[Resolved]  DHFL — dont apply home loan in dhfl

i have applied for loan in DHFL, the sanctioned my loan with out much less paper work
than i thought..good service..

I have closed my loan a/c with DHFL as per their demand letter now they are refusing to release my property papers and demading Rs 3.00 lac more on the sanctioned loan of 1.5 lacs saying that the property value is higher

Shamendra ( Noida)

as per my best knowledge the rate of interest is always based on PLR, so it is impossible to charge high rate of interest, further all the terms and conditions are in written in agreement. and the service provided by the company is depends upon the marketing representatives, sales managers, how seriously they follow up the cases.sometimes the loan file is discarded becoz the applicant didn't fulfill the parameters of DHFL. In this condition the company should not be blamed.
by --- Gopal Krishan Atreya
email at--- atreya.[protected]@gmail.com

parveen kumar at sec 26 branch chandigarh takes bribe according to loan amount and helps in getting you loan sanction. contact him i[censored] want to get your loan approved

Parveen kumar is credit officer

parveen kumar nay mere say bhi 5 lakh kay loan kay 25000/- rupay liyay. mere loan paas kar diya.

dhfl is a fake bank dont go with them. they didnt know how to talk customer. when we are taking laon everyone is good & talking politely with us. but when all procedure is complete then they treated worst. In thane, Gokhale raod branch is very worst. there is one lady sejal. is very dumb. n she doesnt know how to talk. ...

please anyone can tell how to transfer the loan on another bank.

This people are very disgusting... please dont take loan from dhfl. i am reaalyy sufferring from this bank.

Yes Don't ever apply through DHFL, they are very fraud people. this is lateast incidence happened with with the same branch.
Not even Praveen their are lot more people. Gaurav, Dinesh.

Gurdeep Singh

DHFL is looting people. Initially they sanctioned loan at the rate of 9%. After 2years they increased to 12, 5% and in the 3rd year to 13.5% which is atleast 3% than any other public sector bank and god only knows how much they increase more. Real blood suckers. I advise everyone not to go anywhere near this bank unless u want to suffer.

Can anyone suggest any alternative for me.

Thanks

Srinivas
Hyd

It is over three months now, but I have not yet received the FD receipt which I applied in Nov. 2010. I have not got a single response from their side. PLEASE DO NOT WASTE YOUR HARD EARNED MONEY IN THIS COMPANY.

my loan account no.181 i have not received IT certifcate of last two year for claiming Interest from my taxable income.

Yes perfactly true,
I am also a victim of dhfl

Respresentative of DHFL assured loan amount of 85% and asked me to make an agreement with builder and made the sale deed as per their guedelines only, but finally after taking one month the loan is sanctioned less than 75% at that time I was unable to pay the balance amount to builder or there was not time to take loan from other branch because of your representatives false assurance I lost the flat. I am filing case against this committment and I am also losing the amount paid to the builder because of some modification done because of your assurance. I want to know what action you will take against this false assurance and time waisting. If they dont have power they should not commit first they have to send the file and then only they have to tell the eligibility. Please let me know what action you have taken. I have already rasied the complaint in concerned department regarding this injustice.

DHFL Is Cheating Bank.Don't take loan from DHFL. They Charge Insurance is Very High as well as Processing fees also too high. Pls don't take loan . I am from Erode. I am very sufferd due to DHFL.My Contact No [protected]

This is one of the worst finance company in India. They never bothered about the customers problems. Am the customer of DHFL from the last three years they never informed me when my rate of interest is hiking and EMI details. At present they are charging me 14.5% rate of interest which is comparatively very high.

Its my advice to all new customers pls dont apply home loan in DHFL .

i have received letter from DHFL to deposit the revised cheques as the ROI is revised. i have deposited the revised cheques. i am surprise to see both the cheques my old cheque in the month of august and my revised cheque in the month of august has been presented in the bank and one of the cheque get return due to DHFL mistakes. this is the blunder mistake did by DHFL. i should get the apology letter or i'll go to the consumer forum to book complaint against the DHFL.

it very true that this company do not value the peoples time and confidence. never deal with DHFL for any loans as the employess are fit not nothing.

That people working at DHFL are wanting bribe and unnecessarily delaying the process of sanctioning loans.
why dont companys do a check on these kind of issues.

beware from dhfc (not hdfc) for loan, as he is not transparent.

I have gone through all comments and I feel that one must read all the papers before signing a doucment, consult an advocate, when the terms are not clear.

I had taken a vechile loan from Indusint bank, and my sister has taken from cholamandalam, since no nationalised bank could give us a vechile loan. But I feel with private banks, we are more comfortable with documentation, quick processing etc.

before taking any loan we know what is the processing fee for loan, we know the interest, wheather fixed or floating. We do it knowingly, we get the loan hazzle free and blame them when there is a hike in interest rate. Both the loans are closed now and there was no change in terms and condition. Now I am planning to take a home loan and this time also I shall approach private bank and I wanted to go with DHFL. Since I have read all the comments i will be very careful while signing papers.

It is not fair to come into a conclusion that a company is bad just because of few bad people and these bad people will now be with someother housing finance companies. DHFL should make an enqiury and do the needful

Regards

Nithya Susan Mathew
Cochin