[Resolved]  ICICI Bank Ltd — Excess charge and threatening calls for personal loan

Address:West Bengal

Dear Sir / Madam,

I had taken a personal loan from ICICI Bank in 2006 of Rs. 30,000/- and I had paid EMIs. The capital outstanding shows Rs. 5000/- and the person who collected the amount from me every month suddenly disappeared when Rs. 5,000/- was due. On repeated calls also he never turned up from collection. Now one lady from Central ICICI Cell calls up and threatens with dire consequences if I do not pay Rs. 29,900 (which includes lawyer fees as well. I am willing to pay my outstanding amount, however it is injustice to collect the Lawyer charges from me and also threats.

My Loan A/C No. is: LPCAL[protected].

Please help. Should I file an FIR / GD with the police and file a criminal case myself for protection?

Kindly advise.

Best Regards,
Supratim Bhattacharya
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Aug 13, 2020
Complaint marked as Resolved 
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ICICI Bank — personal loan-threatening call

TO WHOM IT MAY CONCERN


Dear Sir/Madam,
I, Sri Shounak Ray residing at Nabapally Boys’ School Rd, P.S-Barasat, P.O- Nabapally, Calcutta, West Bengal – 700126 Ph. No.[protected], Mobile- [protected], e-mail- [protected]@gmail.com have availed a STPL mentioned in your welcome letter as LAN No. LIZHT [protected] Dated 25th September 2007. I have already paid my last EMI for the month of March of this year. I have already attended a number of calls from your side and I confirmed them that I have no intention to cheat the bank by not paying the amount though I am running out of money now a days. My wife is seriously ill also my parents are. So, I am in very critical situation. Knowing all the fact today (28th March 2009) at 1.07 pm from[protected]total call duration 04min29sec) my mother received a call on our residential phone numbered[protected]. The caller spoke with her so rudely and threatened her and used a number of slang languages. By his (Your Representative named Mr. Abir Chaterjee) this type of language and very rough behavior my mother became sick and she is now running in trauma and for that I have to contact my family physician immediately.
I have mentioned earlier that I am willing to pay the rest of my loan amount as on regular basis, but I need some time to get recovered financially. To know the above fact and keeping my generous intention in mind, I earnestly request you to take immediate action on Mr. Abir Chatterjee and his type of “Threat Calls” as early as possible. I will be grateful if your representatives contact me directly on my mobile (033 [protected]) but not on my residential number.
Thanking you,
Yours sincerely
Shounak Ray
Nabapally Boys’ School Rd,
P.S-Barasat, P.O- Nabapally,
Calcutta, West Bengal – 700126
LOAN AMOUNT- 50, 000.00
NO.OF ADV EMI- 0
TENOR (MONTHS)- 36
EMI- 2464.00
START DATE-05-NOV-2007
PAID 17 EMIs till March 2009
Ph. No.[protected], Mobile- [protected],
LAN NO.- LIZHT[protected]
LOCATION- GARIAHAT-CALCUTTA

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