Reliance Home Finance Complaints & Reviews

I have taken a loan from the reliance for home but, i have not get subsidy by reliance after taking loan 5 year.
Please give a proper solution of my problem, please help!
Loan account no: RHAHBVN[protected]

Hi,

My name is sudhir kumar.. I have taken loan from your bank since 2017 feb.

Last two month I was not able to pay emi due to job I had lose my job.. So my financial conditions is not good.. But from this month I will start to pay pre emi.. But collection team every day called me and Pressurized me.. I am mentally disturbed.. My project is also in Inslovency. Please suggest me what should I do...

Dear sir i am rashmi rekha mohanty of home loan a/c no
Rhahbhv[protected].
Regularly i paid my installment. Reliance home finance taken regurally higher interest rate from me. Now i want to change my reliance home finance to other bank. Du to covid situation i cannot afford the home loan instullament amount 32000/-
So i want my lod. I also applied, but rhav not any response. So kindlly solv my problem as soon as possiblem....

This is to informed you that customer care number and email id it not working which is given on reliance home loan portal. I am trying this since 15 days but no response.

Hi Team,
I had seen two times in this year (Feb 2019 and May 2019) Inteterest rates are increased. Before that also many time interests are increased. When GOV increased rates RHFL also increased however, when GOV reduced interest rates RHFL still kept on increasing ROI. When I started interest was around 9.5%. Now it is 12.52%
There is no regulation it seems. They are charging heavy interests, needs audit....

Loan account no. Rhahdur[protected]

Myself sharmistha adhikari chatterjee, i have taken home loan of rs.13 lakhs 56 thousand from reliance home finance bank a 01/12/2015 and rate of interest 9.7%.
I applied for reducing the interest of the loan, but after a few months (Its processing fees around 5000/- thousand), the interest was increased again. Now it is given 10.15%.
No other any bank loan has increase ie: government and also private (8.5% to 9.00%). Only reliance home finance bank increase of the loan day by day. Its very bad financial institusion.
They are trying demorlised customer.
Plesse have a look on priority basis...

Rate of interest increase following below:
1.15/08/2017 increase loan interest 9.00%
2.15/05/2018 increase loan interest 9.20%
3.15/07/2018 increase loan interest 9.40%
4.15/09/2018 increase loan interest 9.60%
5.15/11/2018 increase loan interest 9.90%
6.01/02/2019 increase loan interest 10.15%

I took a loan from reliance home finance.
When they provide us letter they mention rate of intrest would be 9% but they are increasing rate of intrest day bu day. Now its become 10.25%. Previously they make emi 25697. After that they started increasing number of years and thjs month they increase my emi 26190.00.
How they can increase emi automatically.
Its very bad financial institusion.
They are trying demorlised customer.
Plesse have a look on priority basis.

Dear sir
I have taken property (2bhk flat) at alandi road pune, property name is tanish orchid
And total property velue is 39.25lacks, and i have paid 8 lacks to the builder from my savings for above money i have taken home loan from reliance home finance, since 2.5 years back (Loan account no. Rhahpun[protected] lacks,
At the time they were paid to builder 13.54 lacks and they said remaining amount they will pay after completing construction, building was completed 01/09/2018 and builder was given demand letter to reliance for remaining amount now they refusing to pay remaining amount,
Sir last six month iam suffering from this matter now builder is telling if you will not pay remaining amount he will cancel my property,
Sir please support me in this matter reliance person is not listing my issue.

Property name ;- tanish orchid

Property add ;- f2 flat no.601, near charoli phata, alandi road pune 412114.

Bank name ;- reliance home finance

Loan account no. Rhahpun[protected]

Bank person ;- nilesh naik [protected]

Property accont person ;- gouri madam [protected]

Hello
Please let me know if a nbfc can charge foreclosure/prepayment charges on loan against property given to an individual borrower and the co borrower is a huf karta (Which is not a firm.)
The loan was purely given to an individual but huf was added as a co borrower only for loan eligibility. All the emis are paid by the individual alone from his bank account.
Please help or i m going consumer court
Regards
Moxesh sanghavi
[protected]

Dear sir,

Refer above subject my loan against application id 922545 was sanctioned on dated[protected] and its almost 20 days spent and still the disbursement is pending. Its not a good customer service habit from your side.

Please advice when i will get disbursement. If it more delayed than your companies branding and image will be spoiled socially.

Please reply on urgent basis.

My loan accoutn number- RHHLDEL[protected]

At time of forclosure the company is asking for forclosure charges of 3% +service tax as the one of the coapplicant is a company

It was not mentioned in the sanction letter nor the same was intimated to me.

As per them same was written in the loan agreement which is part of huge numebr of pages signed by us. How can they except us to read all the loan documents the sanction letter should have all the imporatnt terms and condition.

I will file a complain to highest authority incase the same is not removed

I was taking home loan from reliance 2 month before and your technical valuation person collect 50000 from builder and giving wrong technical report your technical person giving 505 and 100 square feet comon but actually 460 square 120 square feet comon actual rate 1500000 but they are giving 1900000 valuation my mobile [protected] and I need immediate solution

My reliance account no : 1) rhhlcoi0000193, 2) rhhlloi0000201, 3) rhhtcoi0000193, these all loans maintaining for your home finance, i already close my account 2) rhhlloi0000201. today i will go to ur office in 10:30. i am waiting for 10:30 to 1 : 00 pm but your office staff not properly response.
This branch manager : sarvanan kumar, no response for a customers, this office employee karthic also not properly responses in customers,...

Have taken home loan in sept 2010 at an interest rate of 9.10%.
.In oct'10 there was a rate revision in oct'10
Instead of revising emi amount, tenure was increased by 13 months. That is from 179 to 192 months.
Another revision in february 11 again had change in emi tenure from 192 to 202 months.
Subsequent revision of rate in april '11, aug'11 ans sept'11 showed an revison in the emi amount with change in emi tenure by a month

From jan '12 - march 2015 the interest rate reflected in tac certificate is 12.60%.. The emi amount paid was inr 19764/-

For the fy april 2015 - march 2016 though the emi paid is 19764/- the
Interest rate in the income tax certificate is shown as 12.35%,

We are stil paying an emi of 12764/ and the tenure increasde to 217 months and subsequently changed to 207 months.


We have written to the company in may 2016 for an explanation for change in the repayment tenure.
We did receive a reply stating the revision in rate from from time to time but not a word for the change in tenure.. Further they offered to reduce the interest rate from 12.60% to 10.75%. For which we have not responded.

Now in july'16 have sent an email on following points.
1. Disputing the change in repayment tenure since agreement states repayment tenure 180 months.
2. The source or documents to show the revison in plr rate and therefore revision in rates.

3. Was there no change in plr rate from jan 2012 to august 2016. Ans the
Interest rate was constant at 12.60%. Since the emi was at 19784/- throughout.

4. To give us a repayment schedule reflecting the rate of interest, principal amount, interest amount the emi amount paid right from 2010 till date.
We have bwn provided with a account statement reflecting the loan amount and the emi paid so far without giving the interest and principal amount so far.

As we feel the com[any has flouted the the terms of agreement and has collected amount in excess of waht was actually due to them

Since there is no response from the company except for reverting shortly, have decided to refer to the consumer forum and get it resolved.

Kindly advise recourse to this issue.


Regards

I am having a home loan from reliance which was taken in Sept 2014 and repayment is regular. Before one month I had received a call from your business executive for top up loan against same property subject to my income eligibility and offered me loan of Rs. 10-12 lacs.
Your officials come to me and did all required formalities like FI, documentation, Credit discussion, valuation of property from two surveyors etc, and finally after...

Dear Sir

I had taken a loan in June 2013 from Reliance Home Finance Ltd.My Application ID no is 634959.My loan account number RHHLDEL[protected]At the time of your disbursal my loan amount was 1,20,00,000.At the time of sanction of my loan your manager's came to me and had a meeting with me at that time they told me about the Rs 50,000/- as an insurance charges.After sanction of my loan one of your executive came to me for signing of Loan Agreement at that time i refused for insurance amount.They assured me that there would not be any charges for insurance. In fact i got a fresh Sanction Letter without any insurance charges from your company manager's official mail ID. Hereby i am providing you that sanction letter copy which i got from your manager's mail id.But i was shocked when i got my Draft.There was 2,04,000/-debited as an insurance charges.After getting that draft i was trying to coordinate with all of your Manager's but all of them are very busy.Some time they are in full day meeting or some time they are Out of station.I don't understand what i have to do.Because all of your manager have done a big fraud with me.All of them are involved in this Fraudulent. How could all of you can do this kind of cheap actions.How could you can deduct any kind of insurance charges without taking permission of customer.What do you think that all consumers are same.Now over all my my concern is only that cancel this Insurance Policy and refund my 2,04,000/- or adjust in my account.Please feel free to contact me on below mentioned number.