accident insurance assuring that he will get back the money in a weeks time. However this was paid back once we approached future generali after deduction of stipulated amoun.

6. Finally one saikat sen, sreyasee bandopadhyay and abhisek banerjee (With nos [protected] and[protected] came into the picture and trapped him to invest in another policy prohlr01025921 dated 24.11.2016 for an amount 10, 000+2500+16, 700+3600=rs 32, 800 in cash and cheques

A cancelled cheque was asked from my father where a signature was forged for doing a future ecs.

They have nowadays stopped responding to any of my fathers phone calls.in all these cases the trust of an elderly senior citizen was exploited and taking advantage of his limited knowledge a heinous act was done by all the miscreant s of bma wealth.

Kindly get in touch with me at [protected]
My address: a/166 survey park, santoshpur kolkata-700075