Comments
Sir
I paid my EMI for ICICI personal loan due to some unfortunate curcumstances i was not able to pay the amnt since 5 months were s i am willing to do that but i dont have any idea were i can pay. previous what exactly happened I paid the amnt via my salarid a/c. I left the company so my salary a/c is no longer valid in this situation what can i do no. its not like i dont want to pay but i want to know how can i pay that amnt. Infact i want to settel this matter..
I paid my EMI for ICICI personal loan due to some unfortunate curcumstances i was not able to pay the amnt since 5 months were s i am willing to do that but i dont have any idea were i can pay. previous what exactly happened I paid the amnt via my salarid a/c. I left the company so my salary a/c is no longer valid in this situation what can i do no. its not like i dont want to pay but i want to know how can i pay that amnt. Infact i want to settel this matter..
Hi Kumar,
By great effort I have received to the CIBIL report, could you please help me to understand CIBIL report
Ex
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED
ACCOUNT NUMBER: NOT
DISCLOSED
TYPE: CREDIT CARD
OPENED:[protected]
LAST PAYMENT:[protected]
CLOSED:[protected]
REPORTED:[protected]
HIGH CREDIT: 20, 166
CURRENT BALANCE: 0
OVERDUE:
WRITTEN OFF
-Manjunath
By great effort I have received to the CIBIL report, could you please help me to understand CIBIL report
Ex
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED
ACCOUNT NUMBER: NOT
DISCLOSED
TYPE: CREDIT CARD
OPENED:[protected]
LAST PAYMENT:[protected]
CLOSED:[protected]
REPORTED:[protected]
HIGH CREDIT: 20, 166
CURRENT BALANCE: 0
OVERDUE:
WRITTEN OFF
-Manjunath
There is no site to check the cbil .
You can order your Credit payment Report from CBIL. The URL is given here http://www.cibil.com/accesscredit.htm.
Please check your credit payment report to ensure that the information is correct if not then take the necessary corrective steps. It is important to keep your credit record clean. The best practice is get your report every year.
Please check your credit payment report to ensure that the information is correct if not then take the necessary corrective steps. It is important to keep your credit record clean. The best practice is get your report every year.
Pls help me out from this situation:
I am having SBI credit card which is having out dues of Rs. 32, 000/-. I am monthly due timely except sometimes together for 2 months, last month i had a due of 2 months and executive came to home for collection of money, i asked him about EMI and he said he can arrange for that but i have to pay him Rs. 2000. I agreed and he gave me a letter from SBI which stated to have pay the amount of Rs. 22, 000/- into 4 instalments and brought Rs. 2000/-. Even at the time of receiving letter, i used to talk to his senior and he was also said it is "OK". In the evening, i called the SBI Customer Care and asked about the letter, they said this is the settlement letter and my name will go to CIBIL. I have been great shocked because i asked again and again to that executive that i jst my outstanding amount into EMI rather to get it settlement. So one day another executive came and i told him everything he said to me to make the 3 months payment and he will try to get my letter cancelled. So i gave him a cheque of 3 months dues on before 2 weeks of the cheque date i.e. 15.10.09. He deliever the receipt at my home jst one day before and leave the mess that "It will not be possible now".
Due to business n office n diwali festival i could not deposit money into Bank and the cheque was returned. Sir, now my question is how can i come out from the situation becuase i need a HOME LOAN so i never be shown bad record in CIBIL infact i wont to get my records negative. thanx in advance.
I am having SBI credit card which is having out dues of Rs. 32, 000/-. I am monthly due timely except sometimes together for 2 months, last month i had a due of 2 months and executive came to home for collection of money, i asked him about EMI and he said he can arrange for that but i have to pay him Rs. 2000. I agreed and he gave me a letter from SBI which stated to have pay the amount of Rs. 22, 000/- into 4 instalments and brought Rs. 2000/-. Even at the time of receiving letter, i used to talk to his senior and he was also said it is "OK". In the evening, i called the SBI Customer Care and asked about the letter, they said this is the settlement letter and my name will go to CIBIL. I have been great shocked because i asked again and again to that executive that i jst my outstanding amount into EMI rather to get it settlement. So one day another executive came and i told him everything he said to me to make the 3 months payment and he will try to get my letter cancelled. So i gave him a cheque of 3 months dues on before 2 weeks of the cheque date i.e. 15.10.09. He deliever the receipt at my home jst one day before and leave the mess that "It will not be possible now".
Due to business n office n diwali festival i could not deposit money into Bank and the cheque was returned. Sir, now my question is how can i come out from the situation becuase i need a HOME LOAN so i never be shown bad record in CIBIL infact i wont to get my records negative. thanx in advance.
sir
i have taken citi bank credit card my balance due is 32500/- the market executive is settlement is 25000/- so i have paid that much of amount. now i apply home loan idibi bank so bank was taken cbil statement in my defualt cbil is showing 146000/- dues sir
what is sir what can i do sir please help me
sir
s devi prasad
i have taken citi bank credit card my balance due is 32500/- the market executive is settlement is 25000/- so i have paid that much of amount. now i apply home loan idibi bank so bank was taken cbil statement in my defualt cbil is showing 146000/- dues sir
what is sir what can i do sir please help me
sir
s devi prasad
Dear Sir,
I have request to you that, pl. give the suggestion, In 2005 i had a credit card of ABN AMRO bank, after sattelment form their branch office (KOLKATA). again they was creating new outstanding fro their Delhi offic, and they asked the payment.When i told their person for sending the doc. proof, they are not sending,
Pl. give me the suggestion.
Arabinda Maji.
I have request to you that, pl. give the suggestion, In 2005 i had a credit card of ABN AMRO bank, after sattelment form their branch office (KOLKATA). again they was creating new outstanding fro their Delhi offic, and they asked the payment.When i told their person for sending the doc. proof, they are not sending,
Pl. give me the suggestion.
Arabinda Maji.
i use to use the icici credit card and i had the due amt of approximately Rs.40000. i was unable to pay the amt due to circumstances, finally i was being offered the settlement which i agreed to and completed the settlement at Rs.22000 in the month of october 2007. and unfortunately the bank did not updated the pymnt and as result today none of the bank are approving my credit card.
i also got in touch with the icici abank and resolved the issue and finallly they have zerovised my a/c
but still i am unable to get the Credit card from any bank. please help me and find me a way to get rid of this issue. more over the bank which i applied the credit card send me an E-mail stating due to the creteria & reports from CIBIL we are unable to process the application. while ICICI says they had not send the reports to CIBIL. So basically i am confused as to what to be done.
pls find me a way to get rid of this issue and pls do the need full as soon as possible.