[Resolved]  SBI Credit Cards — Settlement Letter

Address:Bangalore, Karnataka

My name is Manjunath and i had taken a Credit card from SBI and the same was settled by EMI on 31/10/2006 (Have settlement Letter) 6800 * 5 Months Starting from Oct 2006 to Feb 2007

The EMIs never came to my bank on time but however came and got cleared till 3 EMI
1st Installment in Nov, 2nd and 3rd in Jan and later 4th and 5th in April and got bounced the same day as there was a balance for clearing only one cheque. (Insufficient Balance for two cheques)

Later rep from the recovery team came and asked for the two cheque bounced payment saying only if these two payments are made the settlement will hold good if not void

So i made payment by cash

My total outstanding was Rs 38 out of it they gave waiver of 4 thousand i.e 34000/5 = 6800

now the total settlement amount i may had to pay is cleared from my side

However today they have sent a letter for amicable settlement of Rs 64,528.21 in front of Registrar where i went and there they asked me to pay a sum of Rs 10 to 14 for re-settlement

Please advise what i need to do in this case!
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Aug 13, 2020
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SBI Credit Card — Need for settlement letter

Mr.S.Gnanvadivelu
SBI Credit card no: [protected]

My name is Sivarajesh.G, I m taking care of the payments of my Dad’s Credit card numbered. I ve also try to deposit 3 cheques earlier where 2 have been missed from ur drop box and 1 have been successfully cleared. Now again for the last three months the agents are calling me and promising me that they will send some agents on the same day or next day. But none of them have met me yet in last three months. So I ve decided to settle my SBI credit card bills by dropping cheques in drop box. Therefore, I ve finally took a risk again and dropped a cheque numbered 13602, payable at ICICI in the drop box of SBI on last week of August with sufficient bank balance. But the cheque was not cleared from my account for more than 10 days, where I m not aware regarding this. But the cheque was produced on 6th September and cheque was bounced due to insufficient balance because o[censored] people produced the cheque late. I came to know about this issue only on the end 2nd week of September when one of the SBI cards Customer Care agent called me and asked about the issues I ve been facing out with the Credit cards. He promised me to waive off the interest charges and late payment fee charges for couple of months. But I got the statements without any waiver and attached to it there were late payment charges added to the next month. This is really disgusting.
Later, 3 days before one of the collection agent called me and told me to pay Rs.5452 and she would send me a settlement letter through a agent. Still waiting for settlement letter. Even this amount is not in favour becoz the principle amt would be less than 3000. But the interest amt is higher than this.
Please help me to get the settlement letter in time so that i can finish this scrap pending amt.

Need settlement letter soon... Becoz i dont want the confusion between collection dept and customer care... Help me out in this issue..

Sivarajesh.G
Ph:[protected]

SBI Credit Card — Payment made on waiting for Settlement letter

I made payment once in the month of Sep(Full payment) after confirming it with the collection guys and in the recent past i started getting calls from collection departement saying that there is due payment to be made on my card after which one Mr Syryaparkash from M.G.Road Branch called me and said all these money is accumulated because of late payment and intrest.Last month i met him and setteled the account by paying 2100 onetime settelment as against 4000 aproximately.Intially he told me that he will give me settelment letter on the spot if i make this payment of 2100 and i paid the same, then System was slow and he told me that he will be sending the same by evening with one of his team member, I called him in the evening he told me that his boy has already left the office with the settelment letter and till date i dint receive the same. in between i might have called him not less than 150 times every time some other fellow takes the call and tells me that he is not in office once his manager took the phone i remember his name as Antharushi and told me that he will send it next day, but till now there is no response.the phone no is [protected]. To my surprice even though i have closed my account for the 2nd time i received an sms saying 2996.10 is my outstanding on the card.

credit card settlement issue — need a letter

I m HDFC customer for the past 7yrs, my credit card no was [protected]. In 14.5.08 HDFC BANK have deducted amount Rs 39434.43 from my SB A/C which was due for credit card usage. But it was done bfore prior to any notice or communication or a call. i was stopped using credit card bfore itself.
After it happened i approached my salem credit card division incharge Mr.Nandhakumar, he says me to contact mr.Nallusamy in coimbatore credit card division. I met him also.
i have asked only letter for the amonunt deducted for the amount from the bank, intially he tolds me that he can get it for me.I agreed and i came back.
i approched them N number of times.yet to get letter from the bank, now they r not giving proper response.
sir i would like u to get a letter for this from the HDFC bank, as soon as possible.

regards
venkatesh.M
My Credit card has been expired but i have to pay the remaining amount to the bank. Please give me details for the payment The civil report of RBI bank indicates that i have to pay but i do not know number of credit card as well as i also do not know the bank name. Please verify and give me details so that i can pay the remaining amount.

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