[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

I forgot to give my details. GIven below are my details..
Name: Raghu Ramaswamy
DOB : 4/4/1982
PAN : AJAPR6462Q

R/SIR,
I AM MANOJ WAGH, NASHIK.MY PAN NO. IS AAHPW6962E.IN LAST MONTH I HAVE APPLIED FOR PENSONAL LOAN FROM BARCLAYS BANK.BUT I AM NOT GETTING ANY RESPONSE FROM THEM.THEY TOLD ME THAT IT"S PROBLEM OF CIBIL
SO PL. SEND ME MY ALL UPDATED OUTSTANDING WHICH REFLECT IN CIBIL RECORD
THANK & REGARDS
MANOJ WAGH
NASHIK
[protected]

Dear Sir,

I am After American Express Bank Credit Card Division.

I had taken a Card From Amex in 1991 and never used it. There was one BPL Mobile Bill for around 2174.54 iin 1993 which I too paid directly to BPL therefore asked the bank to cancel this entry. Therafter in May 2003 i got a letter from American Expess that they will temporarily credit this amount. After this i i surrendered my credit card cancelled and never used the card. Thereafter I too never got any correspondense from bank for any outstanding. To my surprise when i wanted to take a loan through Axis bank couple of months back they have reported that i have this credit warning raised against me by Amex. I called up American Express Gurgaon and also sent them Letter but never got a reply. The credit report in Cibil Reads as below

ACcountNum: 1166175
Reported By: AMEX
Account Type: CREDITCARD
Ownership: INDIVIDUAL
Date Reported:[protected]
Open Date:[protected]
Amount Overdue: 5, 659
Account Status: Written Off

Would Be greatfull If you could help me to clear this matter. I do not mind mind still paying the amount even though i am not at fault.

It Looks like now these banks are taking CIBIL as a means of troubling customers to recover what they want if even if customer is not at fault.

Thanking you
Yours Faithfully
Rajendran V Nair
A 207, Alguj CHS Ltd. Pawar Nagar Thane west 400 610
Tel: 91 [protected] Res: 21717541

It looks like after Hon. court ordered the financial institutions to stop harrassing cutomers these financial institutions are taking cibil as a tool to harass clients.

There should be some method where the banks should also be punished for giving wrong information or late information to cibil leading to mental harassment to customers

best regards
rajen v nair

below letter writtem to CIBIL
This looks like things are just reported by anybody and it is taken for granted by your organisation as it is recorded without verifying.

see below cases

1. I hardly used American Express card and it too long a period to remember. Secondly when the bank itself has write off same why this is recorded.


2. Just Last month i cleared the housing loan of Citibank and i have a letter from them that there is no outstanding whatsoever in my name but your record shows otherwise.

It looks like the very platform like yours meant to record defaulters is not uptodate resulting
in inconvenience to =itizens

Await your comments

Best regards
rajen v nair

my name is Simon Benjamin date of birth is[protected] and pan no is PN AIXPB9703C.Pls provide me all the details related my creditibilty.if i am in defalter list of any bank or financial inst.

dear sir,
I have settled all my dues with ICICI bank Credit cards and noc given by bank one month back but still my name is showing in cibil.

hence you are requested to verify from bank and delite my name with immediate effect and oblige.

Regards
Sudip Nayak.
C Card No.-[protected]

MY CIBIL REPORT

MY CREDIT REPORT D.O.B 02/07/1979

How I can check my reports in CIBIL .please guide me .I need to check whether I have any report in the CIBIL

Madhu

Dear sir
wrote this main to CIBIL, Because I m very harassed from the
citibank . I was the good customer of bank, but there is and they put my name in the CIBIL.

""My name is sachin, I want the CIBIL Credit Repot of mine, Becasue my name is in the defalulter list of CIBIL.
I had applied for a loan from some other bank, Bank denied my request because of my name catch in the CIBIL List.
Please help me i m very harassed these days.Please give me the hard or soft copy of the report.
I need on urgently basis. because I have doubt

Dear sir,
I wrote this mail to CIBIL, Because I m very harassed from the
citibank . I was the good customer of bank, but there is dispute in some payment of cheque bouns but i payment in cash they put my name in the CIBIL.

""My name is sachin want the CIBIL Credit Repot of mine, Becasue my name is in the defaulter list of CIBIL.
I had applied for a loan from some other bank, Bank denied my request because of my name catch in the CIBIL List.
Please help me I m very harassed these days.Please give me the hard or soft copy of the report.
I need on urgently basis. because I have doubt
sir now i want loan but any bank is not giving. sir please suggest how can get a loan

Please help me to resolve this issue & provide the credit report of mine.

Looking forward for favorable response at the earliest.

Thanking you,
Sachin

I am Dharmendra Korhalkar. I want the CIBIL Credit Repot of mine, I had 4 creditcards, which all were settled by me, but still cibil shows dues of Rs 432, BUT NOT SHOWING THE NAME OF BANK . . Pl guide & help me

thanks & regards

dear sir ihave applied for a car loan in hdfc bank, but they have declined my file due to cibil match,
kindly send my default status as ihave nevr defaulted in any loan.
name...shyam kishore gupta
pan no...aelpg7024d
d.o.b...16/10/1973
fathers name...kheti lal gupta

Dear Sir,

I have applied for home loan in Relaince finance Ltd and my pan No is AIMPA1604Q and the control No is[protected] .

Dr. Krishna Priya is my wife, her pan no is ABKPG3465G and the control no is[protected].

My credit card opening date is[protected], and the second card opening date is[protected] and PL opening date[protected].

My loan has been stopped for want of some clarifications. In fact I cleared the loans I had made hence I highly appreciate your highness to have a mutual understanding with the bankers

PL also I have paid the whole amount, now they say that it is in the right off mode, hence I need to have a clarification, as it is desired by Relaince bank for the sanction of home loan.

In this regard, I earnestly request your highness for providing the clarification wrt to the above, for submitting the same to Relaince so as to enable me for the sanction of my house loan, for which I shall be ever grateful to you.

Thanking you in anticipation,


Yours faithfully,


Dr.Pantulu.

Dear Sir,

I have applied for home loan in Relaince finance Ltd and my pan No is AIMPA1604Q and the control No is[protected] .

Dr. Krishna Priya is my wife, her pan no is ABKPG3465G and the control no is[protected].

My credit card opening date is[protected], and the second card opening date is[protected] and PL opening date[protected].

My loan has been stopped for want of some clarifications. In fact I cleared the loans I had made hence I highly appreciate your highness to have a mutual understanding with the bankers

PL also I have paid the whole amount, now they say that it is in the right off mode, hence I need to have a clarification, as it is desired by Relaince bank for the sanction of home loan.

In this regard, I earnestly request your highness for providing the clarification wrt to the above, for submitting the same to Relaince so as to enable me for the sanction of my house loan, for which I shall be ever grateful to you.

Thanking you in anticipation,


Yours faithfully,


Dr.Pantulu.

Kindly let me know whether my name exists in the cibil list or no.

i want to know my cibil report for loan please give some guid for this

i had a credit card settlement 3 years back with hdfc and had a personnel loan with hdfc bank in which there were 10 cheque bounces and lately had a icici bank credit card in which i used to make teh payment late but last month the bank took the money out of my account which is teh salary account with ICICI and teh complete due with ICICI credit card is paid off, and also i have paid off teh personnel loan with hdfc last month, i want my name to be removed comletely from cibil because no loan gets sanctioned when i apply for it...please adv urgent ...i want to apply for home loan...

Hi Sir,

Please check my account and give me reply My name is a bad position in CIBIL Record.