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HDFC Bank Complaints & Reviews

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Updated: Jul 8, 2026
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S
Santosh Srivastava
from Gurgaon, Haryana
Jun 28, 2009
Resolved
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Hi,

I am Santosh Srivastava My Credit card no is : -[protected], i am not able to online transaction via this card and i complain many time on your call center then not given us any support and they cut my phone 3 time in last night[protected]. I am supposed to go to consumer court.

i am sending my error log.

Santosh Srivastava
[protected]
Aug 14, 2020
Complaint marked as Resolved 
U R LUCKY U SAVED UR MONEY BY NOT USING HDFC CREDIT CARD, THIS CARD GIVES YOU HEADACE ONLY, IF YOU USE YOUR CARD U NEVER KNOW WHEN THEIR CUSTOMER CARE PEOPLE START CALLING YOU FOR PAYING THAT MONEY, EVEN THOUGH ITS NOT DUE, SO THANKS TO GOD... AND PROMISE URSELF THAT U WONT USE THAT CARD IN FUTURE ALSO.
i shibu thomas useing ur HDFC credit card since 2002, I am useing this card til now.but my card limit is 20000 only. pls increse my limit .reply me
Dear Sir/Madam,
HDFC credit card section,

My name is sunil potdar, & my card no. was '[protected]'. I have already cancelled my card. But the problem doesn't end here. The problem started when i recd my credit card bill statement post due date. i don't know whom to blame, either the bank or the courier service. who ever is the culprit, i am suffering. you have quoted me as a defaulter & forwarded the status for legal action & CIBIL, without looking at my previous payment record. Never ever i have made a partial payment & every time the payment has been made before due date. I don't know how do i resolve this & whom do i catch hold off. On every statement i used to write my grievences & post it to for my late payment charges reversal. but of no use. Finally you are giving me a notice of legal action??? That was very bad. I don't want any bank institutions to stop my credit card application or should reject any loan requirement. Just because you are facilitated with the system of forwarding the defaulter list to the CIBIL or legal, doesn't mean you should take advantage of it. Customers like us who always intend to make payments in time suffers because of your wrong systems. I will not plead but request you all to be careful in quoting somebody as defaulter, & give me back my credentials in the CIBIL records or other banking institutions.

Expecting a favourable reply.
Regards,
D/SIR



NAME: VIVEK KUMAR
Acc No.: [protected]
ATM No.: [protected]
Branch: HDFC Bank
No - NEAR LIC OFFICE, TEJLI GATE
JAGADHRI (YANUNA-NAGAR)
YAMUNA-NAGARr, HARYANA - 43

MY EMAIL ID :[protected]@GMAIL.COM

MY ID NUMMBER IS MISSING SO I WANT TO AGAIN ID NUMPBER SO PLZ SEND MY ID NUMBER MY EMAIL ID

THANKING YOU,
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    Jasmeet Kaur Sachdeva
    from Kolkata, West Bengal
    Jun 28, 2009
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    COMPLAINT:

    WITHOUT PREJUDICE

    Respected Sir/M'am

    I have a strong complaint against your adviser RITU DIWAN who disconnected my call on 28th june 2009 around 1 P.M. when I requested to speak with sup, I spoke with her regarding Rs110.39 charges for 11may2009 for 3rd party... I did not realise that if we deposit money we get charges, my husband filled cash deposit form on my behalf (we were together at that time) and submitted it however the representative also didn't say anything and accepted the money gracefully. Now the call centre advisers saying that I got charges of Rs.110.39 because there was my husband's signature on cash deposit form. I strongly dispute these charges and wants refund of my money.

    RITU DIWAN doesnt know how to speak over the phone, instead of addressing my problems she kept on insisting to speak with the branch manager. She was very RUDE and I think, in the wrong business as well. I recommend to take strict action against this representative who is ruining HDFC image.

    I spent more than 30 minutes on the call.

    Please consider and credit the amount of Rs110.39 as soon as possible.

    Regards,
    Jasmeet Kaur

    HDFC Bank — Rude Behaviour of Representative

    Hi,
    This is kamal kishore Mishra from kolkata(west Bengal).My Fiance owns a credit card from HDFC bank and she sometimes gets call from the collection department and Unfortunately I picked up the call and there was a representative from that particular department who used a lot of slang's to me unusually and he raised his voice against our caste and all.I want an appropriate action to be taken against him as soon as possible.His details are as follows:
    1)Name:Prosono Banerjee, Lindsay street, kolkata.
    thanks and regards.
    Dear sir,


    I mentioned complain number, please feedback immdly

    'HBL=[protected]'
    HBL=[protected]'


    Thanking you


    S.Vijayakumar
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      N
      NIZAR ISMAIL
      from Bengaluru, Karnataka
      Jun 27, 2009
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      Hi Sir,
      This is about HDFC credit card .
      I have missed on month payment due on HDFC credit card due to my onsite visit.HDFC collection Department called for settlement without conveying the fact that Once the settlement will be done, name will be listed in Defaulter of CIBIL.
      Firstly i agreed for Full and Final settlement and given 2 Post dated checks.But in last moment i came to know the exact fact about "CIBIL default ".So i called and paid full Credit card amount and closed the Card.
      Now HDFC people are not clearly mentioning about my CIBIL database.I have paid the entire amount, even after am just wondering why they not removed my name from Defaulter.

      Please help me on this.So that i can go for home loan in near future.
      Thank you.
      Hi This is nizar here,

      I have paid full due amount and recieved the NOC letter from the bank.Hope this would help in future, loan purpose.
      Thank you HDFC team for quick response.

      Regards,
      Nizar Ismail
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        R
        Ravi
        from Bengaluru, Karnataka
        Jun 27, 2009
        Resolved
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        I had a credit card with HDFC and when I tried to make the full settlement they are not ready to take the full settlement they are asking me to pay only minimum amount and they are telling me to they will settle in the next month (almost 2 month over Im asking like that and paying the minimum amount for 2 months)

        Im getting a call from Girl who call me, doesn't give proper details (forget about the details not even talk to me in descent manner and uses the very bad words and disturbs me a lot and upsets and is spoiling my mood. The call comes at different times disturbing my office work etc

        Her name as Shilpa and she calling from[protected].She told that she is from Airport road branch.

        I need some advice as how to go about this issue. Please do the needful help


        I need some advise as how to go about this issue. Please do the needful help
        Aug 14, 2020
        Complaint marked as Resolved 
        I HAVE MADE EXCESS PAYMENT OF RS. 3654.39 BY MISTAKEN KINDLY MAKE REVER MY EXCESS PAYMENT
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          M
          MODUGU VEENANJALI
          from Mumbai, Maharashtra
          Jun 27, 2009
          Resolved
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          I wish to inform that, Dt.[protected] i am purchase of Hero Honda Pleasure in Eluru Sai swarna Motors. The HDFC two wheeler loan has sanctioned by above scooter. In view of the above, the HDFC executive has not intimate in my presence for add Insurance (Bajaj Allianj Suraksha kavach) of Rs.1500/- in my two wheeler loan and not intmate of my presence intrest rate add high. Therefore, I request that please delete of Insurance (Bajaj Allianj Suraksha kavach) of Rs.1500/- in my two wheeler loan send complaince to my mail id. Thank you.
          Aug 14, 2020
          Complaint marked as Resolved 
          I[censored] want to complain do not do so in the web do it with the concerned authorities where u could be heard and then post the outcome in the web which would be helpful for all
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            A
            amitabh kumar ghosh
            from Mumbai, Maharashtra
            Jun 27, 2009
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            This is regarding my credit card payment to hdfc bank. Sir after getting confirmation from hdfc banks customer care executive about my total outstanding against my card i.e amount Rs.97471, i arranged this payment and deposited to them in month of march 30th 2009. After making this payment i again called up in his customer care depatment to know my outstanding they told me that my outstanding is nill. After that i made only two transaction which was the mobilebill payment for the month of April and may through this card against this outstanding i made a payment of Rs.3200 which was more than that of combined bill both the month.After that i have not made any transaction through this card. But one day i received massage on moblie phone which states that i have make a payment as there is outstanding on card when i enquired about this they given me false statement. Now keep calling me regarding this outstanding and bothering me. So please take action against them.
            dear sir
            i spoke to customer care regarding my mis use of my cc his name is ganesh he told me to send dispute form for further action.pl take severe action against the transaction made in my card with out my knowledge and hold my card.take action asap.
            thankyou
            pl.alamelu
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              A
              ashutosh kumar singh
              from Mumbai, Maharashtra
              Jun 26, 2009
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              dear sir
              i am ashutosh kumar singh working in MIRZA international all the account of the office employee is made in HDFC bank in sarita vihar branch new delhi but i am facing problem with your bank no budy is co oprating i ask many time about my net pin but the ans they r giveing is no satsfying.

              you despecth courier no[protected] dated 11.06.09 by pafex courier which is not recevied till today pls take the action as soon as possibe


              thanking you
              A.k singh
              [protected]
              i am urmil kumar maiting hdfc saving account. i am not able to open my netbanking, althoug i have been using TPT for long time but if i put the my c.id and i pin than it shows " ACCOUNT LOCK FOR USER" please sortout my problem because need third party.
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                H
                heman
                from Pune, Maharashtra
                Jun 25, 2009
                Resolved
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                Resolved

                HINDU NEWS PAPER 22 AUGUST 2008
                Chennai

                "Transfer cases of civil disputes to High Court" K.T. Sangameswaran
                CHENNAI: The Madras High Court on Thursday directed the Registry to withdraw cases all over the State involving disputes of civil nature in which magistrates have ordered police investigation, call for the records and transfer them to the High Court.
                Passing further orders on two criminal original petitions, Justice R. Regupathi said the Registry should place the entire material and particulars before the Chief Justice for orders for an enquiry in those matters. Further proceedings of all those cases pending with the magistrates concerned were stayed till the disposal of the proceedings by the court.
                The judge said all records, including vigilance reports, might be placed before the Chief Justice for taking appropriate departmental action against the magistrates, in particular III, X, XVII and XVIII Metropolitan Magistrates, Chennai, and Judicial Magistrate-III, Coimbatore and Judicial Magistrate, Paramakudi.
                The DGP was directed to instruct police officers who had received orders from the magistrates in such cases under section 156 (3) of the Cr.P.C and the Station House Officers (SHOs) who had entertained similar complaints in the name of "petition enquiry" to obtain opinion from the Director-General/Additional Director-General of Prosecution/Assistant Public Prosecutors and to file interim/final reports before the jurisdiction magistrates within two weeks. The DGP should file compliance report in three weeks.
                Earlier, Justice Regupathi had directed the Registrar (Vigilance), High Court, to collect statistics of private complaints relating to credit cards, personal loans, housing loans, hire-purchase loans and default in payment of instalments and cases under section 138 of the Negotiable Instruments Act, wherein orders for police investigation were passed by magistrates. Accordingly, the Registrar submitted a report.
                The judge said the huge number of cases entertained by the six magistrates was quite alarming.
                Mr. Justice Regupathi said some judicial magistrates, in collusion with complainant bankers/financial institutions, were entertaining complaints relating to matters of civil nature and passed orders, under section 156 (3) of the Cr.P.C., for police investigation to the undue benefit of financial institutions. In some instances, they were entertaining similar complaints under section 200 of the Cr.P.C.
                Vigilance inquiries were conducted, and the complaints entertained were quashed by the High Court. Despite the High Court's reaction and repeated directives to judicial magistrates not to refer matters of civil nature for police investigation, it had come to light that such trend was still in vogue.
                Aug 14, 2020
                Complaint marked as Resolved 
                I am confused about this credit card . There is no information after used. what is maximum days for paying money back after its used. No information after given a lot of information about the address. At any time without information customer care or anyone from the credit office come and say something to pay some penalty. I want to clear this matter otherwise i want to deactivate about my credit card.

                One more thing, at the time of making this card, they told i will be getting 10% pay back but nothing as told.

                probably, this is just to encourage but not reality.
                Kind Attention

                To,
                The Incharge of the department.
                Please help me. If required please send this mail to appropriate authorities. Mr. Shankar Kumar Samanta S.B.I. Officer, purchased local Police, Sealdah Court, Please help me.

                Respected Sir,

                100% now I believe that if you have money then you can get anything, every thing is possible by you. If you are a poor then you can’t get anything, every thing is far and beyond possible to you, also you get poor judgment and poor comportment in all aspects of life, in our country INDIA. For example 1. I. I went to Police Station more than 100 times, made 5times entries (complaints) into G.D. but Not even a microscopic actions took place against the alleged bodies. On the contrary Sandip Samanta, S/O. Shankar Kumar Samanta (S.B.I. OFFICER Ph. No. [protected], Branch: 24B, Nimtala Ghat Street, Jorabagan, Kolkata- 700006, West Bengal, India‎, Bank Ph. No.[protected] he has much more and enough money so they purchase all police personnel’s and some political leaders, some Dada. Etc. Only I used to get many letters and many phone calls which all seem to me needs to be thrown in the trash, as it all are valueless, toothless and only simply a solace to the poor. What an undone boy I am! Woe is to me! My wife and her family, Shankar Kumar Samanta and his family harassed me and my family, they are torcher me physically and mentally.

                We got married 05/03/2002, and have a daughter who took birth on 09/07/2005. My wife and her family lodged a case 498A/34 IPC, FIR NO.276, date 31/08/2009, P.S.: BAGUIATI, against me and some of my family members it’s a fabricated, baseless, legless, toothless and doesn’t have any commensurate to the fact. My wife is engaged and having an illicit affair with a boy (Sandip Samanta, S/O. Shankar Kumar Samanta S.B.I. Officer Ph. No. [protected], Branch: 24B, Nimtala Ghat Street, Jorabagan, Kolkata- 700006, West Bengal, India‎, Bank Ph. No.[protected] just opposite to my house, all the matters are known to every person in my village, and also they have certified me written about my fresh character and nature. When my wife left form my house with Sandip Samanta taking many vory gold and cash 1.20 lack Indian rupees. What a demon she is! She didn’t take our only daughter (only four years old) who is now in my house having severe asthma supported by inhaler. My wife filed the 498A case dated 31/08/2009 and I was arrested on 06/09/2009, how much money Taken Baguiati police form my father and others for 498A/34 I.P.C., fabricated Charge Sheeted, I don’t know, because then I’m in Jail. The Ld. court granted me on bail on 19/09/2009. Barasat court. I have lots of irrefutable evidences, (20 pcs. Adult S.M.S., Adult picture with the boy and a c.d.) with me where it is cleanly reveals which translates my wife and the boy that they are in illicit relations. Believe me I and my family would love very much (which is very rare seen in our society) to my wife and never any kind of love lost didn’t happen. They (My wife family) are very very poor and live in a bosti Address: 70/H/8 Manicktolla Main Road, Kolkata – 700054, Beside 5 Star Club, my mother saw 1st time and she arranged my marriage. Before marriage my family did not see the pedigree of my wife’s family, now we understood also realized that they hailed from a worst status. My wife, her family and (Sandip Samanta, S/O. Shankar Kumar Samanta) all they are misusing this law. Now my wife’s family knows all the affair-related matter. My wife left our only solitary daughter to me who is 3 years old having severe “Asthma Disease, depends on INHALER, here political Hide and seek, ducks and drakes and lots o[censored]nfair means are going on and the father of the parents (THE FATHER OF THE BOY WHO HAS ILLICIT RELATIONS WITH MY WIFE) are rich, so they are spending money to everywhere with a view to be escaped. Now I decided that in no way I can’t accept that demon wife. I hired a lawyer his name Mr. Kamelash Nandi. I don’t know what will be happened next? It’s an utterly a huge and a palpable offence subsequent to which the boy deserves severe and examplanary punishment so that no one can dare to abuse this law. My mother is a sugar present shies sugar is now 400. If possible please help me. Please investigate the matter thread barely and save me and my family. I leave here one question to every one that in this die-straits situation whom do I take care to myself (TRAGEDY), my daughter, or my mother (severe Diabetic). My wife filed another case me U/s. 125 Cr. P. C. Case NO.167/2009, (J.M. 1st Court Sealdah, 1st Floor. South 24 Parganas. Date 16/12/2009.) I get only date and date and date...I am millions miles away from the genuine and authentic investigation and inquiry. No inquiry, investigation were executed against the F.I.R lodged by my wife. It is very painful, lamentable as well as heart rendering, breath taking affair to me and my family. My heart bursts into guffaw when I see the nature of the inquiry and investigation. One thing is as clear as crystal to me that the law and the task of the law enforcing agencies vary from man to man. A new proverb is going to take birth very soon that “Justice for the rich and Injustice is for the poor” A rich reserves the right to indulge in any kind of heinous business but the poor is restricted to involve in any type of excellent deeds” To see all these my heart is about to come in the mouth and the ground under my feet gets shook. In a word all types of Law are for the poorest and the richest will enjoy the richest judgments from all quarters.

                After coming form the DumDum Central Jail, I mat with the BAGUIATI POLICE O.C. Mr. Goutam Mitra, and asked him politely: “ SIR I FAILED TO UNDERSTAND THAT I MADE SO MANY ENTIRIES INTO YOUR G.D.E. BUT YET NO ACTION SO FAR HAS NOT BEEN TAKEN FORM YOURSELF” then BAGUIATI POLICE O.C. Mr. Goutam Mitra, went through all my papers (20 pcs. Adult S.M.S., Adult picture with the boy, G.D.E, MANY MANY OTHER PAPERS RELATED TO MY CASE and TWO c.d.). After seeing all my papers he told me that I cannot take any action until and unless you lodge a case against all of them.

                Then I Prayed to the Ld. C.J.M at Barasat court to lodge the case, against the alleged person. (The payer to the Ld. C.J.M. is enclosed which is self-explanatory) after filing the case (The case is starting At Baguiati Police Station Case No-168 Date: 24.04.2010. CHARGE 323, 379, 406, 497, 498, 500, 504, 506 READ WITH 34/120B OF INDIAN PENAL CODE) the BAGUIATI POLICE O.C. Mr. Goutam Mitra, and I.O. Mr. Prasenta Kumar Das, Mr. Ajay Kumar Ghosh, in stead of taking not any take proper investigation/ not take any action/ not take any type of query to recover my Cash and Gold form the house of Shankar Kumar Samanta, The BAGUIATI POLICE O.C. Mr. Goutam Mitra, and I.O. Mr. Prasenta Kumar Das, Mr. Ajay Kumar Ghosh, took my case as a Golden Goose, and how much money BAGUIATI POLICE O.C. Mr. Goutam Mitra, and I.O. Mr. Prasenta Kumar Das, Mr. Ajay Kumar Ghosh, has taken is well known to them. Neither he took any take proper investigation/ not take any action/not take any type of query nor he did roundup them against my case.

                When I saw that already near by 90-100 days went by “ I went to the BAGUIATI P.S. to know the status of the case then BAGUIATI POLICE I.O. Mr. Prasenta Kumar Das, Mr. Ajay Kumar Ghosh, became outraged me and my mother that if you ask about Shankar Kumar Samanta and his family I will sentence you and your family in the Jail, all their languages is so much filthy dirty which I cannot express front of you.

                As I’m 100 percent innocent so I screw up my courage to place my grievances to every body in order to get redress. So I want to let my matter informed all the Indian and others. I wrote my matter to our local P.S., Local Councilor, all M.P., M.L.A., Minister in W.B. and Other States, C.M. in W.B., CBI Department, CID Department, S.P. and Dy.S.P.(N.) 24 Parganas, DGP Bhupindar Singh, All the I.P.S. AND I.A.S. OFFICERS. Governor in W.B, and President in India. P.M. in India, National/International Human rights department, AAP KI KACHEHRI – KIRAN KE SAATH, Kolkata Police, and all police officers in W.B. informed Kolkata Commissioner of Police, Manager S.B.I.-Branch: 24B, Nimtala Ghat Street, Jorabagan, Kolkata- 700006, West Bengal, India‎, Bank Ph. No.[protected]. My nation, all of the news channels, and all press, The Central Vigilance Commission, Talking with some NGO’s: 1. Universal Right and Duty for Human to Abide URDHA, 2. Human Right Commission’s Mr. Ujjal Paul and Mr. Shibaji Dasgupta. 3. Bhatat Bachao Sangathan BBS. 4. Forum for Social Justice and Development FSJD. 5. Ajjtak News Channel’s Miss Menogya. and many more, (anybody can’t help me/ fight for truth /don’t take proper investigation/do not take any action/don’t take any type of query/ Still Now, many department told does not comes under the purview of our department. Then my question is where I go now? I see they all are in sound asleep. The reason is best known to them.

                I hope you would care to me, your prompt action shall be highly appreciated and deserves to be lauded.

                With kindest regards,

                Dipak Kumar Adhikari

                Tegharia(Dhali Para), NandanKanan. P.S.: Baguiati.

                P.O.: Hatiara. Dist.: North24Parganas.

                Kolkata-700059 Email: [protected]@gmail.com W.B. India. PH. [protected]
                Anyhow Application under Section 438 CrPC for the grant of Anticipatory Bail Calcutta High Court. Mr. Samanta
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                  R
                  RUCHIR SHARAN
                  from Delhi, Delhi
                  Jun 25, 2009
                  Resolved
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                  Resolved

                  Dear Sir,
                  My name is Ruchir Sharan, was employed in Centurion Bank of Punjab (Now Hdfc Bank).I have posted the relevant claim form along with the salary slip xerox to Santosh Kantebit, Hdfc Bank Limited,
                  Pad Finance Block No 2, Ambika Mills, Senapati Bapat Marg, Lower Parel Mumbai 400013, two months 3months ago but till date have not received any claim settlement amount.My further details are as below:

                  PF NO MH/44678/8016
                  EMPLOYEE CODE T2486


                  Hopeing for favourable response from you at the earliest.
                  Aug 14, 2020
                  Complaint marked as Resolved 
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                    A
                    AVINASH KUMAR SINHA
                    from Mumbai, Maharashtra
                    Jun 25, 2009
                    Resolved
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                    Resolved

                    Dear Sir,

                    I have already twice mailed to Customer services of HDFC Credit Cards about my concerns regarding pre closure of my “Cash on Call” loan and I have been not clarified the same. The response from your executives is poor and kindly provides me the solution as soon as possible. I am also enclosing the conversations/mails below for your reference.










                    [protected][protected][protected][protected]



                    1st Mail:

                    Sir,

                    This mail is 25/05/09/and again I forward 28/05/09 please seen bellow mail and revert at earliest.

                    Please. be informed that I own a HDFC Credit Card No.[protected] against which I had taken a Loan of 25000/- Rate of Interest for which was told to me as 1.75% monthly. Again I received a Call from your Customer Service regarding an additional sanction of Loan of Rs.20000/- .When I enquired regarding the rate of Interest on this Additional loan of Rs.20000/- I was told by your Executive that their wont be any extra charges except 1.75% monthly as was told to me for earlier loan payment of Rs.25000/-. So I took an additional Loan of Rs.20000/-



                    Pls. be informed that the additional loan amount of Rs.20000/- taken by me has been Charged Interest @ 1.85% monthly which is wrong and unjustified. Moreover I received the Statement of my Loan A/c after 3 months from application of my Loan. I have complained regarding the same to your Customer Care Executive more than 3-4 times. Last I spoke to Mr. Vaibhav at Indore (Customer Care-HDFC) . I have also requested for Closure of My Loan A/C vide Complaint Nos.[protected] & [protected] dt. 11.05.09. As per confirmed by Mr. Vaibhav, your Customer. Care Exec., he has asked me to pay Loan Closure Charges of 3% on total Loan amount.

                    I feel I have been cheated on such account, and Loan Closure Charges should not be applicable as the fault has been from your end and I am not liable to pay any loan Closure Charges.

                    Pl. help resolve the matter at earliest or I will have no option but to take up the case with “Consumer Forum”



                    Pl. revert at earliest



                    SECOND MAIL.



                    Dear sir,



                    This is further to your e-mail regarding Cash on Call loan availed on your card account.



                    I have already make complaint regarding this in your customer care. Your executive was misguided me when I have take loan. Now you and your executive again n again try to misguide me. I have already told you first you stalled my rate of interest as your executive told me, than I will think further what I will do.



                    Your customer care executive Mr Arpan (Request No. [protected]) had told me you have to pay Rs.35878/-, but my total principal amount is Rs. 17792.90 and Rs. 15044.90.I will not pay any type of charges for second loan .
                    Aug 14, 2020
                    Complaint marked as Resolved 
                    please reolve this matter as soon as possible.
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                      S
                      sumitkumar
                      from Pune, Maharashtra
                      Jun 25, 2009
                      Resolved
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                      Resolved

                      hi,

                      i am holding a gold card no.[protected] of your bank, due to some problem i could not pay my emi of rs. 3150, for last one week i am getting very abusive calls from your recovery agency i am getting calls from-[protected]. this guy continously calls me & abuse he said main tumhare biwi baccho ko ghar se utha lunga, agar tum mujhe mile to hath, per tod dunga . this is my warning to you if something goes wrong with me your bank will be responsible for that . i am sending same mail to rbi also & if you will not take action within 24 hours i will register a f.i.r. against your recovery dept. i will pay my all dues as soon as you take action against this guy . & i had paid 3150 on 12/06/09 also & i will clear all dues .plz call me on [protected]

                      with regards
                      sumit kumar
                      (delhi) [protected]
                      Aug 14, 2020
                      Complaint marked as Resolved 

                      HDFC gold credit card — 3weeks before applied no response

                      I have applied for gold hdfc credit card before 21 days until no reply to me from HDFC bank, hyderabad, India

                      HDFC gold credit card — Reneval of HDFC GOLD CREDIT CARD;REG

                      Already i am complained about the above issue through over phone and mail, but there is no responds from your end. pl send new card immdiatly. MY CARD NO [protected] Pl do the needful T&R VAJJIRAVELU.V
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                        Manoj Kumar Sharma
                        from Delhi, Delhi
                        Jun 25, 2009
                        Resolved
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                        The bank has held my salary A/c money which was not linked to my credit card, but they still have deducted money from my present Salary A/c without any prior intimation. Where as my credit card was linked to my previous normal savings A/c.
                        You are requested to please help me in this regards.
                        Regards,
                        Manoj Kumar Sharma.
                        Asansol.
                        Aug 14, 2020
                        Complaint marked as Resolved 
                        Dear Helpdesk,

                        With deep regret I bounded to address my issue to your greivance redressal forum which is very famous now a days. Actually I had an hdfc bank credit card in a very long back. And due to the recent economic down turn I lost my job in 2007 and I became a defaulter to pay my dues against to that card. Then when I got job in Dec'08, I opted for the settlement against my outstanding. Intial amount as token money I paid in cash and balance amount I given pdc cheques on EMI basis. Now all the chques got cleared without any problems. And those are reflecting as cleared in my bank statement.

                        Now two months back I joined in different company who had opened my salary account in HDFC Bank. First month I got my salary without any problem but in second month i.e. in Dec'09, this credit card dept. has blocked my salary account which is no where related with this credit card with out intimating me.

                        Now being a family person I am not able to meet my family commitments. And I contacted so many times through customer care people but no body showing any interest to get my money back. Not only that they are started abusing after receiving my calls.

                        Now I am putting this infor to your famous forum to get rid out of this.

                        Please publish this crisis to every where so that other people can be alerted enough.


                        Regards,

                        Rajib Chatterjee
                        [protected].
                        I suggest you to go to consumer court and get the justice. These banks are nothing but a "baniya shop" now a days.
                        Dear Helpdesk,

                        My husband was also using the HDFC credit card but we had already done the settlement . But during the settlement some executive had told me that we had got the approval of paying the amount in 3 installment but when i got the approval letter on my hand i was written in 1 intallment and when i called that person verfying the same he told me that madam its manually written i will do one thing i will change it and it was being changed by the person who had came to collect cheque.But after all my said amount was paid suddenly we came to know that some amt had been blocked by credit card department of my hdfc bank ac stating that credit card payment is due. When i called hdfc credit card they are saying that manual written is not valid . so my settlement is void.But i want to know that i payment mode was also written manually.

                        Tell me where is my fault?and who is responsible for this?
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                          P
                          PRIYANKU BHATNAGAR
                          from Mumbai, Maharashtra
                          Jun 25, 2009
                          Resolved
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                          CREDIT CARD # [protected]

                          Dear Sir,

                          I was holding HDFC BANK CREDIT CARD# [protected], which I have surrendered and took the settlement, after that I paid 3 installments at the time of last installment my father expired on Nov 01, 2008 I immediately called up HDFC bank and ask the executive that this kind of tragedy happened with me and its not possible for me to pay the last installment I'll pay it after some time please talk to your senior and advice me, then they said its OK you can pay it later on, in the first week of January 2009 I called up HDFC bank and ask them to collect the balance amount, I paid the full n final amount, now for last two months I'm contentiously getting threatening call from these numbers[protected], 40313939 & [protected]) some Mr. Saxena calling and using very bad language and abusing also and saying that pay the balance amount I told him several time that I have already paid full amount then why should I pay more. He said "you don't know us what we can do just meet me once den I'll show you what we can do". I have all the call record of those numbers from which I'm getting calls.



                          Pl. help me out from this problem I'm very much worried.

                          PAYMENT DETAILS THAT I MADE:

                          DATED RECEIPT NO CHEQUE # AMOUNT
                          16/06/[protected] 4200
                          15/08/[protected] 4950
                          15/09/[protected] 4950
                          15/10/[protected] 4950
                          15/11/[protected] 4950 (NOT PAID B'COZ FATHER EXPIRED)

                          16/01/[protected]
                          20/01/[protected]

                          pl. do the needful.

                          Regards,

                          Priyanku Bhatnagar
                          Aug 14, 2020
                          Complaint marked as Resolved 
                          I am very much disagree with bank because they have committed me to take MY CITY card benefit and when i have taken this then the benfit of the same was regularly given on my card but till last two months i am not getting the same because my card was renewed and currently i am not getting the same benefit and besides of my several approaches to the bank i am not getting the right person as well as right reply from the bank side.

                          please help me as i am very much worried and card charges are already levied on my card and benefit for the same has not been passed for the same.

                          Best regards
                          Sumesh Jain
                          [protected]
                          Dear Priyanku

                          I am agree with your post, and would suggest that just u have faced a big tragedy in your life, try to cover up all the things in your personal end and in this case you can fwd your complaint to RBI which says that in any circumstance, bank cant threat to their customer to pay back their outstanding. these collection guys always use this language and give a mental torture. take the help of RBI/Banking Ombudsman to get the resolution.

                          Regards
                          Abhinav
                          [protected]@gmail.com
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                            A
                            akhilesh kumar singh
                            from New Delhi, Delhi
                            Jun 24, 2009
                            Resolved
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                            Resolved

                            Hello,
                            I have made a claim against my PFwithdrwal which was on 22-Dec-2008, however I am not receive the same.its allready six month. I have not receive my amount till date.And whenever i tried to check the PF website the message showing, The claim not recieve by this office.
                            PF No- MH/44678/31724.

                            Wating for any reply.

                            Akhilesh singh
                            Aug 14, 2020
                            Complaint marked as Resolved 
                            hello
                            i dont know who is looking pf ac of centurion bank of punjab but whoever looks this job he is totaly irresponsible guy becoz i left the organization on 2008.& till date i haven't recived any information or cheque from thierhand.how will i get my provident fund. if anyone see my comment please help me.

                            my employee id was T4001.




                            chandan thakur.
                            Dear Sir/Madam

                            I am Anurag Tiwari. Emt.ID-T-10640 posted at Rajouri Garden Branch New Delhi.
                            I had live my job sept07. But I dont recieved My PF.
                            sir please send me the pf form and all informetion about my pf A/C.I so needful the
                            money.
                            PF NO:-MH/BAN/44678/19763
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                              F
                              Faez Khan
                              from Bengaluru, Karnataka
                              Jun 23, 2009
                              Resolved
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                              Resolved

                              Its disappointing to learn that HDFC bank's credit card division has displayed weak corporate governance behaviour towards the entire issue & unilaterally decided to close an inappropriate card transaction from their end.

                              Am reiterating some key points once again.

                              1) The fact that a card impression that too in a crude form, carrying signature, does NOT mean that it has owner's authorisation/ consent for billing. No where it mentions that I am accepting to get my card billed for any charges .
                              It is bank's legal responsibility to check the authenticity & completeness of the documents, that too which are of such a high value.

                              2) How can you assume without any charge slip or worst case a manual impression without billing authorisation, that owner has agreed for billing ?

                              3) The very next working day of this incident I have faxed a dispute letter to your chennai office, called up your help center & also in person visited the HDFC branch [Ref. person was Shravan Mulki] to hold the billing with immediate effect. How could your process framework be so weak, that you still let go the payment despite multiple written & telephonic reminders.

                              4) This card was never swiped or charged or used since it got issued more than 1 year back.
                              Why your office did not raise an alert when they received a manual crude looking impression & why were they so impatient to bill the same, despite the stop payment request.

                              5)How come you do not audit fraud vendors like the one in question [ Country Vacations Ltd] when there are already numerous consumer complaints/ legal cases filed against them.

                              6) With the investigations/ discussions still in progress, i am unable to understand that you are continuing to levy penalty & interest charges on the disputed EMIs, month after month. Please waive off the same, till we arrive at a consensus.
                              Aug 13, 2020
                              Complaint marked as Resolved 
                              HDFC Bank customer support has been notified about the posted complaint.
                              Hey, i had some dues pending in my creadit card accont, and without any prior information i got my salary on hold in my salary ac. pls get the same check and do the needful.

                              my card no. is . [protected]
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                                C
                                Complaint for HDFC
                                from Bengaluru, Karnataka
                                Jun 23, 2009
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                                RE:'HBL=[protected]' (Complaint no:[protected]
                                Dear Sir
                                1.Date of transaction:13/01/09
                                2.Account Number:[protected]
                                3.ATM no:[protected]
                                4.Address:HDFC bank, Rajouri garden, new delhi
                                5.Withdrowl amount :20000 RUPEES
                                6.Time: 1:31pm
                                I have got half piece of the 500 rupees of note.after got this note i hv note this problem to phone banking taken complaint no:[protected].I have mail to [protected]@hdfcbank.com. regarding this matter on 26 may but still there is no result.
                                Please change this half note 500 rupees from nearest HDFC barnch as soon as possible.
                                Wating for Reply
                                Regds
                                Ranjan kumar
                                hello m the customer of the hdfc bank branch of vapi(chala)in gujarat i visited the bank on saturday 2 check my account bal.. as i lost my atm card... but the the working staf didnt considered my words, they wer not ready to solve my problem i requested them but they didnt responded me... is tis way of behaving with the customer ?
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                                  N
                                  Naginder jeet singh
                                  from Jind, Haryana
                                  Jun 23, 2009
                                  Resolved
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                                  Resolved

                                  Dear team,

                                  This is naginder jeet singh, my employee id is-N02032.I start my career with hbl global pvt ltd on 16/03/2005 to march 2007 for Ambala location.team my concern is this that i received my relieving letter and pf form.I submitted pf form on DEC 2008 and till now i had not received my cheque of pf( my pf no - 43995) .I am also given my all details.Team pls do on urgent basis.I need it urgently.I am waiting for your revert.Thanks.

                                  Regards

                                  Naginder jeet singh
                                  N02032
                                  a/c no[protected]ICICI BANK)
                                  my pf no - 43995
                                  Ambala cantt
                                  Aug 14, 2020
                                  Complaint marked as Resolved 

                                  HBL Global Pvt. Ltd - Credit Card — PF Not received

                                  Hello,

                                  I have left the organization of HBL Global on 31st May 2006. My employee code was M02315. PF Code for HBL is MH/ 45327. My PF A/C no is 36908.

                                  I have submitted form 10-C and 19 for PF withdrawal process. Till date I have not received my PF amount.

                                  Kindly let me know how can i get my pf amount.
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                                    C
                                    C.R.MOHAN
                                    from Bengaluru, Karnataka
                                    Jun 23, 2009
                                    Resolved
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                                    Resolved

                                    Dear Sir/Medam,

                                    This is MOHAN.C.R, Iam taken a two wheeler loan from your bank. you are getting 2 times EMI
                                    ON[protected].from AXIS Bank as well as representative RECEIPT NO; 16545202.the LOAN AGREEMENT NO 14014324.FOR HERO HONDA SPLENDER PLUS VEHICLE NO KA-51 S4942. It's not a better way of banking .I suffer a few of penalties from your's & mine bank . I ANABLE TO PAY THE INSTALLMENT OF THIS MONTH. I pay the installment of 2 (both) months on[protected] to YOUR REPRESENTATIVE .So, it will be clear cut you don't claim the EMI AGAIN&AGAIN

                                    Thank you,

                                    Regards,
                                    MOHAN.C.R.
                                    Aug 14, 2020
                                    Complaint marked as Resolved 
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                                      S
                                      Shyamal Kumar
                                      from New Delhi, Delhi
                                      Jun 21, 2009
                                      Resolved
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                                      I Shyamal Kumar, have the bank a/c with HDFC Bank a/c No. [protected]. every month my salary was credited in this a/c from May 2006. Bank Persons was always use to convince me for credit card at last I was agreed and got a card from HDFC Bank. As I was new user, I was innocent about the merits and demerits of credit card. Every was going good. Certainly I have lost my job on Oct. 2009. I have applied for PF withdrawal to my last employer on Dec. 2009 and that amount has been credited in my a/c on June 10, 2009 ie, Rs. 35120.40 (according to banker), When I have checked the balance it was 0.00, then immediately I have talked with phone banker and come to know that my amount of PF has been put on hold by the bank because of some dispute with Credit card. And in the mini statement I found that bank has debited so many vague charges to that a/c. I think bank has the intention to Debit all the available credit balance in this a/c by these vague charges. Because after so many calls and requests Bank has not given any solution till the time. And as I am unemployed from last 7 months, if I will not get this amount with in limited time frame I have to suffer with many other losses and the HDFC will be entirely responsible.

                                      Payment record of CREDIT CARD from April 08 to Dec.08.

                                      statement Month Payment
                                      3/4/2008 4500
                                      3/5/2008 2942
                                      3/6/2008 6000
                                      3/7/2008 nil
                                      3/8/2008 2300
                                      3/9/2008 9000
                                      3/10/2008 10000
                                      3/11/2008 1900
                                      3/12/2008 Nil

                                      So my payments are also regular.

                                      To solve the problem have taken several initiatives:-
                                      1.On June 13, 2009 called the phone banker and given complain against this matter, they have given a complain No. [protected].
                                      2.On June 16, 2009 again called to phone banker at 3.30pm, on the other side GURDEEP(Girl) was there and according to her no such complain was in the record and given a new complain No. that is DEL079916.
                                      3.On June 17, 2009 at 10.43 am got a call from some Dolon Dasgupta by no[protected], and given a no. of some ARCHITA BISWAS ie.[protected], and she told me that” she is the right person regarding this problem. So she will call you or you may call her on this number.”
                                      4.On June 17, 2009 at 2.52 pm some one called and discussing regarding this problem but given any solution.
                                      5.On June 18, 2009, I have made call at 11 am on[protected] to Archita Biswas, but some MR. SOMYOJEET was on the line and when I have discussed about my problem he was shouted like any thing and not ready to listen anything. When I asked about the Principal amount and the settlement amount of my credit card he disconnected the phone. Again I had made call on same number no body was peaking the phone.
                                      6.Finnaly I have again talked with phone banker divition with the reference of my last complain number and got 3rd complain number.

                                      Now I am waiting for response. OR else I will go to consumer court for my rights.

                                      Thanks
                                      Shyamal Kumar
                                      Aug 14, 2020
                                      Complaint marked as Resolved 

                                      HDFC Bank — amount blocked

                                      Dear Sir



                                      My self Sachin Dongre an account holder for the hdfc bank with customer id 24984971

                                      holding a salary account from past 1 year, on 29 th I deposited a cheque of 45000 in my account which is a loan amount which i borrow from a private bank,

                                      But when i gone to withdraw the money, i have informed that my amount has been blocked due to non payment of my credit card, but i have not use any of the hdfc bank credit card, when i contact the customer care they said there is a credit card issued on my name in the year 2005 the date of bith is[protected] but my dob is[protected], my address was wrong, my mothers name is incorrect, when i contact your vashi brach they refer me to Asha shetty wilson house andheri east, there i meet 1 lady name kirti i asked her that i have not use this card, i agreed that the fraud was done to me but not to the bank, I request her to release some amount, as i had taken loan from private bank, but no one wants to answer me,

                                      i am ready to pay the amount in emi, as i need this money urgently, i had lots of query in my mind

                                      I am using the salary account from past 1 year then why not this amount blocked earlier, whether your employees were sleeping till this time,

                                      If i had done the fruad please show me the documents submitted at the time of application of credit card



                                      I have not got any prior intimation for blocking this amount



                                      I had taken this amount as a laon and i have to pay interest for the same please do the need ful
                                      To

                                      The Director


                                      Sub- Neglect activities



                                      Respected sir


                                      I Manas Ranjan Dash. From (BBSR). Kindly inform you that, I have an account on HDFC bank (nayapali). A SBI cheque (umerkote branch) ac no[protected]RS-ONE LAKH-cheque no-455631.from Rabindra nath dash was issued for me. I was deposited it on my HDFC account on-3-6-09 at nayapalli branch.


                                      very sorely say u that RS- 100000.it has already debited on Rabindra nath dash account on 23-7-09 but till date it has not credited on my HDFC account([protected]) please verify it immediately I will thank full to you.



                                      Manas ranjan dash
                                      Bhubaneswar
                                      PH- [protected]
                                      ld my saving a/c funds by HDFC
                                      Hold my saving a/cs funds by HDFC
                                      Hold my Salary a/c funds by HDFC
                                      Hdfc Salary account no [protected] (new salary account) got hold my funds by hdfc credit card division. available bal rs 8076

                                      Hi Indian Consumer Forum.

                                      My HDFC salary account no [protected] has been locked by HDFC creadit card division.all my accounts funds goes on hold. I am not able to do any transaction.

                                      I called lot of times to credit card division of HDFC bank, but they are not responding & not gave me right information.they are misguide me.

                                      They have applied lot o[censored]nusual amount on my credit card, lot of finance & services charges.

                                      I am getting in Problem for my daily transaction.

                                      They applied me 35000/ rs (approx) amount, but I have used only 30% (approx)amount of credit card.

                                      Please help me regarding release my funds, which is hold by hdfc credit card cell.

                                      I m in need of the cash as it was my first salary from my company.. i m the sole bread winner in my family.. i m in huge mess bcasue of this problem.. i may commit sumthing wrong to my self as this amount means a lot for me...

                                      So please look into the matter at the earliest & help me.. i m ready to compromise also for the same.

                                      Regards,
                                      Aadil Mansuri
                                      +91-[protected]
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                                        S
                                        SUNIL KARSANDAS MAKHECHA
                                        from Chennai, Tamil Nadu
                                        Jun 20, 2009
                                        Resolved
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                                        Resolved

                                        Dear Sir,
                                        I am almost tired by complaining to HDFC Bank Ltd.- A Reputed??? Privatew Sector Bank. My former letters dated 14/01/2006, 16/06/2006, 13/01/2007 and 19/11/2007 addressed to Rajkot Branch (Erstwhile Centurion Bank of Punjab Ltd.)for which I have received no reply from them.MY COMPLAINT NUMBER WITH HDFC IS 'HBL=[protected]' Re: CR/2008-09/029020.

                                        I am having Saving A/c No.[protected] and Fixed Deposit A/c No.[protected]Fixed Deposit for Rs. 25000/-).Now your Bank had debited unauthorised Bank charges for non-maintaining of minimum balance im my Savings Account on 31/3/2005 Rs.660, on 30/6/2005 Rs.660/= and on 30/9/2005 Rs. 660/= for non maintaining of minimum balance of Rs. 5000/= eventhough I was having my Fixed Deposit account linked with this savings Account for Rs. 25000/=. A Reputed ????? Bank like Centurioon BOP now HDFC is not replying to the grievances of small distant customer . Due to debit o[censored]nauthorised Bank Charges without initmation of increase of minimum balance in Savings A/c I had closed my savings A/c in September-2008.

                                        MY FIXED DEPOSIT WAS LINKED WITH MY SAVINGS A/C EVENTHOUGH THEY ARE NOT REFUNDING UNAUTHORISED BANK CHARGES DEBITED IN MY ACCOUNT.

                                        I REQUEST YOU TO KINDLY HELP ME IN THE MATTER PLEASE.

                                        THANKING YOU,
                                        YOURS FAITHFULLY,
                                        SUNIL KARSANDAS MAKHECHA
                                        Aug 14, 2020
                                        Complaint marked as Resolved 

                                        HDFC Bank — Unauthorised Debit from my account

                                        Hello Sir,

                                        I am in major distress due to mismanagment of my money by HDFC Bank. It would be a great help if you could help me with the right course of action to be taken under the circumstance described below:

                                        Last year (2007) September there was a fradulent transaction on my credit card amounting to Rs. 14, 000 which said i had purchased a Rado Watch. I hadnot made such a purchase and made a complaint to the bank and cancelled the my credit card. Instead of resolving the issue the bank promtly issued me a duplicate card and started to harass me for the Rs. 14, 000 which I refused to pay.

                                        Imagine my surprise when in March HDFC Bank made a debit for Rs. 19, 476 from my saving bank account towards the same. Can they take this money out from my savings account with out telling me? I had ear marked this amount for a medical procedure. I donot know what to do now. Please consider this urgent and help me.

                                        P.S. - Specifics of my account and dates of transactions can be provided by me on request.

                                        Regards,

                                        Cheryl Pinheiro
                                        I have done recharge of rs.30/- from my HDFC A/c no 00861*******32562, my money has been deducted from my Account but recharge has not been done, i hereby request you to give my money back in my Account.As you can call me on my mobile number [protected] or send mail to me regarding the same.Waiting for your reply.

                                        HDFC Bank — HDFC Directly debiting my A/c

                                        I was using HDFC credit card. While I was talking for settlement, they suddenly deducted Rs.34, 000 from my a/c. Eventhough, I agreed to pay the settlement amount. Now they are not responding.

                                        How can I solve this problem.

                                        HDFC Bank — Regarding My deposit amount in my saving account

                                        Hi this is Virendra Mittal from Jhalawar Rajasthan i have an account with HDFC Bank Sarita Vihar Branch New Delhi.

                                        Regarding the subject i have called up so many time your customer service centre but anyone not able to solve out my problem by my company they deposit 6650 amount on date[protected] in my HDFC account but i received only 3300 rest amount not received till date. Kindly send the status for my rest amount.

                                        My Account No. - [protected]
                                        Name - Virendra Mittal

                                        Regard's
                                        Virendra Mittal

                                        HDFC Bank Ltd. — CLOSED FOR MY A/C

                                        My A/C No. [protected] in Your bank . your are closed for my a/c not informence. & debit for All Balance for a/c for not Informance . so. please for back for my bank balance amount in my a/c & Opened for my A/c for urgent.
                                        Thanks

                                        Mukesh Kumhar
                                        [protected]
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