[Resolved] State Bank of India — FINAL SETTLEMENT IS STILL PENDING THROUGH THE CREDIT CARD HAS SURRENDERED ON THE YEAR 2009 | |||
I HAVE ALREADY SENT A COMPLAINT OF FOLLOWING MASSAGE ON 08.10.2011 THROUGH EMAIL TO iRevolt.IN BUT TILL DATED NO REPLY FROM THEIR END, AS I HAVE APPLIED FOR HOME LOAN WHICH IS RETURNED TWO TIMES ONLY FOR THIS PROBLEM. I'M FADE-UP THAT WHY THEY HAVE SHOWN PENDING DUE AGAINST ME - IT IS ONETYPE OF FRAUD, THOUGH I HAVE NEED THE LOAN IMMEDIATELY. PLEASE READ THE FOLLOWING MASSAGE THOROUGHLY THEN U CAN UNDERSTAND WHAT IS MY FAULT. MY FAULT IS I BELIEVE THEM BY SENDING THE LAST DUE ASPER THEIR ADVICE FOR FINAL SETTLEMENT WITHOUT TAKING FINAL RECEIPT. THEY TOOK THE CHANCE. I REQUEST TO YOUR GOODSELF TO PLEASE IMMEDIATE STEP FOR A FINAL SETTLEMENT SO THAT I CAN GET RID OF THIS TYPE OF FRAUD COMPANY. ACTUALLY I KNOWN ABOUT THEIR GOOD FAME AMONGST OF OTHER CREDIT CARD COMPANY AND I BELIEVE THEM BUT MY CONCEPTION WAS ABSOULUTELY WRONG. ALL ARE EQUAL. I REQUEST YOU FURTHER TO PLEASE ARRANGE FOR FINAL SETTLEMENT IMMEDIATELY AND TAKE STRONG STEP AGAINST SUCH FRAUD COMPANY SO THAT NOBODY CAN BE HARRASSED LIKE ME. PLESE TAKE ACTION SO SOON AS I HAVE URGENTLY NEEDED THE HOME LOAN WHICH IS ONLY PENDING FOR THIS FAULT. JUST TODAY I HAVE ALREADY LODGE COMPLAINT THROUGH THEIR HELPLINE VIDE REQUEST NO.MQ[protected] - THIS IS FOR YOUR READY INFORMATION. I AM AWAITING FOR YOUR REPLY VERY SOON, PLEASE AS I DO NOT WANT TO DELAY FOR ANY SECOND, AS THE LOAN IS VERY URGENT TO ME. PLEASE SEE MY PREVIOUS MASSAGE GIVEN BELOW : "I JOYDIP KUMAR DUTTA HOLDER OF CREDIT CARD OF SBI VIDE NO.[protected] SINCE THE YEAR 2006 DUE TO SOME TRANSACTION PROBLEM I HAVE SURRENDERED & GET IN TOUCH WITH SBI CARD CUSTOMER CARE DURING THE YEAR 2009, AS ADVISED BY THEM THRU PHONE I HAD ALREADY SENT FINAL CHEQUE FOR RS.1,100/- ONLY BUT TILL DATE THEY HAVE NO SENT ANY FINAL RECEIPT TO ME AND THE TRANSACTION IS STILL PENDING DUE SO THAT IT IS VERY DIFFICULT TO ME TO GET ANY LOAN FROM ANY FINANCIAL INSTITUTION THOUGH I AM A GOVT. EMPLOYEE. SBI CARD AUTHORITY COMMIT ME AS THEY RECEIVED THE FINAL CHEQUE, THEY HAVE SEND ME THE FINAL RECEIPT AND ALSO ADVISE ME THE CARD MIGHT HAVE TO DESTROYED BY 4/6 PCS. ACCORDINGL;Y I HAVE DONE THAT. PLEASE DO SOMETHING SO THAT I CAN GET RID OF THEIR TRAP. WHAT A FRAUD AND CHEATER CONCERN ; I ALSO REQUEST YOU TO PLEASE ARRANGE TO TAKE HARD PUNISHMENT AGAINST THESE TYPE OF CHEATER/FRAUD CONCERNS." - JOYDIP KR. DUTTA , CELL NO. [protected] & MY EMAIL [protected]@gmail.com This is most URGENT to be noted that on 27th Oct'11 I have contacted with M/s.Fortuna Pvt.Ltd. a Corporate of SBI Card at 3A/1, A.J.C.Bose Road, Kolkata, they assured for Final Settlement at Rs.3200/- against my outstanding for Rs.5500/- though I have no any Outstanding Dues, they pressing me, and as I urgently need for Home loan, I have to bound to agreed to pay such amount and paid Rs.3200/- for Final settlement. Against of my payment they have issued a Certificate of SBI Card and a NOC of SBI CARD, where they have mentioned only Final Settlement against my outstanding for Rs.5500/- but they donot mention of ended all transactions with SBI Card, and they give the word to withdraw my name from CIBIL. This Unknown to me whether it may withdraw or not from CIBIL. Please take immediate STRONG STEP AGAINST SUCH FRAUD COMPANY So that no innocent can be trapped by them. The amount for Rs.3200/- with compensation for harassing me should be returned - which should be done to learnt a lesson. Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
4 Comments | |||
Comments
sir in the above complaint i mentioned the year is wrong. that is in the month of June 2007 not in June 2006
SBI Credit Card — Final Settlement Credit Card
In September 2002 I opted for SBI credit card. After using for around nine months, there was delay in payment of one month bill outstanding. Which latter agencies, as usual called and started harassing me for outstanding charges.I had been telling them that I have paid the principal and written letter to them for waving of penalty and interest accrued. But all my effort has gone in vain.
The agency assured me that they will be sending collecting agent with NOC and I need to pay some amount.
I agreed and left cheque with my wife. Cheque was picked but no letter. It happened one more time after one month in 2003.
I got shifted to Lucknow from Noida and those nuisance stopped.
Now, after six years, when I am at Delhi again, got call supposedly from there legal department, giving me two option either pay Rs14K ( he started with 62K) or case will be given to Lok Adalat.
I demanded statement of account, it was denied vehemently. The person kept on repeating this is principal amount, where as I am confident, principal has been paid and the amount must be interest and penalty accrued.
Please confirm my right of asking statement before payment in case there is any.
He further said he will give the case to near by Thana of my area - need to know is this legal way of doing things from bank
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SBI Cards (Credits Cards) — Regarding Final settlement
Good Evening sirThis is visweswar Rao. residing at Begumpet. Here with i am giving complaint regarding my SBI Credit Card. sir i have settled my credit card when my card out standing balance is some where 19500/-. i have receipt for that settlement of RS17, 700. in the month of June 2006. In the month of July a person(Mr.Kumar )came to my house and asked the payment and i have shown this receipt. after that no one came to house till one and half year. suddenly the same person is called to my cousin and asked for the settlement of Rs.40, 000/-. he came to my house in begumpet and he did nonsence in the appartment. my family is saying that he used the velgar language in my appartment. here with i am requesting you to give some support to my family members.
thanks and regards
Visweswar Rao