[Resolved]  ABN AMRO Credit Card — Threatning calls of court case being instituted against me at Jodhpur Court whereas i am a permanent resident of Chandigarh

It is brought to your kind notice that I was issued a ‘Freedom’ Credit Card No.xxxxxxxxxxxxx valid from 02/04 to 02/06 of your Company under the life time free card scheme i.e. no renewal fee etc. shall be charged on expiry / renewal of the credit card. The card was used by me and payment of dues regarding purchases made by me were cleared in time and no outstanding amount was ever intimated to me regarding any purchases made by me against the card.
However, very disturbing news was broken to me on 22.08.09 at 1.55 pm from Mobile Phone No.[protected], by one Sh. Varinder Singh, Claiming to be Information Officer of the Jodhpur District Court, who informed me that a complaint has been filed against me by Sh. Raman Bagga, Advocate regarding non payment of outstanding dues qua aforesaid credit card under reference. A Mobile No.[protected] belonging to Sh. Raman Bagga Advocate, was given to by Sh. Varinder Singh, advising me to contact him for withdrawal of the complaint. Accordingly I contacted over telephone on 22.08.09 at 2.01 pm, Sh. Raman Bagga, who introduced himself to be head of north zone of your organisation and informed me that a case under section 420, 406 of the IPC has been filed against me for recovery of amount to the tune of 1.7 lacs in Jodhpur District Court, Rajasthan, Sh. Raman Bagga was very ‘discourteous’ and ‘rude’ in his behaviour and refused to disclose the details about the outstanding amount and details of case filed in court.
It is pertinent to mention here that I have never used my credit card to the tune of such heavy amount and never kept any amount unpaid for purchases made by me against the credit card under reference. Further, the card was discontinued to be used by me after it expired in Feb, 06. Again, my credit card was renewed by your organisation and a fresh credit card bearing No.xxxxxxxxxxxxxxxxx valid from 01/09 to 02/13 has been issued to me without my requesting for the same, which shows that I do not owe any amount to your organisation. Further, I made a telephone call at your chandigarh helpline number i.e. [protected] on 22.08.09 at 4.18 pm and inquired about the outstanding balance against both the new unsolicited credit card No.xxxxxxxxxxxxxxxxvalid from 01/09 to 02/13 as well as old credit card No.xxxxxxxxxxxxxxxxxxx valid from 02/04 to 02/06 under reference I was informed by your executive that amount outstanding against the aforementioned credit cards under reference is ‘NIL’ and she further confirmed that credit card No.xxxxxxxxxxxxxxxvalid from 02/04 to 02/06, is being shown as ‘CLOSED’ with no unpaid outstanding amount.
In connection with the aforementioned it is submitted that it highly unprofessional and unethical on part of your organisation to institute court proceedings against me on false and untruthful grounds without ever sending me any bill qua outstanding payment due and without sending me any legal notice, further how jurisdiction of Ld. District Court Jodhpur, Rajastan has been evoked, when I am residing at Mohali and credit cards were issued to me at Mohali.
Keeping in view the aforesaid facts, you are requested to kindly look into the matter at the earliest and contact me on my email ID which is [protected]@rediffmail.com.
You are further requested to instruct Sh. Raman Bagga, Advocate to immediately withdraw the false complaint filed, if any, against me before the Ld. District Court Jodhpur, Rajastan, as alleged by him and inform me immediately. Kindly intimate me the correct position in this regard within next 24 hrs vide return e-mail, however, if due to your false accusations I have to travel to Jodhpur to appear before Ld. District Court Jodhpur, Rajasthan, I shall be constrained to initiate appropriate Criminal / Civil proceeding before the appropriate Court of Law for filing false complaint against me and for other appropriate reasons.

Dated: 22.08.09
Harminder Singh
House No.465, Phase-2,
Mohali-160055
MB. No.-[protected]