[Resolved] ICICI Bank / Credit Card — Named in Defaulter List | |
Dear Sir, I had a Credit Card Of ICICI Bank No-[protected] 2 yrs ago, when i was working in bangalore. After that i changed my job and came to Noida and immdiatley went to US for 5-6 Months and couldn't make the Payment due on my Card. But when i checked my Acoount status of[protected] in December 2007, i found that arround 43000 rs got deducted from my account. I mailed regarding this to ICICI bank from my ICICI Bank Mail facility and after that i got response that they deducted the outstanding ammount of my credit card from my account. Then i asked them to discontinue my Card permanently .I never went for any Settlement of this card nor anything pending on this card and i have confirmed this with the ICICI Customer Care. I am still holding same Salary account from last 2.5 yrs with ICICI Bank in Noida and recently i thought of buying a Car and i applied for the same in ICICI Bank. But for my shock they rejected my application and gave me explanation that my name is is their defaulter's list as i went for a settlement. Then i went to HDFC Bank and they approved my loan within 3 days and i bought the car as well within 5 days . I just want to clearify that is my name in ICICI defaulter's list or CIBIL's list. If i would have been in CIBIL's list then it was not possible for me to get a car loan from HDFC either....So have a look on my concern and remove my name from your's & CIBIL's database as i never went for any kind of settlement and paid the full amount due on me. Dheeraj Rajawat [protected] Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
2 Comments | |
Comments
I was having earlier Credit Card vide---[protected] which I was not swipe since i got this card . lastly I got a annual charges of card and I do not pay. Why not paid because while this card offered me that time I was told this is life time free.
Now I want to make this resolve. How I can process for resolve the issue . Please guide.
Regards,
Prasanta Roy
[protected]
Now I want to make this resolve. How I can process for resolve the issue . Please guide.
Regards,
Prasanta Roy
[protected]
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ICICI Bank Towers, Bandra-Kurla Complex, Mumbai, Maharashtra, India - 400051
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Thanks for bringing it to our attention.
We'll check with the help of credit card and the account numbers you have mentioned here, and revert to you at the earliest.
Regards,
ICICI Customer Service Team.