[Resolved]  ICICI Bank Credit Card — Fraud in full and final settlement of credit card

Address:Delhi

We (me & ICICI Bank representative) negotiated on phone for the full & final settlement of dues in my credit card account.
We settled at Rs.45000/- (Rs. Forty five thousand only) in three equal installments of Rs.15000/- (Rs. Fifteen Thousand Each).Before i pay my first installment, i confirmed from their customer care office that if they have issued a letter for my full and final settlement & their answer was yes. So i paid my Rs.15000/- by cheque, which was debited from my bank account next day.
After two days i received a call from their representative, he told me that the amount which i paid cannot be considered as a part of full & final settlement as due principle amount is higher & i have to re negotiate by visiting their office otherwise this will create problems in my home loan (from the icici bank)whenever i make my final payment for home loan if i don't re negotiate as the credit card & home loan taken from the same bank.
I hope you have understood my problem & expecting help from yourself.
Thanking you

Regards.
BALJIT SINGH.
Ph. no. [protected]
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Aug 14, 2020
Complaint marked as Resolved 
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Every thing mentioned was right i and my freinds were also been facing same problem . we gonna file a case against the icici brand of cheating, and fraudness made by them
I had the evidence of fraud made by the Icici . No one has given us proper solution, now i alone will solve it.I will sue in the court of law for objecting, fraud & cheat.
I had the following evidences
1)Newspaper Advertisement made by the Icici Stating 100% placements in banks after the successful completion of course
2)Counter file at the time admission in to the course
3)Study material by them during the couse
4)My successful passout certificate
5)Offer letter given at the time of recruitment
Dear all,

Kindly write to us at [protected]@icicibank.com with ‘Banking Course' as the subject line. Request you to provide the relevant details of your admission to the course along with your full name and contact details.

We will be happy to help you.

Regards,

Nazia Sayeed
Office of the Nodal Officer
ICICI Bank

ICICI — A complete fraud

SirMam,

I have done my Graduation from P.G.College, Sec'bad along with Icici ad on Banking Course from the Nizam college Hyderabad, Andhra Pradesh in the year 2008.
Coming to this Icici Banking ad on course, it was brought forward by Icici and Osmania University(OU) with an object of training students through the banking syllabus framed by Icici with assurance of 100% placements in Branch Banking after successful pass out. I along with my freinds had joined by paying Rs6000 each in the form of DD favouring the icici.After the duration of 9 months we had successfully completed the course and then itself we completed our interview where we came to know about the fraud played by the icici .They were diverting us to BPO, to which it was against to their promise made for Banch Banking . We were been cheated, humilated, by the icici. We want the justice ... who was responsible we are still waiting for it

ICICI Bank — Fruad IN my Credit Card

I want my card to be closed they sad sir plz make the pament in to EMI one in cash and another by check of Rs.3500 i made it both and the gave me sattement letter and to recpit of cash and check but the person who came to my house to collect cash and check hav doposited cash Rs.3000 only and now its been almost 18 months bank call me to dosposit money and all the time i give the letter's and recipt no so tell me what i do.
Dear Mr Kapur,

Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service – Credit Card’. Request you to provide the relevant details of your card, along with your full name and contact details.

We will be glad to assist you.

Regards,

Nazia Sayeed
Office of the Nodal Officer
ICICI Bank
I have auto loan LWELU[protected] in our branch at viajayawad. I had paid total due amount 6712/- Dt:8-8-2009.Recepit No.L[protected] Collection manager name is papa rao (or) Vijayakumar reddy Ph.[protected]. So, you must should be send my CLEARANCE CERETIFICATE to my address.
Dear Mr. Singh,

We are sorry for the inconvenience caused to you. We have made a note of your contact details . Our official will get back to you.

Regards,
ICICI Bank Customer Service Team.
Dear Sir/Madam.
My name is BALJIT SINGH. My residence is in ROHINI New Delhi.
I was using credit card (no. [protected]) of icici bank, We settled for due payment so that I can get NOC from this bank.
The agreed amount for final settlement was Rs.45000/-(Rs.Forty Five Thousand Only) & agreed to pay in three installments of Rs. 15000/- Each. Before I pay my installment by cheque (Already debit to my a/c in axis bank) I confirm from customer care department that letter has been issued for the settlement. Then I gave cheque for the payment.
After two days I got a call from the bank that the payment which I paid is not for the full & final settlement & I have to renegotiate for the final settlement.
So, now am totally shocked after that call.
Please help me to get justice because in my books the way bank has responded, it is completely a case of cheating.
Thanking you,
Regards,

BALJIT SINGH.
Ph. No. [protected],
Resident address.
Plot no.31, Second Floor,
Pocket 12, Sector-24,
Rohini-New Delhi
110085

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