[Resolved]  CIBIL Credit Report — CIBIL CREDIT REPORT

There are
two credit bureaus that maintain your credit data in the country now, the
prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The
newly notified Credit Information Companies Regulation Act , 2005 (CICRA)
gives a consumer several rights with regard to credit bureaus. 1) First you
should approach CIBIL (www.cibil.com) to get a copy of your own credit report.
This right is given to you by CICRA. Make the request officially in writing and
get an acknowledgement for your request. 2)This report will then outline what
exactly is reported by the bank in respect of your credit account and enable
you to take action accordingly if there is any error in the reporting. Specific
measures have been provided in the CICRA for the consumer to raise a dispute
in respect of any wrong reporting with a time bound dispute resolution
mechanism that has been built in. You can take up the matter with the
concerned bank by posting a complaint on their website and keep proof of that
with you. If there is no response from the bank within 15 days, you can lodge a
complaint with banking ombudsman (www.bankingombudsman.rbi.org.in).
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Aug 13, 2020
Complaint marked as Resolved 
 
734 Comments

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City Financial Consumer Pvt Ltd. has put by mistake my name in CIBIL report in 2007. I did correspondence with them and rectify it. They assure me very soon CIBIL department will correct the data but still my name is display in CIBIL report.

Last 11 month ago i took a PL from HDFC bank, this problem was again arise but the representative has directly consult from City Financial Consumer Pvt Ltd & CIBIL and after confirmation given me PL.
My name is still in CIBIL report, Sir how to clear it please advice me.
any body advice me please.
(shantanu.[protected]@gmail.com)
abfpg8919e
Hi,
Kindly let me know whether my name exists in the cibil list or no

Regars
S.Lakshmiganthan
A CIBIL REPORT PRINT OUT WAS TAKEN AT STATE BANK OF INDIA (PGI BRANCH)ON 28.05.11 REPORT SHOWS OVERDRAFT OF RS 250000/- (TWO LACS FIFTY THOUSAND ONLY)ON 26.09.2006.THIS AMOUNT HAS NEVER TAKEN BY ME. KINDLY DO THE NEEDFUL AT THE EARLIEST.

Madan Mohan Kohli
e.mail- [protected]@iffco.co.in
Pan no-ABMPK 4845 q
Adress- House No-1647
Phase-10 Mohali (pb)
A cibil report print out was taken on 28.05.11 at state bank of Patiala. Report shows a overdraft Rs 250000/- (Two lacs Fifty thousand only) This amount has not taken from any party /bank etc. It is surprise to note that how this amount is being shown against my name.
hello sir



i have taken a loan of 70, 000 /- rupees sir but i have cleared the balance of rupees 61, 744 /- it is an personal loan sir the last date of payment which i have done is on[protected] sir and now i noticed that my details are been reported on CBIL on the date of[protected] sir. i was willing to transfer the loan to another bank but it is not working as my details are been posted in CBIL so please help me out of this sir. my doubt is how can i check my report in CBIL, and what is the process of clearing the records in the CBIL . sir please help me out sir. Thanking you

yours faithfully reply me to this email id :[protected]@yahoo.co.in

A, Sachin
Dear Sir,

I request your office to give a copy of my own credit report if there is I am appling for my loan please help me in this regards.

Name : P.K. Bharath Kumar.
D.O.B :[protected].
Father Name : P.H.Krishna Raj.
Pan No. : ADYPB3780B
Address : 17/1, Madras Bank Road, St. Marks Road, Bangalore - 560 001.
Mail ID - [protected]@yahoo.com
I have applied for housing loan and found that one due amount is pending in the cibil report. Infact I do not have any outstanding dues to any financial institutions. Kindly let me know about the details of financial institutiions were i am due.
No personal loan was taken from any bank Where as it shows Rs 130000/-
No overdraft was taken from any bank where as cibil shows Rs 250000/-
Auto loan was taken from sbi Rs 434000/- instead of Rs 450000/- whole amt with interst has been in the first week of may amt is still showing Rs 180000/-
Hsbc Credit card shows the balance Rs 106000/- all amount has been paid and amount has been debited to my saving a/c 787.
Standred charted credit card shows rs 34638.61 all settelment made and amount has been debited to my a/c No-787.
It is not under stood that why amount is still outstanding.Kindly update the records So, that further action can be taken.

Regards
(M M Kohli)
Phone-[protected]
E. [protected]@iffco.nic.in
Pan No-ABMPK 4845Q
sir i want to know about my credit report in CIBIL,
Becasue my name is in the defaulter list of CIBIL.
I had applied for a credit card from some HDFC BANK, Bank denied my request because of my name catch in the CIBIL List.
Please help me I m very harassed these days.Please give me the hard or soft copy of the report.
I cleared all my pending outstanding against credit cards before one year by settelment basis.
but after one year i had applied for credit card, the bank reject my application ..
parthiban.s DOB:09.10.1979
1/1-5a, pechianna thevar street,
marudur,
ramanathapuram,
coimbatore - 641 045
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Regarding cibil report
Saturday, 2 July, 2011 7:50 AM
From:
"Sharif Ahmed" <[protected]@yahoo.com>
Add sender to Contacts
To:
[protected]@cibil.com
Respected Sir/Madam,

I would like too have the details against the loan amount of Rs.3, 25, 800 which was sanctioned on[protected].Type of loan - Auto loan.
So can u please provide me the bank details i.e the loan is from which bank and loan account no. My personal details for your reference are:

Name :- SHARIF AHMED
Fathers name :- ALLADIN KHAN
DOB :- 01/07/1975
Pan no :- AMAPA8651R
Voter id no :- RJ/06/044/429063
Bank details :- PNB
Bank account no :- [protected]
Cibil Control no.[protected]
Address :- 421, Mehant Nagar, hatwara road, jaipur (302006)
My contact details :- [protected]
sir,
my name is samson and my credit card no is [protected] and my pan card no isAGEPS4532L,
i hav cleared all my dues...i hav to know whether my name is in cibil or not...if any default plz send my cibil record to my mail id...
Dear Sir,
We would like to inform you that As per your letter (Control number:48/97/58.188, Dated:20/7/2011), the following two matters kindly remove my name from civil list.
1)Kindly remove my name which has already cleared the personal loan payment From City Financial Bank on dated 15/07/2011(Reference no:3017528).I have already sending document for your information.
2)Kindly remove my name which has already cleared the Credit Card(NO:[protected]) payment From ICICI Bank on dated 11/07/2011(Reference letter no:CC/[protected]/1107/276026).I have already sending document for your information.

This for your kind information and necessary action please at the earliest.

Regards

SANJIB SARKAR
(Plant Incharge)
(Simplex Infrastructures Ltd)
(KMRCL Site)
(Mobile no:[protected])
email:[protected]@yahoo.com
Dear Sir,

I had a barclay bank credit card & outstanding is clear also.I also got my no due letter from Bank on 28-Jul-2011 .but still in Cibil record the outsatnding shown of 3000.00
Kindly let me know since when, how and why my name is in the list of CIBIL.There is pressure from my job HR to clear the name from cibil.Pls clear my name from cibil my Pan no is AQEPP6456B.Pls do the needful asap
sir,
hii sir my name is tirumanpuri praveen kumar and my date of birth is 1976 june 23
i had my name in CIBIL . now i asked a loan in bank but my name is in defaulter i had cleared my dues but name is in CIBIL so pl help to cancel my name in CIBIL

Nitish Nayak — PAN & Acknowledgement no. not received

Respected Madam/Sir


This is to inform you that we have applied for the one PAN cards 0n Dt.17.10.2011, out of which we havenot received acknowledgment number, but i want to see PAN number without acknowledgment number how i can see & tray by putting name & dob computer show "sorry don't mach, so please give acknowledgment number/Pan number in my email.id"nitish.[protected]@gmail.com if not give me massage for apply again pan.

My name:-Nitish Nayak
DOB:-05-July-1987

CIBIL CREDIT REPORT - Comment #1834566 - Image #0
Hi

My Name is Sumit. I had some dues towrads CITIBANK & HDFC but last month i cleared all my dues towards all the banks . Just want to knw how can i remove my name form CIBILL reports so that my credit report gets clear

Regards
Sumit Tandon
I have applied to cibil for my credit reports on 29th november2011' till to date they are only replying that your application is in process, they dont have any symphaty against customer, they should improove thier workingstyle, only keeping cheap receptionalist to answer the customer is not proper way to cunduct cibil.hoping they will improve their working.
Rujay
29thdecember

santosh kumar singh — wrong detail in my cibil report

my pan no is ANTPS1570K i have never taken any business lone but in your report you show a lone.so please check and rectify your report
sachin janak gundolkar

hi i m a acc holder of hdfc bank, i am trying to get lone in bank but my name shows in cibil list pls help me

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