Standard Chartered — Standard Chartered credit crad fraud

Dear Concern officer,

I am an employee at Infosys Technologies LTD, Pune (Initially Mysore).
In the month of June 2006, one of your representatives came to our Hinjawadi, Pune premises pressing hard to the customers to go for a SCB credit card.
He said that there would be absolutely no charges on the credit card. After applying for the card, I shifted back to mysore and hence never received my credit card. And the incident was forgotten for two years.
Suddenly after 2 years one of the SC representative from Collections dept calls up saying you have defaulted on the Credit card - [protected] of amount Rs 8-9 thousand and threatening me to pay back the same. I tried explaining him that I never received the card and if possible please send me the details (Issued To and my signature) that I have received the card, but the representative could not give me any such details.
When I asked him how could you charge me such a high amount without any transaction. To my surprise(shock) I realized that the card was linked to some Insurance premium without my notice.
The representative calld me several times to settle the amount and I asked the same question repeatedly to give me the details of who issued the credit card and to whom. But no reply and after that everything stopped, there were no calls. Now when I go and apply for a loan I realize that this has been reported to CIBIL with a write off mark due to which I am not able to avail my loan.

This is highly unprofessional and disappointing to know that such a high caliber bank troubling its customers with such unprofessional representatives stating that the card is free for life time with no extra costs. After hearing several such incidents against Standard chartered, this has created a very negative impression about Standard Chartered within our IT companies.

This is my sincere request to Standard Chartered that please have a look at my unintended problem and revert back with any solutions to remove my name in the defaulters list of CIBIL. This would help both the parties to maintain a good relation and create some positive environment to bank with standard chartered.


Regards,
Rahul S Bafna
Mobile:[protected]
bafna.[protected]@gmail.com