[Resolved]  Www.ICICIBank.com — billing

centurion bank of punjab credit card no 4443410113561003 — late payment charged on the above mentioned card

sir i am a regular user of the above card, but this time i had put my cheque in your atm drop box at takshila on the 18 of november 2008 at 11am in the morning, your collection agent called me on the 4th of december saying that the cheque has a signature problem.anyway he asked me to pay cash to avoid late fee charges, the agents name is mr momin from your thane office, he sent his man on the 5th of december to my place to collect cash i had you collection man RS 2500 in cash he provided me the reciept of the same but sir to my surprice i had recived the statement in which your bank has charged me RS 1, 160 plus as late fee charges, i kindly request your bank for reversal of the late fee charges, b, coz till date i have paid my card dues in time & if you bank had any problem in my cheque they could have called immediatly on the 19th or the 20th i coul'd have given them fresh cheque or paid cash, infact your bank realised it very late & called me on the 4th of december, ir its not my fault its your bank fault i once again request you for the reversal of late fees charged on my centurian bank of punjab card no [protected] awaiting early reply from your bank

DEAR SIR
i rajan manjrekar holding CBOP CARD (CENTURIAN BANK OF PUNJAB) NO [protected] for which i made a payment of RS2236.25 drawn a cheque in favour of CBOP ICICI BANKCARD NO [protected] dated 18/11/08 which your bank has sent me back my cheque saying invalid payee name, sir your bank recovry person called me on the 4th of december & asked me for cash payment which i made it on the 5th of december of RS 2500, your recovery man said their will not be any late payment charges, but to my surprise i got a ststement in which your bank has charged me late payment charges, i request your bank for reversal of my late payment charges, till date i have never defalted on my monthly payment of my card dues, my cell number is [protected] & my landline number is 40051846

I agree with all the comments so far. ICICI is a blood sucking bank. They will offer good rates for the new loans. Once your loan is approved, then the rate will go to the maximum in market. They will also increase the rate along with RBI repo rates. But they never mind to reduce the rates for existing customers when the repo rates are decreased by RBI. I would suggest all the newcomers to AVOID ICICI. They might be very polite to process your loan at the best possible time and rate but it is a BIG TRAP. BE CAREFUL IF YOU ARE DEALING WITH ICICI BANK. Existing customers, please try to move your loan from ICICI. You need to spend 2% processing fee, but it is worth doing that. I see only that option for me.

ICICI bank is the worst bank, I have ever come across. I wanted to ask these [censored]s, WHENEVER RBI INCREASES RATE THEY IMMEDIATELY REACT AND CHANGE THE INTEREST RATES OF THE EXISTING CUSTOMER. BUT WHEN RBI REDUCE THE RATES WHY THEY DONT PASS THIS TO THEIR CUSTOMERS.

CAN'T RBI HAVE CONTROL ON THIS? IF IT INCREASES, WE EQUALLY BEAR THE LOAD, WHY NOT WE GET BENEFIT IF IT IS RBI REDUCES RATE. I THINK, IT'S TIME FOR THINGS TO CHANGES.

I WOULD REQUEST PEOPLE NOT TO TAKE ANY LOANS FROM THIS BANK. THEY HAVE WORST POLICIES YOU CAN'T EVEN IMAGINE.

I took Loan from ICICI in 2006, they after there was a change in the interest rate, first they change the tenure from 20yrs to 25yrs, within 2months again there was a change, this time EMI's was changed. Again there was a change in the rates. The bank without asking me changed the tenure to 40years :)). I wanted to ask these who will pay EMI for 40yrs. When I checked with dumbbest people at customer care they didn't had any answers to it. Moreover, the kind of information you get from customer care, and from branch is extremely different.

dear sir
this is my 3rd mail to your bank regarding late fee & the interest charged on my CBOP CREDIT CARD (CENTURIAN BANK OF PUNJAB )FROM NOW ON ITS ICICI BANK CREDIT CARD NO [protected] in my name RAJAN DATTARAM MANJREKAR, SIR i issued a cheque of rs 2236.25 of my card dues in the name (CBOP ICICI BANK CARD NO [protected]) & put it your atm drop box at takshila andheri east but to my surprise your bank has sent me cheque back saying invalid payee that too i recived it on the 7th of december before that your collection person from your thane office called me saying that their is a signature problem on my cheque, he told me to make cash payment i made a cash of RS 2500/ on the 5th ofdecember, he's name is mr momin, he also promised me that their will be no late payment & interest charged, sir once again i request your bank for reversal of my late payment & interest charged
b, coz till date i never defalted on my monthly card payment, MY CELL NUMBER IS [protected] & MY LANDLINE NUMBER IS 40051847, I WANT YOUR A CALL BACK REGARDIN THIS PROBLEM & REVERSAL OF THE LATE PAYMENT & INTEREST CHARGED TO ME THANX & REGARDS RAJAN MANJREKAR

Dear Sir,

This is the thrid gentle reminder mail i am sending you sir what is happening with my request for reversal of my late payment fees charged on my icici bank card [protected] their is no responce from your bank side nor has any body contected me on this matter i want aquick responce from bank whether you bank is considering my case for reversal of my late payment charges, or else i am going to consumer court thanx
Warm Regerd's

Rajan Manjrekar

To
customer care credit card
dear Sir
my credit card no is [protected] Some one has taken my no I suspect it may be misused so please block it immediatly for any trasections including loans or duplicate card
my no is [protected]
thanks
renu

SUB: CREDIT CARD PAYMENT.

REF : CARD No.[protected].


FURTHER TO OUR LETTER No.002, DT.2/4/09, WE REGRET TO SAY THAT NO RESPONSE FROM YOU TILL DATE.

PLEASE NOTE THAT WE ARE NOT LIABLE FOR ANY PENALTY IN CASE OF LATE PAYMENT.

i am ur coustomer from last many years having card no.[protected].On 2nd of march09 i paid feb09 month bill thru cheque no.8667799 of Rs6589 on time.But on 17feb09 i found that my card was blocked.When i contacted customer care, they told me that there is some problem in cheque.but problem was not clear and idid not got that cheque.So on 22nd march09 again i paid above amt. by cheque.
But on march09 statement i found that late charges added (Rs1114).Then i complained to customer care that why i did not got any infornation (thru SMS) regarding cheque problem.Usally i got all information thru ur SMS services.Based on my request he told me to that to pay balance amt. and forward my request to reversal late charges and again up date my mobile no.
But again in april statement i found that it was again added with interest charges of Rs214.
So pl take appropriate action immidiatly to reverse these chrges.

To,
The Manager,
ICICI Bank


Sir,


I am Mr. Pravin Thakur holder of your ICICI Credit Card my cust ID is 6268204. My problem is that I had actually done expenses of Rs. 500 only on your credit card but bank has debited me Rs.524.05 so what this Rs.24.05 ? My credit is only of Rs. 500 so I had paid Rs. 500 with ch no. 513641 dt. 13/04/2009. but bank statment shows Rs. 24.05 due which is not correct according to me. So, please explain me what is this extra charge for. and send me a new fresh bank statement.

You can call me on [protected]

Please send me the reply. I am looking for a prompt service from you otherwise I may be forced to discard the card.

Thanking you

Yours truly,

Pravin Thakur
Credit card no. [protected]

Credit Card Account No [protected]

I have already Full and final settle above mention my Credit card Account dt 2.06.2008. then also today my account outstading Rs-4346/- how can possible ? inform me on most prority basis.

Mobile No- [protected]

ref:my credit card no is ([protected]) customer ID 6661766 It is noticed that a sum of rupees 2206/- has been debited to my card account towards fee for platinum ID card no [protected] on 13.4.09.aftermath i realized that its designed for high profile and also already having gold and platinum cards and informed through customer care immediately.I was replied that first accept the package that already on the way and then cancelled. Accordingly i did and confirmed that my request duly honor and the platinum ID card was cancelled 0n 14.4.2009 at 7, 45pm.But the reversal of Rs.2206/- has not been done in may13th and June13 statement I shall be grateful if i get the reversal as early as possible.

ref:my credit card no is ([protected]) customer ID 6661766 It is noticed that a sum of rupees 2206/- has been debited to my card account towards fee for platinum ID card no [protected] on 13.4.09.aftermath i realized that its designed for high profile and also already having gold and platinum cards and informed through customer care immediately.I was replied that first accept the package that already on the way and then cancelled. Accordingly i did and confirmed that my request duly honor and the platinum ID card was cancelled 0n 14.4.2009 at 7, 45pm.But the reversal of Rs.2206/- has not been done in may13th and June13 statement I shall be grateful if i get the reversal as early as possible.

We have paid amounting to Rs.16, 689.40 to ICICI Bank, cheque no.025292 dropped box which was misplaced by your side on 05.12.2008 at Ghatkopar (W) Branch. As per the Telephonic talk with your sales executive they told "Its our fault and we are not going to charge any type of penalty on this amount. Then your sales executive told us to issue a fresh cheque of the same amount and we had issued a cheque amounting to Rs.16, 689.40 vide cheque no.026456 on 15.12.08.


In the month of January, we were received the bill the month of December, 2008 of amounting to Rs.1, 570.58 in this amount the late payment and the charges were included i.e. Rs.941.69. But as per your sales executive said to us, there is no need to pay the penalty amount. So we did the payment of Rs.561.94 on vide cheque no.0265493, which almost different of Rs.1, 000/- which is the penalty amount. Now we are getting the bills with huge amount of penalty almost of Rs.3000/- on this amount of Rs.1000/-. Kindly do the needful in this matter, and we are not going to pay this amount. Kindly reply us.

[protected].

So please

My credid card No.[protected], ID No.5583700/ ICICI BANK BRANCH NUNGAMPAKKAM,
Validity 07.2007 to 07/2011 .My card Limit Is Rs.15, 000/=. Date of Purchase of Artical Aus. 2007.
Amount Purchased Rs.14, 000/=.
EMI Period: 24 EMI from Sep. 2007.
Regrular repayment from Sep. 2007 to April 2009 = 20 EMI.
Pending EMI Only 4 Nos. But the statment received from ICICI Bank showed Incereased trend of liability instead of decreasing trend. I am a Senior Citizen of abobe 60 years. I was shocked to note the statement.Hence I requset you to send the complete statement of my repayment details from the date of issue of CREDIT CARD. On receipt of the complete statement, the final settlement will be done.
I request early compliance.

I HAVE NOT RECEIVED MY SAVING BANK ACCOUNT STATEMENT[protected] FROM OCT 2007 TO TILL DATE. KINDLY DO THE NEEDFUL FOR DESPATCHING STATEMENT AT EARLIEAST.


THANK FOR ANTICIPITATION.

My credit no. [protected], statement of account received on 17/6/09 on the same day a payment of rs.1000 was paid by cheque drawn on yourself.Whereas month of July statement shows the cheque was received on 22/6/09.The payment cheque was dropped at your Barabazar branch Kolkata where my savings account is also with you.I made payment in time and regret for charging late payment fee of rs.400 and also interest charged rs.130.89.you wrongly charged interest and late payment fee.You please give the credit for your wrong charges from bonafied customers.Please also note hence from the date of this message should be treated my credit card facilities as provided by you cancelled or not to be useable in future after getting your dues from my savings account with you.

My credit no. [protected], statement of account received on 17/6/09 on the same day a payment of rs.1000 was paid by cheque drawn on yourself.Whereas month of July statement shows the cheque was received on 22/6/09.The payment cheque was dropped at your Barabazar branch Kolkata where my savings account is also with you.I made payment in time and regret for charging late payment fee of rs.400 and also interest charged rs.130.89.you wrongly charged interest and late payment fee.You please give the credit for your wrong charges from bonafied customers.Please also note hence from the date of this message should be treated my credit card facilities as provided by you cancelled or not to be useable in future after getting your dues from my savings account with you.

To,
The Manager,
ICICI Bank





Sub: Information regarding instalments




Sir,



Customer: RAVI KUMAR V

Agreement No.: LTBNG[protected]

Total Instl: 30



E.M.I. monthly Rs. 1, 439.00 has deducted from 10/01/2007 to 10/05/2009 but for the last month dated 10/06/2009 Rs. 749.00 has not been deducted may i know the reason & after clearing instalments any document will be provided to the address given or should i need to contact ICICI Bank.

Plz Reply me as soon possible.

Thanking You,

Ravi Kumar V.

Good Day. Experience is that marvelous thing that enables you to recognize a mistake when you make it again.
I am from Finland and also now am reading in English, tell me right I wrote the following sentence: "However, if you are planning a trip away then don be put off this destination just yet."

Thank :D Hercules.