[Resolved]  HDFC Bank — Rejection of Personal Loan

Address:Delhi

Hi,

I have applied a Personal Loan in HDFC BANK & they rejected my application & as per them My name is in CIBIL. As per mine I have never default in any bank. So please let me know the reason why & which bank has given my name in CIBIL deptt.I am using credit card in HDFC bank & i have paid all my dues before the due date my due date is 7 of every month & i am paying all my dues on 1st of every month. I have never been default in any of the bank.

Thanks & Regards
Isha Chopra.
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Aug 13, 2020
Complaint marked as Resolved 
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I had applied for personal loan of 1.80 Lack from you bank, but it was get rejected from you side and the reason behind this as I come to know is citi bank had putted my name into defaulter list. So without knowing the main cause behind why citi bank had putted my name into defaulter list how can HDFC bank can cancel my personal loan, as from last 3 year my salary account is with HDFC bank, I am using credit card of HDFC bank and previous to this I had closed loan of 30 K with Bajaj finance without any default.

I had been cheated by citi bank they asked me to give 3000 Rs more. As my total pending amount with them is not more then 6 thousand and this amount is nothing for me as you can check my salary status. I told them to deduct this 3000 Rs from my name and I will give the rest of amount but they threaten me, so this is the reason why I didn’t pay them back.

So can on this basis you will black list citi bank?

My Account No:[protected]
Hello,

I applied for a Personal Loan in HDFC Bank and it got rejected stating that it found a match in CIBIL showing that I was a defaulter in CITI Bank Card. But till date there is no such thing happened to me with CITI Bank, I called up the CITI Bank Customer Care and informed the same to them, they checked my profile and they said there is no such thing in my account and the profile is very good and they suggested me to contact the CIBIL to resolve the issue.
This is R.Radha Krishnan from udumalpet who applied agri loan in your esteemed bank in pollachi branch coimbatore . Before eight months I applied the loan and I fulfill all their conditions . I registered my document in the date 17/04/09. whenever I moved to the bank they are answering your loan approved we will sanction within a week. In this three months nearly thirty times I moved there. Last week they called me and inform to pay one lakhs part amount . At first itself they informed me means I will make some arrangement but they suddenly inform means what can I do . in that critical situation I arranged that amount, but they now told wait for sometime like that . so in this situation with my son I moved to head office but they not response . I don’t know whats going on there. My agriculture crop is spoiled because of their delay. So please take my request and do me favour and also I am waiting for your reply . otherwise I will move to consumer court.
hi
i am pabitra mohan pradhan a account holder of your bank.i had applied a personal loan before 20 day, but it was cancelled.All the documents are write.so why it was rejected.my ref no is 20240891.Pls reopen my file
I applied for a personal loan of Rs 2 Lakhs from hdfc bank, I got the message after days that my loan has been approved and I have been given reference no as 23588766 on the 31st of Jan.after two days I was been told that my application has been rejected as I have been put on default due to non payment of my credit card dues of Rs 32, 200 which I paid after a delay of 2 months as I m in navy and I was in sailing that time for two months.i have paid my credit card bills regularly thereafter and never been put on default.it is requested u to please remove my name from default list as I am a faithful customer of bank from last seven years and I have justified my reason of late payment of credit card hoping for some positive action.

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