Capital Float Complaints & Reviews

I am alok kumar phone number [protected].I have been paying my dues before the due date but still capital float deducted ₹295 from my account saying "Mandate fail Chrg txn dt.[protected]
Capfloat Finan".Also I cleared my this month dues on 27th oct but today it's showing an etra dues of 269 out of nowhere.

Even after clearing all my dues of laon account with capital float under one time settlement offer they are wrongfully hitting ecs on my linked account. This is totally fraud which i want to report. And because insufficient balance its getting bounced and putting heavy penalties on me by my bank. I have written emails to them solve this but they are again and again presenting ecs fraudulently. I am not getting any response from them. Now question is will they ever stop and who will the penalty which are levied on me by them. Also they have goons as their recovery agent who send threatening messages on personal WhatsApp chats which is totally fraud. So please help me to get out of this fraud and harassment.

I have settled the loan, and received confirmation but still it's showing active account and not settled in cibil.

This is a disgusting credit institution. I had one emi of 10800 pending as of march. Due to the covid pandemic, i was unable to repay the emi. Thank god, the government has introduced moratorium. But the capital float people don't care. They just want their money even though if it kills a customer.

I have arranged enough money to clear all my loans before the moratorium despite unemployment. But this particular lender hasn't been helpful all along.

Didn't register me for moratorium,
Didn't check with the customer for a moratorium
Instead charged a late fee,
Additionally charged cheque bounce charges,
Cheque bounce charges even though i closed the loan

The money i arranged for other loans has also been consumed by capfloat. I mailed them from 45 days back and no response. I raised a cibil dispute, but hey they are proactive in this particular case to reject and not answer customer queries.

Again because of these incapable and greedy institutions, i am now unable to get any education loans and my dreams are shattered.

R/s sir,
I was using Amazon pay and for that
I have made total payment of capital float but then also 295 rs amount is still getting deducted from my bank account.
Also your customer service is inactive.

Hi mentioned in subject my loan is already paid but still si is putted on account. Please stop immediately. They are charging still si without any reason. Pls support on same.

Please provide me my noc letter, i have already closing all amount paid to capital float and also sent mail. But capital float not give any noc letter, my loan a/c no-bal18e[protected]. Please resolve my problem asap because my credit score is affected so please importance my complain.

Why is 295 rs always deducted from my account. I have used amazon pay emi for purchasing a phone. And now it's twice 295 rs is deducted from my account one on 6th feb and other on 3rd march. I am supposed to pay by 5th of every month it's ok for the 1st case i am late on payment but 2nd time i don't understand why you deducted from my account. Why unnecessary deduct my money

I had purchased BYJUS LEARNING APP from BYJUS Marketing agent (Mr. Hiren Mumbai) Mob: -[protected] on 03.06.2019 (received a receipt on 20.06.2019), so according to the return policy I can cancel it within 10 to 15 days, so on 9th day I send mail for cancellation & send what apps message on the given above even on of phone calls but they not canceled it and I didn't get a refund. Now I am calling them every now and then no one answering my call and no response coming from their side.also we request you please cancelled my Education loan provide the same from Captal Float

Dear sir/Mam
Wish you a very happy new year
I was doing course in vlcc. I couldn't complete my course and vlcc said to take loan and told they will give education loan and they didn't provide it. Now capital float telling double charges while I have given 7-8 EMIs.I am very much disappointed pls give resolution in urgent basis.I am unable to pay double payment.Even they didn't let me completed my course. I waiting for your quick and kind please help me otherwise I will do complaint in consumer court... Please try to understand my issue, I don't have any other options.Plese help me for same.
Waiting for your help
Regards
Jyoti

Mo-[protected]

Hi... As i was given an settlement amout of my loan repayment. I was informed that i will be getting noc in 7 working days... But now its 20 days and above the payment done but still no update on noc and payment confirmation from capital float.
Its hectic... When we call them they say we are working on that.
All over they have provided me wrong information however...

Worst strategy of recovering loan. If you ever miss the payment in any one month, they will keep presenting your cheque again and again into your bank account so your bank will charge cheque return charges 590/- per cheque bounce. I paid 7 months emi on time but unfortunately i couldn't pay 8th month emi for 15 days because of my dad's health issue. So my emi was 4, 522 and cheque return charge is 3, 560. Plus 590 penalty. Total 4522+4130 = 8652/-. One should always avoid taking loans from this company. (Capital float)

I have been a capital float customer through the makemytrip travel finance. Here i was given credit limit of certain amount of which the bulk is still available for use. I had called up makemytrip who redirected me to call up the capitol floats team. The customer care executive told me that this particular option of capital floats credits being used in makemytrip travel finance has been put on hold temporarily due to which i am unable to book any tickets using that option. I was also told that i will be notified when this option is reactivated again. I ask them very simple question that why i was not informed when this particular option was being put on hold. To this i was given the same stereotype answer that they regret my inconvenience. Really bitter experience. Would like to have this issue resolved

Following are the details of the company:

Capital float is the trade name of capfloat financial services pvt. Ltd. (Formerly known as zen lefin private limited)
Gokaldas platinum,
New no. 3 (Old no. 211), upper palace orchards, bellary road, sadashiva nagar, bengaluru - 560080.
Call us on:[protected]
Email: [protected]@capitalfloat.com

I am monika sharma,
I have taken a loan of 80k from capital float and when i get a confirmation call from the bank employee that emi will be debited from 4th every month but the date was 2nd and get a bouncing charges. Now the story start we credited our account on 4th then start customer care we told them the case they assured us auto debit will again hit as per process and extra charges will be waved of but we waited for 8 to 10 days and no auto debit hit. At last they called us and said sorry from capital float and asked us to pay by paytm and said no extra charges will hit you just pay the emi amount. Today we get a call from capital float employee guiding us to keep money in your account if you take loans. I immediately called again customer care but as said stupid customer care people again started saying no charges will be waved of or you give us proof of who called persons name. I said are you from congress. I said all calls are recorded you have all data but nothing same repeated words no wave off. I have complained further but want to say worst services and worst company. Never ever come in influence of these stupid one.
My rating is[protected] out of 10.

I am Akhila senapati . My registered mobile number is [protected].I have cancelled and return back your product but I still am getting calls from your team asking permission to take money.for the one months. So please return back inr5500.also please ensure not to take again money from our account.(we already send it) Date-24.01.2019
To, The Branch manager,
Capital Float, Bengaluru,
Sear sir,
With reference to the Subject cited above I would like to draw your kind notice that without my knowledge the above loan is sanctioned to me. I have also postponed the offered course of BYJUS and discussed to your marketing manager mr Tathagat and also with Byjus for closing of the loan. They are arranged for closing the loan but till date it is going on.
Therefore you are requested to please them necessary action regarding the afore said and arrange to close the loan A/C as afore leading possible for which Ican live wither tension and aver grateful to you.

THANKING YOU
Yours faithfully,
Akhila ku senapati

I am ruchika gautam and i live in delhi.in the month of june i went to lakme academy for some information regarding makeup artist course. On 6th of june i went again to discuss the fee structure but the branch manager said that there are some loan assistant programme for poor students in which you can pay your loan in installments but i said to her that i am not sure as i have to discuss it with my parents.. She take phoyocopy of my mathers adhaar card and said mam this is only for registration and not for loan and she took 2000 from me for registration and next day she said your loan has been approved even after saying no from my side.. She did misuse of our id that is a big crime.. I dont have any receipt of that amout.. I haven't taken a single class... I said to her that mam please cancel my loan i have told you i am not sure dont process my loan despite of saying no she was listening as she wants to achieve her target.. She said if you want to cancel the loan just drop an email to me for loan cancellation and also write an application for loan cancellation and give it to me.. I sent an email and also gave an application.. I was continuously going to lakme branch of rajendra place.. But they did not forward my loan cancellation request.. I am continuously receiving calls and messages from capital float.. I have talked to capital float executive.. He said drop us a email regarding loan cancellation.. I emailed them but have not received any response.. I dont have any documents regarding loan process, no slip and i have not received even a rupee of loan in our account.. All the money of loan is received by lakme.. And capital float is asking me to pay the loan.. And they abuse us on phone.. They are continuously threatening me and my sister in a very bad language... How can i pay when i have not received any amount.. I have all the proves of emails that has been sent by me all the recordings of that abusing phone call..

I am sharing a mail with all of you that i sent to the fraud companies like capital float and VLCC.

Hello Capital Float,

My name is Vivek Kumar Jaiswal and I am facing the torture of fake loan because of VLCC. I told your company thousand times that I had never taken any kind of loan through any training institution. But again and again, I has been receiving calls from your end to repayment of a loan for which I'm totally not aware of. So, first of all, you are requested to kindly send me the paper of my consent for such loan so that I could find from where all that started and can find the actual culprit who did such fraud with me. And if don't have any such paper on kindly tell me in writing on which behalf you are asking for the repayment of such loan, if you failed to do so I will go to the police to file a report against you that you people bothered me in such a level that I got highly depressed without having a valid reason.

I would like to give a synopsis of the fraud done by VLCC with me...

At the time of counseling, I clearly told the lady counselor about that I was not sure about joining courses are offered by the Institute because of some personal problem.
She told me about the loan assistant by for poor students. She requested me to check eligibility for a loan and she asked for some documents for that. It was done by me because how can a loan be approved without verifying through the consent of candidate once. Even I don't have my loan documents.

I think this happened because that lady counselor just want to complete her own target putted by VLCC by doing such fraud or something like this happened. This is not a reputation of the big companies like VLCC that's why people trust you and you executive done such activity VLCC need to have a proper verification process for that. I can put these things on social media and google about VLCC and a company like you.

Now It's your turn, Prove that I am taking classes or I have taken any single classes.
Again requesting you to send me the documents I submitted for the loan according to you and give me the loan documents that I don't have. I don't have admission number by VLCC, I don't have fee slip, and even I did not received study material and all.

Can you and VLCC show me the CCTV footage that I was present in their classes? Stop torturing me with the name fake loan on the name of me.

Can you pass a loan of any person if I give you the documents like Adhar Card etc? without verifying with the concerned person.

Without any proper verification, your agents have been torturing all the time in such a way that the people like me forced to commit a suicide. This is a serious problem your executives have been doing with me and Will be liable for these kinds of incidents.

I have not taken any loan, but suppose if have taken any loan according to you.
Then also cancel the loan, I have right to cancel the loan if you accept me as a consumer. With the state of my current financial status, I am not able to pay any such loan that has not been taken by me or my consent.

I have informed you about the loan fraud and even after this information, You are not canceling the loan then i am not liable to pay the fraud loan.

Expecting to prompt support and response for the sake of my health and your company reputation.

This mail is also cced to PMO office...