ICICI — Loan charges

Address:

Bangalore, Karnataka

Dear Sir,

Recently I have applied for Home loan in ICICI Bank. They have taken my signatures on blank forms and they have charged unnecessary interest on the loan sanctioned

They sanctioned the loan and cut the cheque on 22-Jan 2012 without informing me & sent the cheque to the builders without my knowledge and they have not taken any action to initiate the EMI in the Feb 2012. They started the first EMI in March 2012 and they unnecessarily charged the interest on the loan sanctioned from 22-Jan 2012 till 10-Mar 2012 which is around 12,000/-

(These charges were debited saying the reason that the cheque was cut early (I never told to cut the cheque early) and interest is levied for the amt for which cheque was cut for the period between 22 Jan 2012 and the first EMI in the second week of March 2012)

I consulted the ICICI grievance cell and did not get any justice on this. Pls help me here

This was my service request no with their grievance cell - Service Request(SR) No:SR[protected]


Thanks,
Krishna
Email id - [protected]@gmail.com