[Resolved]  ICICIcredit Card — INTEREST CHARGED EVEN AFTER SETTLEMENT

Dear Sir/ Madam,

My name is Girish . I had one credit card of ICICI Bank no is - [protected]. My Billing Address is - A-1, RAJANIGANDHA SOCIETY, opp. Vandana cinema Old Agra Road Thane-400602.The credit limit being Rs. 10, 000/-. I had not requested for the card, but it came from the co. directly.

Due to some abnormal circumstances, I made Settlement of my credit card on dated 12/04/2008.(SettlementLetter Ref.no- 340/04/08/07/U Dt. 12/04/2008) The settlement amount was Rs. 10, 000/- and said payment is made on or before 30th April, 08 in 2 installment(s) as scheduled below. I had seen the letter and told them that the letter states on istalment, so go back and give me a new letter. They confirmed with their boss and said that the fresh letter will be issued, kindly give us both the cheques together, which i did-- you confirm both the receipt numbers.

18 April, 2008 INR 5, 000/- (ch. no.102 Kotak Mahindra Bank Thane)
28 April, 2008 INR 5, 000/- ( ch. no 103 Kotak Mahindra Bank Thane)

Based on above details, I had given two cheques of Rs. 5, 000/- each on the said date. Agency name: Aaryan and person collecting the cheque was Mr. Pradip M.(receipt no. 5472309, 5472310 ) .Both the cheques were passed, which was of kotak Bank. Next month the Bank issued a statement with a collection agent of the said amount, i Informed the agent, and gave them a copy of the same( Settlement letter). This procedure continued for a year and still i am harrashed with calls and letters.I personally went to Head office in J. B. Nagar and informed them abou the status. but they informed me that you if you want we can make a settlement of Rs. 15, 000/- . i was suprised, why without making any purchase, after settlement, still one settlement.
Now they have attached my ICICI A/C NO.[protected] with the credit card, whatever amount i put for the personal loan( LPTNE[protected]), it is deducted by them. So i have to dishonour the cheque and issue them a fresh cheque of another bank and pay default charges of Rs 250.
This is one of the worst bank, with no ethics.
Kindly look into the matter if you really mean to solve it, because i am fed up with such people AS I TOLD THEM THAT I WILL GO TO CONSUMER FORUM, they said that under ki baat tume kya malom. I didn't hesitate to still mail you
Looking forward for a reply.
Girish

I had deposited balance amount which Rs. 11250/- in HSBC bank in South Extension- Delhi Branch on dated 22/06/2007. ( Br: 053 P725 Ref: STX3 - 00122 )

So I have Paid full amount Rs. 15000/- within given time period by HSBC Bank. But I regret to inform you that till date we have not received N O C., I am receiving continuous bill from HSBC Bank. Now they had given me the bill for Rs. 22000/- I had given so many calls or mails in HSBC Bank and collection deptt. But result is ZERO.

Now i am under depression and not satisfy with HSBC bank service. We are requesting you to help out me from this situation