[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

There are
two credit bureaus that maintain your credit data in the country now, the
prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The
newly notified Credit Information Companies Regulation Act , 2005 (CICRA)
gives a consumer several rights with regard to credit bureaus. 1) First you
should approach CIBIL (www.cibil.com) to get a copy of your own credit report.
This right is given to you by CICRA. Make the request officially in writing and
get an acknowledgement for your request. 2)This report will then outline what
exactly is reported by the bank in respect of your credit account and enable
you to take action accordingly if there is any error in the reporting. Specific
measures have been provided in the CICRA for the consumer to raise a dispute
in respect of any wrong reporting with a time bound dispute resolution
mechanism that has been built in. You can take up the matter with the
concerned bank by posting a complaint on their website and keep proof of that
with you. If there is no response from the bank within 15 days, you can lodge a
complaint with banking ombudsman (www.bankingombudsman.rbi.org.in).
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Aug 13, 2020
Complaint marked as Resolved 
 
734 Comments

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it is really helpful because I have been searching for this CIBIL information for quite some time.
Dear Sir/Madem DOB 05/06/1982

""My name is Akbar, I want the CIBIL Credit Repot of mine, Becasue my name is in the defaulter list of CIBIL.
I had applied for a loan from some other bank, Bank denied my request because of my name catch in the CIBIL List.
Please help me I m very harassed these days.Please give me the hard or soft copy of the report.
I need on urgently basis. because I have doubt
I have a both are use the credit cards and two Personal loan, Last year 2007.every month i have pay the many in the record in my hand. I have lot of recipts and Bank Statement everthing in my hand so please helme.
Please help me sir.the problem will not come again at enytime
Please provide me the details.I m very harassed form the bank side. and give me the good suggustion and good report to me

Thanking you

Your's Truly

Akbar.A
I have applied for Home loan, but your CIBIL show me three credit card outstanding kindly provide me the details of above said credit card details alongwith credit card no.

thanks
I have applied for Home loan, but your CIBIL show me three credit card outstanding kindly provide me the details of above said credit card details alongwith credit card no.

thanks
Hi,
This Email is the reference of my Email sent to you on 28th July, 2009.
I again send this mail to you, because I am very harassed from the SBI. I had applied for a Housing Loan from SBI amounted to Rs 9, 00, 000/- (Rupees Nine Lakhs) only on 10th June, 2009. All the formalities had been completed; but on 24th July, 2009, I came to know from SBI that according to CIBIL report I have one credit card in my account. I asked SBI to give me details of the credit card issuing Bank / financial organization. Later I found the issuing Bank was HDFC. I have already deposited the entire outstanding of Rs 18, 940/- (Rupees Eighteen Thousand Nine Hundred Forty) only and collect the No dues letter and money receipt paid by cash from HDFC.

They told me that they have already updated the CIBIL report; but once again SBI told me that the CIBIL report remains same.

I am very harassed from SBI these days. Please try to understand my problem and rectify the CIBIL report as early as possible. I need your urgent help to enable to get this housing loan. I am giving you the 9 digit control number, 39.94.06.383.

Regards,
MD. SHABBIR HUSSAIN
[protected]M)
[protected]O)
How, I can check my credit cards records in cibil list kindly guide me
I HAD NOT DEFAULTED ON ANY LOAN. BUT STILL MY NAME IS APPEARING ON THA CIBIL DEFAULT REPORT PLEAS REVERT URGENTLY . WE LOGIN IN AUTO LOAN FOR ICICI BANK.BUT ICICI BANK REWART ME YOU ARE DEFAULTER FOR ANY BANK .PLS REVERT ME I DEFAULTE WITCH BANK. MY NAME IS SATISH KUMAR, DOB -01/04/1969, PAN NO -AHIPK6664M, & ADD -F364 SGM NAGAR SEC 21D NIT FARIDABAD.
Sir,

I have applied for personal loan to state Bank of India on[protected]. But they have kept my application pending due to OVERDUE amounts of being a gaurantor .I do not stood gaurantee to anybody, even if I stood gaurantee they are prompt payers and cleared all dues long back. Hence I request you to kindly clarify on CIBIL Report control number:40, 13, 23, 127 dated[protected] at 15.29.44 on oerdue amounts for taking n.a. I am in dire necessity of personal loan and the loan processing is getting delayed due to your report and no fault of mine. Hence an early clarificaion is humbly requested and oblige.

Thanking you
yours faithfully
ch. rama murthy
clarification on CIBIL report control number:40, 13, 23, 127 dated[protected] at15.29.44 is sought urgently on over due amounts.
thank you.
Dear Sir,
I have applied for Home loan for 30, 00, 000/- But today i came know from Axis bank that because of Cibil rating, iam not eligible.

Can you pls. let me know that what would be rating criteria, for which bank i have defaulted.

Regards

Pankaj Jain
Dear Sir,

How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL

thanks
regards

Devidas More
Dear Sir,

How I can check my report in CIBIL

Please guide me.I have one loans existing loans.I need to check whether I have any report in the CIBIL.

Regards
Devidas More
Date 15/8/09
Respected sir,
Kindly inform us the due of credit card payment so that my loan can sanctioned as early as possible as i don't have any card except AXIS BANK. All due are of about six years ago.


Thanking You
KISHANLAL. HARBANSLAL..KSHATRIYA
How can i see whethere my name is in CIBIL.how can i check.pls let me know
Dear Sir,

This is to inform you that Mr. Jitendra Damania has been has requested for Car Loan. Requset you to please do not give him any loan as he was once removed from his company where he was working. He was remeved due to which he had cheated the compnay by taking money from them and use for his personal things. He use to work in Exel india which has now turned to DHL Exel.

Before giving him such loan request you to please investigate about him and then do the needful.

Regards,

Arushi
AUTO LOAN
Dear Sir,
While applying for homeloan I received message regarding cibil low score. I have already sent mail and recieved response. But I am trying for your helpline no. It is always getting busy, even I tried for your landline no. but I not receive any answer from your phone operator.
I am facing problem with some credit card debit. I am need of detail, Please help me. I have already send mail with control no. and address of myself. I want to contact personally and I want detail on my mail. Please do needful.
Hoping for positive response.
Thanking you.
Anand
I wish to know my credit status with cibil. Sometimes I might have done mistake. If I know the status, I can get in touch with the respective bank to sort out the dispute. Pliz help to access the cibil records of my own by using DOB/PAN etc.

Thanks & regards
plz. check my name in cibil report pl.
Hi,
Can anyone help me get a copy of my CIBIL credit report. I had not defaulted on any loan..but still my name is appearing on the CBIL defaulter report. I had applied for a Personal loan form HDFC, but the same was rejected due to CIBIL report. According to CIBIL I have some credit card & loan amount written off in my account; I don't have a single credit card and any loan. I asked CIBIL to give me details of the credit card company so that the issue can be sorted out. They in turn have asked me to get a 9 digit control number from the HDFC that did the check from CIBIL. When I contacted the bank they said they would not be able to provide me the details as it is confidential.

I again contacted CIBIL, however they are not ready to share any details until I get the required control number. I am absolutely fed up and have being going in circle with issue. Can somebody help me? Does the remark on my account mean I will not be able to avail loan for the rest of my life?
lease revert urgently..

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