[Resolved]  ICICIcredit Card — OVER SWAPPING

Address:

Thane, Maharashtra

DEAR SIR,
I'M ICICI CREDIT CARD HOLDER SINCE 8 YEAR & MORE

LAST 2008 , DUE TO PAYMENT OF AIRTEL BILL MY CARD WAS OVER SWAP FOR RS. 100 & BANK HAS DEBITED 500 + SER TAX + INT & ETC.

THEN NEXT OVER SWAP WITH IN 2 MONTH FOR NOT EXACTLY BUT RS.200 OR 400

FROM THAT MONTH I MADE THE PAYMENT OF ONLY PURCHASE DONE . IT MEANS , I DEDUCTED THE OVER SWAPPING CHRG, INT , SER TAX , ETC

TILL DATE THEY MAKE MY OUTSTANDING RS. 8000 TO 9000 , NOW THEY CALLING FOR SETTLEMENT FOR RS. 5000/-.

I TOLD THEM I'M NOT GOING TO MAKE SINGLE MONEY/PAISE FOR OVER SWAPPING , SER TAX , INT , YA I'M READY TO PAY IF ANY BALANCE AGAINST WAHT EVER PURCHASE MAKE / MADE BY ME IN PAST OR PRESENT IF ANY BALANCE .

BUT THEY DENIED TO TALK OR REVERTING THE SAME AMOUNT.

E.DAY THEY CALLING ME TO MAKE PAY & HARASSING ME E.DAY

SIR PL GUIDE ME WHAT I HAVE TO DO.

I INFORM OR NOT INFORM TO CONSUMER FORUM DEPARTMENT , CONSUMER GRAVEANCE DEPARTMENT OR ELSE SOME ONE PL SUGGESTME.


THANKS
PRAGNESH DOSHI
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