HDFC Bank Complaints & Reviews

pls read my comments at,

http://www.consumercomplaints.in//complaints/hdfc-home-loan-c93768.html
http://www.consumercomplaints.in//complaints/hdfc-home-loan-c109069.html

we should build a momentum to file a PIL to bring sanity by RBI to these kinda "customer service irregularities and cheating".

will update if i get any lead on legal angle related.

Have a look at:

http://www.consumercomplaints.in/complaints/high-interest-rate-c111728.html

http://www.consumercomplaints.in//complaints/hdfc-home-loan-c140318.html

Guys no point taking all this here lets get together & Take the fight to HDFC.

I have created a group on Yahoo join it so that we can approch HDFC with our demands.

changed the name of the group

http://in.groups.yahoo.com/group/hdfchomeloancustomers/



Nitin Grover
Advocate
[protected]

I have an home loan from HDFC since 2003 on a floating rate of interest basis. When ever I request a statement on my home loan, they send only the amount I paid till date. Recently I asked them to send a toal break up of loan with the balance of principal amount to pay. On receiving such a statement, I was shocked to note that I have to pay a lot more than what have been initially planned.

Dear Friend,

I would like to make you alert on few details regarding HDFC and other limited companies.

HDFC LTD is a limited company and is not a banking institute.
It is a self regulated financial organization and is not at all regulated as a refinancing institute or is not a Banking institute. Sales officers makes people fool by stating HDFC Home loan as part of banking division. Even interest rates charged by HDFC is very high which is increased in subsequent years.

As such rates of interests for home loan are definitely regulated by RBI but limited and private companies do not fall under their per-view. These companies fall under company Act and not under Banking Act.

At time of taking loan these companies promises low rates of interest and then increases rates of interest in subsequent years, which increases your burden of repayment in form of slow poison eating your lots of money.

I will share my personal experience:

I have a very bad experience with HDFC, My loan of 11 lac with tenure was only 20 years and was promised with 3% discounted rates for my loan account as the company with which I was working was a corporate client of HDFC, so my loan started at 7.25% rate of interest and a low EMI of 8595/- Rs only.

In later stages HDFC revised rates of interest stating that my loan is on floating rates, where as no discounted rates are applied to my account. More on no reduction in rates are done at all even when rates of interest of other banks and institutes fall down. Even when they offer low interest rates to new customers – on my inquiry they asked for a proceeding fees of almost 12 thousand rupees to revise the rates of interest.
My EMI is also revised to 10, 526/- Rs and the tenure is now increased. Today even after paying EMI for more then 6 years my tenure of repayment is more then 18 years and EMI is increased from 8695/- Rs per month to 10526/- Rs per month. So I will end up paying money to HDFC for more then 24 years.

So I will end up paying four additional years with new EMI to HDFC which will make me a loss of almost 10-12 lac rupees.

HDFC is offering new customer 8.25 rates of interest where as even when I am a old customer with corporate tie up with the company – I am charged almost 11% rates of interest and I am screwed up by paying more EMI.

I have started legal proceedings against HDFC – and warn you all that dont take loan from HDFC other wise your people will also end up in soup and will have to pay huge for small things.

REQUEST YOU ALL TO TAKE LOANS ONLY FROM BANKING INSTITUTES AND NOT FROM ANY LTD COMPANY--
Ask following questions at time of taking loan.

1.Is the company having word “Bank” in its name.
2.If the company is refinancing company - take in written that – rates of interest in the company will be regulated as per RBI norms.
3.Only those people whose files are not getting approved from banks and documents are not clear enough and are in need of loan should opt for such institutes, but mind it these ltd companies slowly increases rates of interest and eats away your lots of money charging high rates of interest.

PLEASE NOTE – HDFC is a limited company and not a BANK. Only banking institutes or company with word “Bank” in its name are regulated by RBI.
Before signing any document of ltd company please read the terms and conditions completely and take a lawyers advise if needed before going ahead to sign the same.

Please disseminate this information to all your friends and relatives so that they are not cheated by any private company in case of loans / home loans.

In public interest by:
Pankaj Kakani

HI,

I had filed a consumer case against HDFC bank and have won a case against them recently .THis banks employees are so useless that i dont have words to describe this fools . They are are so stupid and arrogant and think that thye can get away with anything . they also routenly engage criminals for their dirty activities . contact a lawyer and file a case at them and maintain documents and you will win but offcourse this guys will not pay but will keep moving from one court to another.

Dear sir

I am K.V.Ramanathan, working as a seniors Lecturer in Bangalore, and my native place is Mannachanallur, Trichy. I took car loan from your HDFC Bank, Lakshmi Arcade, A 10, 11th cross Main Road, Thillai Nagar -18, on 28/05/2009 Rs. 1, 25, 000/- really I am very happy sanctioning of loan immediately, the sales person and Car loan Department head, every body helped me while sanctioning the loan immediately, really very surprise with in three days they make the payment.

Sir my problem is during the sanction of the car loan everybody helped to me after sanctioning the loan nobody help me, I am salary holder I having account in Indian overseas bank at Mannachannallur, while taking of loan application along with I enclosed ECS application duly signed by Manager IOB, this is first application then I given the first cheque they clear without any problem ok here in after they had present the cheque through ECS, for 7, 8….. month but they told me cheque was bounced at the time of cheque collection my account balance is good. They given the certificate noted as bounce reason is “No. Such Account”. And I went nearly 6 time to your branch office then I faced so many problem with customer care person, car loan manager they said something and car loan manager entirely changed ( I mean there behaviors ). There behaviors is highly irresponsible why I don’t know. Then I ask from manager, I said have to close my loan, they told me all rules and regulation ( first time they telling the rules) really I shocked while I taking the loan nobody explain this type of rules, ok this one type of business tactics then I request to him again I took second application of ECS duly sign by the Manger of IOB, forward to office then next month onwards same problem no such account. so that till December I was paid hand bill only also they charged fine Rs. 450/- and I submitted third ECS application duly sign by Manager of IOB( she scold me because this is third application ) same forward to branch office then they took action so that Jan, Feb, Mar, Apr, I was paid my loan amount through ECS only,

May month onward again started problem now they told me “ Cheque bounce reason is” No such account, sir my question is Jan, Feb, Mar, April, they claimed through ECS ( I enclosed bank statement) then May Month onwards no such account how is possible ( I am having sufficiently amount in my account)
Every car loan department person known my sincere, prompt payment, really I fed up with your bank responsible, sir I request you to take needful further action and please avoid unnecessary action.
Sir I am graduate faculty you know very well competitive world if you loosing one customer also is very dangerous one because
“ One Good Message spread to Others customer very very…. Slow
But one bad message spread to other customer very very faster than air……

Please take action immediately and save customer relation perfectly




My Car Loan No.: 13306637
Loan Amount Rs. : 1, 25, 000 ( no bending payment)
My Contact No.: [protected], and [protected]

hdfc bank is the worst bank of the india.

hdfc bank auto loan department really sucks!i will never recommend anyone to apply for a loan from this bank.after application these guys are not at all bothered...they will not pick up your calls, someone else picks up the phone and says 'the other guy has gone for lunch'they will keep on telling you this document is required that document is required and so on...5 days may take upto a month and then also you arent sure of your finance.your goodwill is lost.and this is because of really slcak guys in this bank.no matter the bank is a good bank but all these slack and incompetent employees(not all) are ruining the credibility of a very good financial institution.pity!

I am running with a auto loan with HDFC Bank loan a/c no 1509996, sum dues of Rs600/= was todards me and I paid that vide cheque no 744391 of hdfc bank on dated 24/10/08 receipt no 12338051, and still people from HDFC bank calling me again and again for the same payment why?
Ruchika Goel
[protected]

Our company has taken Vehcile (Mahindra Scorpio) Loan No: 11023986 from HDFC for Rs. 7, 07, 000/- with repayment of Rs. 23, 564/-as EMI thru ECS on 7th of every month. On 6th May - 2009 we had Closing balance of Rs. 52, 146/- & 7th May - 2009 Closing Balance of Rs.1, 55, 964/-. How the ECS got boucned we are not able to understand, when there was sufficient funds in our bank account.

when I called HDFC regards this issue -in reply Mr.Srinivas Employee of HDFC Bank given a reply in a very rude manner and he was not in a position to listen to the customer. And this is the way HDFC people collecting extra money from customers.

hdfc ltd/home loan — it's unsafe to give post dated cheques to hdfc ltd

This is in reference to the unsatisfactory and unprofessional services provided to me by HDFC Ltd. wherein my credibility & track record has been hampered/challenged during one of the EMI settlements.
I would like to bring to your notice that my As I was having a credit balance of approx. INR 800 in my loan account with HDFC Ltd., I wanted to square up this credit balance in the EMI which I was to pay in the month of June 2009. As suggested by one of the Relationship Managers of HDFC Ltd., I had issued a new cheque i.e. ICICI Bank in place of the previously submitted cheque for the month of June 2009. I had issued this new cheque much prior to the due date (to HDFC branch, Bhilai, CG).On the receipt of the cheque the Relationship Manager also gave a telephonic confirmation on June 22, 2009 and I asked him to do the needful.
On Juy 01, 2009 I was shocked to see a debit balance in my account worth INR 386.00 due to the dishonour of cheque. I immedeatly called up the ICICI customer service to take an update of this debit balance.Then I came to know that HDFC has placed two cheques towards settling the EMI for the month of June, without my knowledge and out of the two cheques, one got dishonoured due to insufficiency of funds. Please let me understand why a customer has to bear an additional cost for no fault of his.As a financial institution Hdfc charges us interest/ fine if a customer fails to pay emi in time why not a customer ask Hdfc ltd to pay us a compensation for the harrasment a customer undergo to resolve the issue .

hi,

hdfc bank auto loan department really sucks! i will never recommend anyone to apply for a loan from this bank.after application these guys are not at all bothered...they will not pick up your calls, someone else picks up the phone and says 'the other guy has forgotten his/her phone on the table' they will keep on telling you this document is required that document is required and so on...5 days may take upto a month.

Please take action immediately and save customer from various diseases...!

I applied for car loan, HDFC people said you don't have enough experience in a company give one more relieveing letter of my very old company which i didn't have. They encouraged me to produce the unathorised certificate. But now direct HDFC bank team saying you did a big fraud, we will update your name in CBIL & and inform your present company HR so you will loose your job. They also threatened me to that they wud logde a police compliant. I asked for HDFC policy of action against Unauthorised document, One Mr.Bregwell & Mr. Manish of Bangalore indranagar branch literally threantended saying will take serious action againt the issue. They even locked me in a cabin and raised voice & pretending to hit. At the end they needed 2% of car loan amount not to diclose these issue to my employer and to CBIL. They dress decent, but are GUNDAS. I defended will not pay the amount. Anyone know verywell about this pls update me the procedures.

Pls do ignore HDFC bank for ANY & ALL bankings.

Hello,

The same problem happened with me. On saturday, 22nd Aug, 2009 I have received the SMS from HDFC bank that my loan has been approved. I made the balance amount payment on the same date as the delivey date was 23rd Aug, 2009. At 7:30pmI have received a call from HDFC bank that there is proble with addres proof not possible delivery on 23rd.

I am vey surpirsed with the process of HDFC Bank.

प्रिय महोदय, यह मेरी कोई शिकायत नहीं है। बल्कि एक अनुरोध है। मैंने अपनी गाड़ी DL9CG-8423 सैंट्रों के लिए वर्ष 2004 सितंबर में कार लोन HDFC बैंक से लिया था। सितंबर 2009 में मैंने लोन की सारी किस्‍तें चुका दी हैं, परंतु अभी तक बैंक की तरफ से मेरी गाड़ी को फ्री करने संबंधी कोई कागज मुझे प्राप्‍त नहीं हुए हैं। कृपया मुझे इस मामले की वर्तमान स्थिति बताने का कष्‍ट करें। मुझे लोन संबंधी अकाऊंट नंबर की भी कोई जानकारी नहीं है। कृपया मेरी मदद करें।

नरेंद्र कुमार प्रसाद/Narender Kumar Prasad
RZ-45, 2nd Floor, Gali No.-3,
Raghu Nagar (Pankha Road),
New Delhi-110045

i want to purchase used bick which is
maheshwar prasad
loan No.13551081
JH05W-5671 HERO HONDA

what is the procedure to buy

Auto loan a/c no: 10523837 @ 3897/-
Sir, please send my detailed a/c statement copy

PLS SEND US REPAYMENT SCHEDULE IN SGV INDUSTRIES
LOAN TYPE AUTO LOAN
A/CNO:15522938
EMI : 224680

i have taken loan from hdfc bank ltd activa no Mh-43 Q 5770. i had refund loan but til date i have not received noc & my viechel paper.

SIR A TWO WHEELER PURCHASED FROM SHOW ROOM THROUGH
HDFC BANK ON MONTHLY KIST BUT ALL KIST OK AND NO PENDING AMOUNT AGAINST ME THE NO OBJ.CERT. NOT ISSUED BY THE BANK

my auto maruti swift dzire aco 15413310 custm id 18047227 state 17 9 2009 ajj tak mere sb ac man koe bhi kist nahi lagi phir bhi mane sari emi cash de di lakin phir bhi mere ko 2269 rupees panlty laga di jab ki kist 12800 ki hai or mere sabing acount man aaj bhi 35000 rupees hai please check my complant my mobile no [protected]

hi
i have taken a two wheeler on loan from centurion banktill 4 monts it was okay afterthat centurion send me a letter that from nowonwars i have to pay the loan to hdfc my bank also shifted to some other place so i informed the hdfc manager that i will pay the further payment by cash and the manager agreed i started paying by cash in advance after my last installment which i paid 4 months early when i took all the recipts to the bank to take my vehicle papers they say that ur instalments are pending i showed them all my recipts that they say y did u pay by cash i told them that i have spoken to hdfc manager regarding this they said that now the manager is not working here u have to pay rs.7000 or u will not get ur papers i need ur helpfor my problem please send me some solution.

HDFC Car Loans really cheats and deceives its customers

I had a Maruthi Omni vehicle wherein i was paying my car loan regularly and i wanted to pre-close the loan, but they never responded for preclosure even after paying my loans from 3 years. Finally an amount of Rs 40000/- was left and i request their executives i wanted to preclose the loan and to get a foreclosure letter but they never reverted back to me at any cost. Once when i had given my friend the vehicle when he went along with his family outskirts, there recovery people have seized the vehicle for non-payment and it was disastrous condition for me and my friend. Now i want to get rid of all these hurdles

Regards, G. N. Krishna Kumar.

1st April 2010
To
The Branch Manager
HDFC Bank
Grindlays House, Kolkata

Sub. : Loan a/c no. 11698496 disbursed on[protected] in the name of Malay Kumar Choudhury with customed ID[protected]

Kind attenction is being invited to the following in respect of the subject matter --

1. Loan was sanctioned with the condition of repaying @Rs.4, 732/- per month starting from[protected] up to[protected]

2. Mode of payment was set through ECS from UTI Bank - Memari Branch, Burdwan, later renamed as AXIS Bank.

3. The payment system continued uninterruptedly up to[protected]. But from January, 2009 no EMI was cleared through ECS due to change in code of formerly named UTI Bank. And I have to pay directly to loan account with a view to avoid default.

4. I am surprised to note that an amount of Rs.450/- per month has been charged by your good office as "Bouncing Charge".

5. As a common man I should not be aware of the internal code change of a Bank. But as a banker you know the same fully well. Yet every month ECS instruction has been sent to wrongly coded bank. The customer has neither been intimated nor advised to submit the new code number. On the other hand I have made regular payment of the instalments. Thus charging of any amount to a customer with no fault will be unethical.

Therefore it is urged upon your goodself to cancel the ECS instruction immediately at your end and waive the "Bouncing Charges" charged so far. The EMI will be paid directly to loan account.

Yours faithfully,
Malay Kumar Choudhury

I have been waiting for my loan from last 2 weeks and these sales guys are acting as if they are paying from their pocket. I think i will loosing the bike i have booked as there is a lot of demand for the bullet...Never ever take a loan from HDFC...they suck

i AM AN EX Army Officer and On retirement I had suff8icient money but your Agent Sh Rajeev Sharma with his servicere advices, motivated me to take loan for my Car Honda City ZX . I repaid back in July 2010 through ECS every omth in time with one exception in Aug 2009, when my money could not be credited into my acoount by 8th Aug 2009.as a reesult ECS could not be cleared but immediately i deposited cash vide receipt no 18119211 dated 14-8-09. Now the complete repayment of loan has been made with lasr premium on 6th July 2010. But no objection and return of 10 blank cheques are withheld for want of some penalty amount of Rs. 7800/- as telephonically intimated by ur staff. I had requested to condone the same but no avail, especiaaly when I have repaid the whole amount in time except onewith six days delay in getting contacted for payment. Till date I have been requesting all concerned but no avail. May I reqwuest you to do the needful and clear my account by granting one time exception as a special case and being a sincere customer. If not possible at all, kindly send ur representative to collect the avoiudable penalty amount of Approx 7800/- and close the matter. BUt really there is much difference of attitute of your staff when loan is offered and later when No objection and return of Blank Cheques are done. Kindly see the bonafide vsincre customers sahouild not be subjected the unavoidable inconveniences and harassment. Thanking u and assuring my best Cooperation in all the dealing. with regards MAJOR SIYA RAM

Dear Sir, my Loan Account No is 1758014 EMI Rs. 8400/- pm completed on 8 July 2010 HONDA CITY ZX . Kindly note and take action at the earliest with regards Major Siya Ram

I am running with a Two Wheeler loan with HDFC Bank loan a/c no 13927269 on my Motor Bike (Passion Plus), and I want to know the present status of my loan dues.

Kindly tell me about the N.O.C. From bank.


My Name : Arvind Kumar
Loan A/c No.: 13927269
Tel. No.:[protected]
E-mail : [protected]@yahoo.com

Hi,

My name is Uma Sivaram, during 2003, my name is in CBIL record due to, unable to pay the loan in time, because the personnel loan interest was more, the payment list was not given by the executives inspite of requesting several times, felt I am paying more and more, later on I had taken personnel loan and vehicle loan from private bank, which I am paying correctly but still my name is in the record, could you please remove my name from the list in order to live happily and occur loans in urgency.

Hi,

My name is uma sivaram, my name is in cibil record, I rquest you to please remove my name from the same. As I had a loan during 2003, due to change Bank where salary is credited, the ESC was getting bounced, still the executives used to collect the cheques for the payment As a 38 year old lady being in this record is frustrating.

Could you please help me by removing my name from the list.

Regards

Uma

Dear Sir,

My AutoLoan A/c No. 10239296 Rs. 200000 Already I paid Please give conformation compliet my loan and NOC of Loan.

Best Regards

Vanita D. Jota
Our SB A/C. No. [protected] (Vasai East Branch)

Myself Soumitra Biswas was applied for a car loan on 15 days back.I got a sms from HDFC bank that your lan santioned Rs.4, 00, 000/- for Tata Safari & your Loan no is 19406726 dated 27/08/2011.

Please provide me the current status of loan ?

Regards,

[protected]@gmail.com
Mob:[protected]

hello
mera naam ritesh kapoor hai or maine bhi hdfc bank se loan liya tha 2003 me amount 300000 lacs only emi 9581 (i m not sure, but may be) 3 saal ki emi ya loan ki 3 cheque bouns ho gye, par bouns charges de kar NOC aa gyi ghar par


phir loan liya 2007 me amount thi 425000, 3 saal ke liye, emi thi 14498 is me bhi 3 cheque bouns the sare charges late bhare or extra payments di or loan a/c close karwya par abhi tak NOC nhi aayi

ab mujhe srif 225000 ki jarurat hai to bank ne mana kar diya

plz confirm kare

ki 7 saal se bank loan lete rahe emi paid hoti gyi
kuch problam thi ghar me kisi ki death ho gyi thi kuch effect pada tha bussiness par sari baatein batai gyi call center me ki abhi emi paid nhi kar sakta


uske baad bhi mera loan reject kar diya

aapki co. HDFC kehti ki aapka apna ghar aapka apna sab kuch

ab kahan hai apnapan

ek baar sochiye
kya galti kabhi inshaan se nahi hoti, kya aap logo se nhi hoti, aapki co. me na jaane kya likh diya or case reject kar diya

kya barshtachaar nhi hai

jo bank ke kisi bhi bande ne jo likh diya wo sach hai

aisa nhi hai

jab meri profile me kuch changes nhi hai sab kuch same hai kuch diffrnce nhi hai wo hi naam wo he address wo he pan card means sab same par bank apna nhi

to kya kare aam inshaan


plz help

email:- rk.[protected]@gmail.com

Hi All,

As it is very pathetic that I'll have to pay 31000 even I have already paid
my all EMI's...When I checked my account statment online it didn't show
me any extra charges and all and also nobody informed me that I am getting
extra charges other I don't have problem to pay in begining...if you do
the business like this way then it is so harsh to getting this news from
my...While I am checkging this information in my Net banking it is
invisible their...you are charging me in backend without informing me
which is unacceptable...

What happened to me that in the begining they transferred the money in my
account 21st octover 2008. at that time I told them a agent and in bank
customer care that pls. start my EMI's on December 2010 instead of november
2010 for this you can charge from me extra money and they were agreed with
that...but in a next month I got a call from you bank that my EMI has
been due...for all problem I made EMI's since that time and they didn't
informed me that they deposit my cheque and bouncing charges...but as a
good customer since that time I am continuously paying my all EMI's now for
a salary person you again charging 31000 extra money which is not
acceptable...if anyone can understand my problem or situation than please
do something for me...

Manish Kumar
[protected]

About job

HDFC bank branches does not helpful to get job for graduation students...i got 83% in +2 with commerce and b.com with 66% and 74%in M.com 1st year but i am fail to get job in HDFC bank..this is so negative ...that bank does not provide job to eligible students

HDFC Bank — NOT OPENING DEMAT ACC.

I have opened a Saving Bank A/c with HDFC Bank around four months back with an idea of opening a Demat account with the same bank. Representative from the bank who opened my saving bank a/c got filled the appropriate forms from me for opening of Demat A/c around three months back but inspite of repeated reminders and requests made to custome care centre of HDFC bank, i am still not able to open Demat A/c with the bank. In between the representative from the bank gave my mobile no to one of his friends who is looking after a private share trading company. He made me repeated calls to open the a/c with that company inspite of opening the a/c with HDFC bank. Now the HDFC bank representative is not responding to my calls and customer care executive make one or another excuse every other day and keep on assuring me that I will receive a call from Demat A/c personnel in this regard but till this time all in vain. Now I am fed up with the HDFC bank services and is there someway out in this regard. I am also planning to close my saving bank a/c with the HDFC bank.

The HDFC bank in Salem Tamil Nadu is in total disarray.The staff cannot guide the customers properly.A simple thing as address change takes four visits to the bank and yet not done. Every time a customer approaches for a service a new dimension is raised and he has to go back.Every body does not stay in Salem town.They are least bothered about the inconvenience to the customer.One wonders why private sector banks? To add to the bureacracy?

Dear Sir,

I want 0% new account opening. so pls send us the full as details on my email id.

Tribhuvan Kumar
[protected]

HI,
As per my experience HDFC is worst servcie provider. I have given request to open 3-1(saving, demat and trading) account request to one of HDFC exeutive on 16 Aug. My saving a/c opened last week and since then I am trying to call that executive named Mohan([protected]) for demat and trading account but he is keep on making excuses. Even the worst thing is that he is not picking my call since last three days. I called customercare but they are even same as that of executive. They assured me that they will take action against him but still noting happened...

PLEASE NEVER EVER OPEN ACCOUNT WITH HDFC BANK.

I have applied long bank for change of address in depository services. However, the adress for saving bank acount has been changed. Now I just wanted to know the procedure for address of depository acount in your bank. Please mail required form for the same, if possible.

Thaking You,

Yashin Khan

+91 11 [protected]

Dear Aditya Puri


I applied for a personal loan.That was the beginning of my frustrating experience with your bank the executive took documents from my office.Few days later I got a call from your loans division that I have a bad match for defaulting with Your Bank .I had never ever had any forget about being a defaulter.I clarified the same on the phone.My a/c AQB since last six month is more than 20k.after all the things u done five times physical verification on my residence and many times mobile call me add.no prob, But after that ur sales team told me ur case was rejected due to u r ot resding on this address so i was totally shocked by this unproffessional behaviour of this bank. I have many bank credit card with good limit without any relation.I am working with good company.So that i know every thing is good For a providing me a personal loan.and i already sent mail to customer care earlier but i did not get any responce from ur side, so that I want to close all the relation with ur bank.because no body is responsible in ur bank for coustomer problem.I want my documents back.Never mind if I dont get the documents.I have the originals and can reproducet the photocopies but I want them back cos I dont want any relationship with you.I have already a relationship with ur bank.The moment I get any other option I'll withdraw that as well.also in our industry people do keep asking about feedbacks.be sure that I will atleast detract 15-20 customers on an average every month who will detract more people from your services.Am trying this escalation mechanism just to check how you revert on this so that if ever I intend to go to consumer forum -I should be knowing how u took the matter up.Dont have much expectations anyways from you
On the same papers & same amount another bank is ready to pay me the loan.


Name: harvinder
Product: personal loan
Account No: [protected]
Application No: 14370941
E-mail address: singh.[protected]@gmail.com
Mobile no: [protected]
Telephone no: +[protected]

Thanks
harvinder singh
sr. sales manager
METLIFE INDIA INSURANCE CO.LTD.



Reply Forward

I hv availed Rs.1.13 lac in may'08 and EMI of Rs. 4085/- is being automatically swapped from my HDFC savings bank till date. It is quite rediculous to know, that Bhubaneswar branch is aksing Rs.500 for giving loan statement. We have been charged exorbitant interest rate while bank should not ask for such service.
I had a lots of faith on HDFC bank for service, even if i have invested max. amount in HDFC bank and also promoting other to avail products from HDFC, by knowing such statements from the bank staff we have lost the faith on the bank.

Pl. looked into this matter with Orissa Bhubaneswar Branch.

Regards
Ananta kumar Subudhi RAY
PL A/c No[protected]
savings bank A/C No[protected]

Dear Aditya Puri

Beware of taking Personal Loan - Poor services

I have faced a bad experience with HDFC bank. There is not customer satisfaction from HDFC Bank.

I have applied for personal load from HDFC (Kalyan Branch) and loan amt is only Rs.65000. date of Application was 23/03/2009.I have submitted all the necessary documents and they told that your loan will be sanctioned and processed in a week. But even after 25 days i had received no response from the bank. When I have contacted the bank, they said that i have filled in a wrong Loan Application form.

Then they given me New Form to fill. I have fill the form again on 27/04/2009.I already had a Pre Approved sactioned Loan of Rs 1, 00, 000/-. from HDFC bank. I have been informed that i you have pre approved loan then it will take only 2 working to process.

After 5 days I got SMS from HDFC Bank that my loan application no 14861280 has received for processing.
Then on 12/05/2009 i have received SMS from the bank saying that my loan has been approved and ready from disbursement.
But the worst part the bank that till now i have'nt received the amount.
After 10 days when i call the bank to know the status... what the bank has told me that your loan file is misplaced in audit. so the bank cannot disburse the loan amount. and told me to submitted all the document agains, if the loan to be disburse.

Finally i have just wasted my time almost 2 months with no results.

i ve misbehaved by one lady staff named elina of hdfc bank bhubaneswar branch which is located at master canteen and also she is behaving as a 3rd class girl to customer kindly control ur staff or u will loose ur brand name

HDFC Bank — Poor 3rd class services.

Hello Sir/Madam,
My name is Kamal Preet Singh resident of Banur (pin-140601) having a bank acc. in HDFC branch Rajpura Calibre Market. I am living in jalandhar since 1 month, which is near about 150km from rajpura. I needed to deposit 4000 RS urgently through the branch which is near by my residence which is near bus stand Jalandhar. But the branch official refused to let me access, giving me the excuse that their rules had been changed, and now i have to deposite the money from my home branch. But as I was not been informed about this prior, so its been their responsibility to find me some way, looking to my urgency. But the way they responded was clearly showing their attitude of not concern.
Here my point is when all other banks are providing this facility of bank flexibility why HDFC has withdrawn this right of mine.
The behaviour of the employee named Ms. P. Walia cabin no. 4, at HDFC branch Jalandhar(near bus stand) was very rude and she was no where willing to look at my problem. As per her Iam a B-2 grade customer and HDFC does not provide this facility to such a person. When i informed her that my bank balance never goes down below Rs 10000/- and i too have an FD of 1L, also iam a regular netsafe user
that clears that Iam a profit making customer how could they put me in B-2 grade, I didnt recieved any response.
So I request your kindness to look into the case and take some urgent step. Otherwise if nothing could be done I would like to close my relations with HDFC. Iam looking forward to your response.

Thanks and regards
Kamal Preet Singh
HDFC bank Acc. no. [protected]
[protected].
Jalndhar.

To,

The HDFC Back Manager,

Credit Card cell



Dear Sir,

I was tried to withdraw 5000 Rs from my Credit Card ([protected]) on 12.02.08 at 13:44:04 from Central Bank of India Terminal code SITD021401.

But due some M/C fault I was not received money.

I have immediately entered complaint in Central Bank India Complaint Register and inform their Manager.

And at the same time I have informed to HDFC help Line.

After that I have followed several times to Ms. Priya HDFC Bank.

Today As discussed with Mr. Varun I am sending attached copy of receipt but it is very old and fed that’s why not clear.

But still I have put all the information what ever I can read. There is below information also printed

TX# 5805 RESPCODE# 0051





So please take necessary action.



With Best Regards

Amit Saxena

Date of Birth 200876

Roulunds Braking India Pvt Ltd.

Bahalgarh Sonipat.

My name is karthikeyan .G
Date of birth is 26 november 1984

I got a tele calling calls for hdfc card payment from lot of numbers,

already i put my number in to do not call registry, but still i received the calls from collection department from morning 8 ' o clock to night 10'o clock that executive is called

from her mobile number, what can i don, i made the payment after that only, being in that period ui got a mental pressure, and also i got a accident due to that phone call s,

kindly read that above and give me a feedback as earlier as possible

tele caller name :Ms.Nancy
Office number :[protected]
Personal number : I cant SAVE that number,

Kindly Let me know the Tele calling time for payment collection for hdfc bank credit card,
can you send me the code of conduct for rbi rules and regulatiopn for payment collection and tele calling time for that,
Please ensure, already i registered for do not call registration in hdfc bank
and all banks, I[censored] want to any clarification, please send me a mail, , again i will send my all contact numbers,

Please do the needful ASAP

Warm Regards,
G.Karthikeyan

dear sir


subject :- account transfer


i have just transfered my hdfc account from rampur branch to kullu branch month of dec2009.

actually branch is open a new account with same custom id in kullu branch .but my dmat account is not transfered from rampur branch to kullu branch.so i am not able to buy shares with my new hdfc bank account.this dmat request is submitted from last 2 months ago.yet prob is still same .dmat is not linked with my new account.so kindly attach my dmat account with my new hdfcbank account .

my NEW account number is[protected]
CELL PHONE:- [protected]

HDFC Bank Ltd — PAN card not received

HI
Today we have recd sms from TIN NSDL pan card sent to ITD but till date we have not recd the my pan card.
Please help me
My aknowlegement # is [protected]

Contact no [protected].
Rohit

Sir
I have a HDFC account in Constancia Bldg,Dr. U. N Bramacharia Street brach ,Kolkata-700017, West Bengal. My account number[protected] . Last month I found that my debit card is not working though I have balance in account after that I called phone banking[protected] services and they told me that my account is closed and advice me to contact branch office. I went there and wanted to meet branch manager but the person sitting in welcome desk told me to give writing and they will call me with in 7 days and refund my balance. But after 20 days they didn’t call me and not even send any draft. Then I called phone-banking services and talked to Mr. Pradipta Banarjee and told him whole episode, he assured me that he will give my contact number to the branch office and they will contact me shortly. But after 3 days nobody contact me. Then I again called phone-banking services and wanted to talk Mr. Pradipta Banarjee. But person received my phone told me that he has talked to Mr. Banarjee and assured me that Mr. Banarjee will contact me in that same day. But he didn’t contact me.My phone number is [protected].

i opened a saving bank account on 22 jan.Without informing me about the charges of gold card it was issued to me.later on i was informed that i can surrender it at any of branch office .branch office is again and again refusing to accept it.its going too late but dont know what to do????



can anyone help???

contact no:[protected]
[protected]@yahoo.co.in

sir, i have compelain that the executive of hdfc bank came to me at the time of gave me cradit card told me that u r a doctor so our compony give u cradit card life time free that sceme for doctor only .after that i receive bill which i can cancel through there executivv and she says it never been happen again but these nonstop harresment steel go on&on and every year i received there bill for charge whuch i must not paid. so gave me solution because i m a doctor & ihave no time to go every time to there executive for these same compelain.

To,

The HDFC Back Manager,

Credit Card cell



Dear Sir,

I was tried to withdraw 5000 Rs from my Credit Card ([protected]) on 12.02.08 at 13:44:04 from Central Bank of India Terminal code SITD021401.

But due some M/C fault I was not received money.

I have immediately entered complaint in Central Bank India Complaint Register and inform their Manager.

And at the same time I have informed to HDFC help Line.

After that I have followed several times to Ms. Priya HDFC Bank.

Today As discussed with Mr. Varun I am sending attached copy of receipt but it is very old and fed that’s why not clear.

But still I have put all the information what ever I can read. There is below information also printed

TX# 5805 RESPCODE# 0051





So please take necessary action.



With Best Regards

Amit Saxena

Date of Birth 200876

Roulunds Braking India Pvt Ltd.

Bahalgarh Sonipat.

The Manager
HDFC Bank Credit Card Division
New Delhi.

Sub:- Reversal of Late Payment & Interest Charges
Reg:- HDFC Bank Card No. [protected]

Dear Sir / Madam,

This is bringing to your kind notice that I’m holding above mentioned credit card from last 2-3 years. And I’ve made all my previous payments on time. From last couple of months few Late Payment & Interest charges are carried forward in my credit card statement.

I also would like to inform you that from Nov’2007 onwards I’m traveling abroad very frequently and due to the same I was unable to pay my outstanding amount on time, but apart from that I’m regularly paying my monthly charges (Purchases for the month). And also would like to inform you that from last from Feb’2008 onwards I used the above mentioned card only once in April’2008 (which was already paid).

I would like to request you to kindly reverse my late payment and interest charges so that I will start using above mentioned credit card regularly. For your reference please find below the summary of my late payment & interest charges as on date and my current outstanding:-
Statement Dt Interest Late Fees
5.12.07 393.26
5.2.08 203.04 350.00
5.3.08 116.65 350.00
5.4.08 54.22 350.00
5.5.08 68.64
5.6.08 60.70 400.75
503.25 1, 844.01
TOTAL 2, 347.26
I hope you will understand the circumstances and do the needful at earliest as possible.
Looking forward for your kind co-operation and support.

Thanks & Best Regards


(AMIT KUMAR)
Card No. [protected]
Tel No. [protected]

The only way to handle these cases seek legal help and record all conversations with the call center and collection agents. In case of abusive harassment on the phone walk to the nearest police station and lodge a complain with the recorded conversation.

This has helped me in more then one ways

Hi,

I Have HDFC Credit Card with number [protected].

Yesterday I got a call to pay the dues and penalty (In total Rs. 15525/- ), Immediately I went for clarification, they showed me some partial statement which was not clear to me, I asked for a detailed statement but the recovery team told me that their system shows only this much and they cannot provide me a detailed one, The way the spoke to me was very harsh and they were reffering me most of the time as a fraud which hurts me a lot. If I was a fraud I wouldn't have gone to their branch yesterday, but they said that you will be made to come to the branch.

Today due to the pressure and threathening from them I have given a Cheque of Rs. 15525/- (Citi Bank. Cheque Number: 472961) to the recovery team (Bangalore –Airport Road).
The due date of the Cheque is 21st Aug. 2008.

I need to verify this due amount which HDFC is claiming that I have to pay, before paying to HDFC. As I had changed my company during November 2004
But I could not change the address of this credit card account. This was done with the assumption that I have closed all my dues with HDFC credit card.

As now you are asking for the dues, hence please send me the statement details during this period so that I can verify the charges. I will keep this Cheque payment on hold unless I verify these penalty details through the statement.

Please send electronic copy of statements from Nov 2004 till date. This shall help me in clarifying my doubts.

If I don’t receive the statement in electronic form before 21/08/2008, I will hold the payment and the payment will not happen.


Regards,
Imtiaz.
[protected]

HDFC Credit Card Late fee — Undue Harassment for Credit Card Payment

Hi,

My credit card no. was [protected].This credit card has already been expired in Nov 2006.Against this card I have done only one shopping in Delhi for Rs. 560/- only and for which I have already paid the payment through the cheque in due time.

Now this card has already been expired and no longer exists.But after a gap of 2 years, HDFC bank is asking a late fee of Rs. 4400/- from me.I do not know how this figure comes now.

They have also sent me a legal notice to my address and asking me for this amount, otherwise they will take legal action against me.

Everytime, I ask them about my statement when & where I have done this shopping, please provide me statement so that I can pay the amount.But they are not in a position to provide me the same, rather they ask for the above said money.They do not have a basis for this calculation, still they need money.

Now after some days they want me to pay Rs. 1600/- and make the final aggrement with them.But I do not have to pay more that Rs.1/- to close this transaction.I really do not understand how a late fee for a transaction of Rs.560/- can arrive at figure of Rs. 1600/- after 2 years and on what basis?

Really these people are begging like hell and harrasing the customers? They beg us initially for getting the credit card without giving a single penny & their executives even come down to your place to get it done everything at their cost, but afterwards make you to harrass at later stage.

Please suggest us what to do now and how to close this issue.

Regards

Bijay

dear sir

i m creditcard holder of hdfcbank i m just fed up with d service provided by hdfc creditcards people someday before i called crdt card dept to know my outstanding a guy said dat my outstnd was 15000 as i have nt recd bill of dat mnth i mae a payment immediately through chq i waschrgd late fee & finc chrg for dat few days i called back a guy dat system were so would give me a callback few min later he called me n said he would reverse dat but i have to take thier insurance policy from dat day they were harassing me like anything den i called back i escalated dat call i had talk with mr dominic floor mgr of crdt dept he said dat guy was a new one so called me after dat he cut my call i would like to mr dominic dat wen a guy is new y dey r allowed take calls nd sales pressure also would to suggest dat pls train ur new guys properly after dat make dem to attend a call otherwise u will loose ur preferred cust for dat
akshay

mumbai date 31/03/2011

RESPECTED SIR/MADAM,
I VIKAS KHURANA DIRECTOR OF KS TRAVELS PVT LTD. I AM FULL FLEDGE MONEY CHANGER APPROVED BY RESERVE BANK OF INDIA.I HAVE CURRENT A/C IN YOUR HDFC, A/C NO[protected], RS TOWER, HALL BAZAR.AMRITSAR. ONE OF OUR DIRECTOR OF THE COMPANY HAS RESIGNED THE COMPANY .I HAVE GIVEN THE FORM 32 DOCUMENTS AND OTHER PAPERS TO MR GOURAV KHOSLA (SENIOR SALES OFFICER )HIS MOBILE NO ACCORDING TO HIS VISITING CARD IS [protected]. SIR I AM FED FROM THIS PERSON AS HE IS NOT DOING MY WORK LAST FROM 5 DAYS EVERYTIME HE SAYS IM COMING TO YOUR OFFICE IN 10MINUTES, SOME TIMES HE IS DISCONNECTING MY PHONE . I CAN NOT TAKE MY MONEY OUT OF MY ACCOUNT DUE TO ALL THIS . I SPOKE TO MR PANKAJ KAPOOR REGARDING THIS HE IS A VERY GENTLE PERSON . HE REALLY SATISFIES ME .IAM VERY HAPPY FROM HIS WELL BEHAVIOUR, BUT IAM VERY UPSET FROM THIS PERSON MR GOURAV KHOSLA .PLZ PUT MY REQUEST ON PREORITY .AND I AM TELLING YOU DONT SPOIL THE NAME OF YOUR BANK WITH THIS PERSON IN BANK .
THANKING YOU,
YOURS FAITHFULLY
VIKAS KHURANA (DIRECTOR)
K.S TRAVELS PVT LTD
AMRITSAR
MOBILE --0 [protected]

Its regarding my oersonal loan taken in 2006. I have not receivedmy loan schedule, inspite of my asking the hdfc bank.
MY LOAN A/C NO. IS 10269892.

Pls send me the schedule.

I have applied loan from HDFC and approved on 27.05.08 and the security cheques has been collected by your representative on 28.05.08.

Till date no any information has been received and no one is attending the phones.
I have already lodge the complaint in costumer care on 06.06.08 & 12.06.08 ( Complaint No.[protected]
Please confirm the status. my contact [protected].
Regards,

Dear Sir,

Please note that I have taken personal loan from you wide my A/C no.10811996 from gandhidham branch.
regarding above I have paid your total outstanding of Rs. 15060/- on dated .2/4/2009
(letter of pre - payment application attached herewith for your reference.)

But I am sorry to say that after closing of my personal loan account, you have issued the cheque no.103509 in my account no. [protected] (Axis Bank) on dated 9/4/2009 and same as returned.

I don't know how it happend once total outstanding is paid by me. Being of this AXIS Bank charged me Return cheque panalty.

You are requested that please look in to the matter and revert back me as soon as possible.

Thanking You.

Bharat Gohel
[protected]

Respected Sir,

This is for your kind information that I have taken personal loan from your bank wide my A/C no.13646106 . Your bank hold my total salary in the saving account, This is my humble request please deduct the three instalment from this payment and balance payment give to me because my mother is admit in the hospital please do the needful action and further please deduct the two instalment from my salary account .

Thanks
With Best regards

Brahama Nand Sharma

Dear Sir,

I Lal MAni Yadav had taken a personal Loan havin Rs.14000/- and I want toforthclosed this account hence please send the Pro-forma of the ths same.

Thanks

Lal Mani

Mo.[protected]/[protected]

I make a car loan from your bank from 7.4.2005 of amout of Rs. 210000/- but after that no any letter received regarding balacne or statement from your bank, when we meet your officials for statement or account summery thay ask for Rs. 500/- this charges are tooo hi then other banks, I want to close my car loan ac No. 1355883. but your staff are so roude and unprofessionals may me like the principals? In the future i will not keep any account with you, and no loans will be taken by HDFC bank, with self or our nears and dears, we have objection for hi charges for your statements first, unprofessional behaviour of your staff, Carelessness to to pursue a good coustomer.

Dear All.

This is regarding my personal loan, i have taken from your bank, i wanted to contact your customer care, or your personal loan office at pune.
pls give me the contact details.

thanks
Irfan shaikh.
phone no-[protected]

The Senior Manager
HDFC Personal Loan Deparment Bank,
Miller Ganj, Ludhiana - 3

Subject : My Arrest warrant for paid loan account No.91022979 can bring me till suicide.

Dear Sir,

This is bring for your knowledge I got the personal Loan from your Bank on the name of Tarlochan Singh account

no. 91022976. Which one I had paid on 24/09/2009 for Rs.30, 000/- by receipt no 18693873. But despite of full and final

payment your bank has issued arrest warrant for me without any intimation without any phone call. On Saturday28.11.09

two police men came from Patiala at our home and show my arrest warrant and insist to bring my father or brother to come

with them. By chance i was not at home my brother shown them payment receipt but they was not ready to hear them.

That was very critical time for us. I am very upset because we belong to a simple family nobody has face this type of

situation. I could not sleep from to nights may be this situation bring me till of the suicide. I do not know who is wrong me

or bank but that was disgusting for me. When i talk with your lawyer he said it should be happen with me. I have to present

at Patiala front of AK Aggarwal JMIC.






Ludhiana.

Thinking you
Tarlochan Singh

Hi i have applied for personal lone on 22nd feb 2010, Till the date no responce, i want to now current status of my application, my application no is 5290599(form no.:P)

Please do the needful.

Regards,
Hari Kishan thota
[protected].

Unfortunately fund was not sufficiant during the ECS Payment stint, eventhough i missed the ECS on time, I paid the Personal Loan EMI with the penality charge after a day through a Cheque.

HDFC received the cheque payment and even after that they again sumitted the lapsed EMI into my Savings account. As there was no fund ECS lapsed and my bank charged me 300 for the lapsed ECS.

It is quite ridicule that even after getting the EMI; HDFC Bank is creating nuisance to its customers. HDFC is not even looking at the history of transactions I have been doing so far.

The most dusgusting part is that HDFC Customer care is not reponding properly.

Friends
You can lodge a complaint against the bank to RBI. RBI is the governing body of all banks and this will help you. Below is the URL to complaint form.
https://secweb.rbi.org.in/BO/compltindex.htm

respected sir,
my name is koornala venkateshwarlu.i have applied a personal loan on 1st june 2010. but there is no responce from this many days.so, kindly requesting you to give me the information in one day.our contact moblie number [protected] & mali id [protected]@yahoo.com.

please do the needful,

venkateshwarlu,
[protected].

To,
The Manager
HDFC Bank Ltd

This is with reference to the loan no. 17317450.
I have applied for the personel loan on 10th September 2010 and had submitted all the required documents, for which I have received the confirmation also. I was informed that the amount will be transferred to the account in a weeks time but its 12 days now and I am eagerly waiting for the same. I am in great trouble if I don't get the amount at the earliest. If not possible, then at least revert so that I may look for the second option.

Kindly take it seriously and please reply.

Sajda Bano [protected]

very bad service HDFC BANK MATUNGA BRANCH MUMBAI

i was applied for personal loan in 19 November 2010 at Matunga branch. They told me take 5 to 7 days today 10 dec 2010, 22 days are gone but i dint get any response from HDFC bank
VERY BAD SERVICE
Mangesh Pawar he is the executive but he cant handled the customer.
he never called you and say the status.
im having sallary accout with HDFC bank from Last 3 Years but still they didnt provide me service

bad Very BAd

I am Totally Disappoint with HDFC BANK

Dear friends,

Please don't ever applied for any loan or the credit cards to the HDFC Bank. I have a very bad experienced with HDFC bank. I have taken a personal loan of 70, 000 in the month of Jan' 2011 from HDFC bank. So far they don't even gives me the welcome Kit. Whenever I tried to reach them, not picking the phone or else giving other unrelated excuses. They always tries to cover their fault. So I just want to make aware to all of you the rediculous system of HDFC bank.

K. Sangita
Pune

Dear Sir / Madam,

I am Ghanshyam Patil I had taken Personal loan from HDFC in the monyh of Febb'11.
for that loan my friend Mr.Mohan Shelke was co-borrower.
I had taken Top up loan to clear my old loan in Aug'11.As i had receved sms my old loan is Foreclosed because of my new top up loan.
Loan details as per below.
Old Loan No[protected]
Top up Loan No[protected]

still that old loan ammount is showing outstanding on the account of my friend Mr.Mohan Shelke in the CIBIL report generated for his housing loan.
so request you to clear that old loan oustanding in CIBIL report as i had alraedy closed my old loan.
Because of that outstandding My friend is Facing problem to get his housing loan.

Your promt reply expected on mail id -ghanshyam.[protected]@gmail.com
mobile no- [protected]

my pl account no is [protected], it has completed on july2012 but still not received no-dues letter from bank i need that as early as possible.(dr.[protected]@yahoo.in)

Dear Sir,

I am Gowree Sankara Rao Kurmana, i had taken personal loan from HDFC one week back. while approving the loan, they told it will be approved with 1% processing fees and insurance weaver with 16.25% interest rate and EMI of 5Years. but when i received the money it got changed to 16.50% interest rate, 3years EMIs, processing fee of 2% and insurance also deducted. And when i called them, they were saying we are not responsible for that. Very bad support and cheated me in this way.

I have forget my loan a/c I was taken the two wheeler loan from you in Nov 2007 it’s possible to give me that loan account No.

Respected Sir/Madam

I have saving account from last 3.0 years.(A/c [protected]) in Novrangpura branch . I had given written communication on 25/05/09 at 11:00 to 11: 30 Am at Navrangpura branch to close account & account officer given me promised that it has been closed at evening time around 5: 00 pm on 25/05/09 .

Now I have received one letter from branch that Overdrawing by Rs. 400.55 as on 31/05/2009 .Once, I had given written communation to branch, How can be Overdrwing of Rs.400.55 after Date on 25/05/09 that i cant understand.

I think that till date my account is not closed, Albiet HDFC bank is known for good services, How can be it possible can u please clarify that.

Please do the needful as earlier as possible on that matter.

pl. give us swift code and bank code of HDFC Bank, Navarangpura Branch, Ahmedabad

Thanks & Regards

Hi,

People have to be aware of this issue and the higher officals should look in to this matter very seriously and help the customer.

Regards,
Ilayaraja

SIR ,
I WANT TO TELL U THAT I AM RURAL DEVELOPMENT OFFICER IN CENTURIAN BANK OF PUNJAB OF MUKATSAR BRANCH IN PUNJAB. I HAVE JOINED 14TH OF JANUARY.BUT THEY DID NOT GIVR ME SALARY TILL NOW. FIRSTLY THAY HAVE SAID THAT YOUR SALARY WILL COME ON 5TH OF MARCH. BUT NOW THEY SAID THAT U WILL RECIEVE YOUR SALARY ON 5TH OF APRIL. HERE I WANT TO REQUEST U THAT THEY WILL GIVE ME SALARY THANKS.

sir,i am having a saving account no[protected] in your bank in noida office,sir many times i have told for atm card and i have filled 2 month before the form for atm card,but till now i have not received any reply.please give attention on this issue.

I had used my centurion bank debit card for purchase at Viveks Show Room, Coimbatore. But the transaction failed, the amt was not credited to the the dealer at the same time the amt of Rs.9500/- was debited from my account. Below is the mini statement of my account. Also attached is the letter from Viveks to this effect.

Pls ensure that the amt is credited to my account at the earliest. Also the this issue was intimated to the bank on the very same day, yet there has been no action from your end. The feedback has been very lukewarm. Kindly understand the amt is Rs.9500/- and too huge a amount for me.
Babu
[protected]

I had used my centurion bank debit card for purchase at Viveks Show Room, Coimbatore. But the transaction failed, the amt was not credited to the the dealer at the same time the amt of Rs.9500/- was debited from my account. Below is the mini statement of my account. Also attached is the letter from Viveks to this effect.

Pls ensure that the amt is credited to my account at the earliest. Also the this issue was intimated to the bank on the very same day, yet there has been no action from your end. The feedback has been very lukewarm. Kindly understand the amt is Rs.9500/- and too huge a amount for me.
Babu
[protected]

sir
IN CENTURIAN BANK OF PUNJAB OF MOHALI PHASE 7 BRANCH IN PUNJAB. I WANT TO OPEN A CURRENT A/C I GIVE THE FULL DOCUMENTS FOR OPENING ACCOUNT TWO TIMES THE CUSTUMER RELATION SHIP OFFICER(BALWINDER SINGH & ASHWANI) ALWAYS SAYS YOUR FILE IS UNDER PROCESS FOR LAST 20 DAYS SO I WANT TO KNOW WHAT IS THE ACTUAL REASON FOR NOT OPPENING MY A/C

sir, i am having a saving account no[protected] in your bank at Branch Miller Ganj, Ludhiana. I have given my ration card & electricity bill for address changing on my account. I have have
given these proff two or three time to bank, but till date their
is no action & no change my address. my statements are missing
in my office. Last two month i am waiting for address change.
The bank office note my phone no & tell me they call, but i have
not any call or satisfied working of bank. please try to solve my
problem as early as possible. my phone no. is [protected]

hi,
I m Rahul sundaram, holding a CBOP card no is ([protected]).As per discussed to your customer care executive for out standing on my card is 5277/- including the late payment also.I was out of station, so that's why it happened. Now i have made the payment of 5000/- via CASH in icici bank jhemshedpur branch on 25th of april 2008.It will received you before 5 days.
kindly reverse my late payment charges from my card a/c and credit to in card a/c, because its 1st time happened and i promise you it will never be do again.Plz intimate me also as soon as possible.

hi,
I m Rahul sundaram, holding a CBOP card no is ([protected]).As per discussed to your customer care executive for out standing on my card is 5277/- including the late payment also.I was out of station, so that's why it happened. Now i have made the payment of 5000/- via CASH in icici bank jhemshedpur branch on 25th of april 2008.It will received you before 5 days.
kindly reverse my late payment charges from my card a/c and credit to in card a/c, because its 1st time happened and i promise you it will never be do again.Plz intimate me also as soon as possible.

hi,
I m chandrasekhar vc, holding a CBOP card no is ([protected]).As per discussed to your customer care executive for out standing i have made the complete payment (including late payment charge) and he also told that if you pay this amount you will going to get 0 balance in your account .Afetr i paid i got one more call from you people saying that you have to pay the 300 rs amount again...
i am not getting how this amount i have to pay again once i payed complete amount...

the same problem arisis for me also

Sir,

On Last Saturday (12.07.08) Morning i swiped the amount of Rs. 14900/- in Vasanth & Co (Adyar). After i swiped i didnt receive any of the copies from the machine. So they told that your amount is not received and i spoke with your customer care. They told me your amount is debited from here. Again i spoke to Vasanth & Co, they told me we didnt receive any amount from your Credit Card. Up to now i didnt receive any solution for this. So please give the solution for this as early as possible and my contact number is [protected]

Sir,

Im Siva Kumar.A, holding a CBOP card no is ([protected]). On Last Saturday (12.07.08) Morning i swiped the amount of Rs. 14900/- in Vasanth & Co (Adyar). After i swiped i didnt receive any of the copies from the machine. So they told that your amount is not received and i spoke with your customer care. They told me your amount is debited from here. Again i spoke to Vasanth & Co, they told me we didnt receive any amount from your Credit Card. Up to now i didnt receive any solution for this. So please give the solution for this as early as possible and my contact number is [protected]

SIR,

I HAVE PAID ONE CHEQUE (CHQ NO.56455 RS.943/-) IN ICICI BANK ON [protected] AND IT HAS ACCOUNTED ON [protected]. LAST MONTH I GOT A CALL FROM BANK AND I EXPLAINED CLEARLY. NOW I HAVE RECEIVED A MESSAGE FROM CBOP CARDS ASKING TO PAY DUE AMOUNT. THAT AMOUNT HAS ALREADY PAID BEFORE DUE DATE. IF THINGS ARE LIKE THIS, I WOULD LIKE TO DISCONTINUE THIS CREDIT CARD.

SATHISH

Sir,
My self is Ravindra Shiledar I was the credit office in CBOP since 22nd Dec. 06 to 19th Jan 08 at Ahmedabad that time was taking miracle card hv spent Rs. 9990 app. and getting bill very late after due date had paid up all amount but bank has charge the 300 late fee which is not meaningful, this late fee increse rapidly and become the large amount . Request you to waive off this amount.
customer no is = [protected]
waiting your positive reply

Rgds,
Ravindra Shiledar

I cathreen masih address wz 197 B street no 1 back side krishna puri tilak nagar new delhi 18 having miracle card and not receving my card bill from last 4 months so please delever this by relaible curier company or send it on this mail

sir,
i am having a saving account no [protected] in HDFC BANK which is emerged from centurion bank to HDFC.in your bank at Branch amrapura, jaipur. i want close this account as early as possible.

thanks,
bhanwar singh

wat for i m levied late fee for august 08 im paying in time please do reverse the late fee thank you for your valuable service

4507906 is my customer id wat for im leveid late fee pl reverse that soon

Hi,
I m Sameer Raj, holding a CBOP card no is ([protected]).I am using this card from Jan'08 but I haven't recvd any PIN# of this card.I want also statement on my mail ID because sometime I haven't recvd my monthly statement that's why I want statement on my mail ID.I'm unable to contact cust-care because this no. is not valid [protected] which is given back of CBOP card/statement.
Please try to solve my problem as early as possible. my phone no. is [protected]-64.

SIR, I TOOK A HOME LOAN OF RS.50-00 LACS FROM CBOP IN SEPTEMBER 2007, WHEREIN I WAS CHARGED RS. 1.50 LACS AS ADMIN.CHARGES FOR EARLY PAYMENT. MY LOAN A/C NO. IS HLAP[protected].KINDLY PERMIT ME TO DEPOSIT RS. 25-00 LACS WHICH IS LYING IN SAME BANK IN MY SAVING A/C. THANKS. SURESH BANSAL.

my credit card bill amount not show correct but bank statement show this bill amount but i not used my card in this date how to solve my problem.

Centurion Bank Miracle Credit Card — Cheque is not Clear in your end

My Credit Card No [protected]. I have sent a cheque no 000029 on[protected] for the Amount Rs 750.00 stil Date said Cheque is not cleared in your end.

Please reply status to my mail id [protected]@rediffmail.com

I am new customer to this Credit card. This is the first time I need to make the payment of Bill and tomorrow is last date for that as communicated by the Customer care, as of now I called three time in this regard I could not receive any Bill, should I pay the amount ? I can I do that being the first time I don't have any idea about this all...

Dear Centurion Bank of Punjab,
I am Kuldeep Singh. I work from home on odesk for USA, Canada etc countries. Yesterday, 23rd Oct. 2008. I went to Phase 1 SAS Nagar Mohali (Punjab) at you Bank ATM and tried to withdraw the 2000 money from ATM. First it showed that your payment is under process but after a few second it showed that your transaction can not be processed this time and I went away without get any money from ATM. But when i have checked my online account at my room, it shows that transaction had been done. So Please now let me know what should me do to get my money.

Thanks,
Kuldeep Singh

Hi Customcare,
Here i am Surendra Babu Gadde having credit card number-[protected] wanted to have a e-statement for my outstanding credit amount on every month on the above given mail address i.e [protected]@yahoo.com. Please make it ASAP as my due date is getting nearer.

Thanks
Surendra Babu G

sir,
my self lokesh kumar gehlot and my mailing adderess is
-( plot no.10, Prem nagar, behind new banglow, Tonk Road, jaipur
Rajasthan) And for the last 3 months I cannot received my credit card statement of my miracle card [protected]
so please make deliver my current statement to my adderess as
soon as possible.Ishell be much obligated to you.
yours
lokesh kumar gehlot
contact number-[protected]

U had told u that u had centurion is merged with hdfc bank .But u had send me icici prevaliged card and asked me to use that card insted of that centurion card.Where i have to pay my bill amount towards hdfc bank or icici bank .Please clear my doubt.

SIR,
WITH REGARDS I LIKE TO BRING UR ATTENTION THAT I AM RUNNING COURIER BUSSINESS AT SAMRALA LUDHIANA PUNJAB BY NAME OF S.S.SERVICES SAMRALA, LUDHIANA PUNJAB AND PROVIDING SERVICES TO THE BANK OF PUNJAB SAMRALA BY THE VERY BIGNNING OF THE BRANCH. IT"S A GREAT DISSAPPOINTMENT FOR US THAT AFTER THE MERGER OF THE BANK WITH UR HDFC BANK NO PAYMENT HAS BEEN RECIVED BY US AGAINST MY BILLS RAISED TO THE BANK. MY BILLING IS REGULAR AND FORWARDED BY THE BRANCH IN TIME BUT THE PAYMENTS OF THE SAID BILLS ARE NOT RECIVED SO FAR.
AS UR AWARE WE ARE TO MET THE EXPENSES OF THE CO DAY BY DAY AND IT"S NOT POSSIBLE TO RUN THE BUSSINESS AT SUCH A LONG PERIOD AT CREDIT


A LOT OF REMINDERS WERE SENT BY THE CONCERNED BRANCH MANAGER TO THE HO TO RLEASE THE PAYMENTS BUT ALL IN VAIN.

WE DO"NT KNOW WHEN AND HOW DO WE RECIVED THE PAYMENT FROM THE BANK . SO LOOK INTO THE MATTER AND DO THE NEEDFUL TO RLEASED THE PAYMENT

YOURS,
SHPAL BHADUR
S.S.SERVICES
SAMRALA ( LUDHIANA )
PUNJAB ( INDIA )
[protected].

Centurian Bank MIracle Credit Card — blocked my sb account

Ref: My Card No. [protected]
Sub : Cancellation o[censored]nblocked account with ICICI sb – a/c no.[protected]
-------


With reference to the above, I wish to inform you that, I was paid the entire due of Rs. 15610/- as shown in my my account as per bill dated 4.11.2008. You are blocked my Savings bank account with ICICI, Teynampet Branch, Chennai - 18 . I was paid the entire due in my account . Due to my family as well as religious commitments I am not able to operate the icici account. Only 2 instalments are due the same has to be paid whenever I receive the bill every month.


Due to my commitments as mentioned above, Kindly release my account as early as possible.


Thanking you,

Dear centurion miracle credit card manager,

with regards, i want to colosed my credit card now .
my credit card no -[protected]
So please do needful action.
149, himmat nagar, gopalpura by pass, jaipur
customer id 4102722
m- [protected]

THIS IS SHRAVAN KUMAR I HAVE USED MIRACLE CARD I HAVE DONE PAYMENT AS PER MY UTILIZATION THE BANK PEOPLE UNNECCESSARY EXPENDITURE ADDED SO THAT I HAVE NOT PAID IN TIME AND I HAVE LOSSED CREDIT CARD I HAVE GIVEN COMPLAINT ALSO BUT THERE IS GAP BETWEEN BANK AND ME NOW I HAVE CLEARED THE AMOUNT KINDLY GIVE THE SUGGESTION.recently ihave applied a personal loan they were telling taht your name is CBIL defaulter contact CBIL/or concerned bank.

Centurion Bank of Punjab — credit card payment

Hi,

I have applied for personal Loan through Barclays finance..but my application was returned due to information given by CBIL is written off by Some un disclosed Bank/Credit card issuer.I requested them to provide proper details which they do not have. I am regular paymaster to all my CC payment without any defaults. Pl adv any one that how to approach CBIL to know this details to correct my self if i am due to any bank

I hold 7cards, this would be the worst card, and worst bank ever on earth.The very first thing i wont receive statements, and if i receive it would be 4days after due date, the customer care numbers wont work.I will wait for 2more months then will use the card and throw it in the gutter and can file a legal case on me, my lawyer is ready to speak.

Thanks,
Rishi
Bangalore.

Centurion bank Of punjab Miracle Credit card — Alot of extra charges with fac transactions

Dear Sir,

I am holding Centurian bank Of punjab Miracle Credit card no [protected].
There is two transactions of vodafone essar bill

1. rs 1000 on DATED 17/10/08.
2. rs 500 on DATED 17/10/08.

and one more transaction of vodafone essar bill inclued in my previos bill also while I never I made
such transaction. Apart of those transcations, alot of extra charges are included which is given below :
1. Overlimit charge 500.oo
2. Service tax 61.80
3. latePayment Fee 400.00
4. Service tax 49.44
5. Intrest Charges 778.33
6. Service tax 96.20.


I am really disapponted with these kind of chagres.

Regards,

Vinay

how to contact the customer care of centurion miracle card...i have tried all the numbers given on the card...its not working...plesae help me...its an emergency

I am raghu from chennai(tamilnadu).i am using centurion bank of punjab credit cards nearly for 16 months for 10, 000.i have payed nearly 12000, but even though they are sending statement that you are having 14548.22.i am very much shocked.CENTURION bank of punjab is cheating many of the customers.so, please see this comment.i am asking peoples of tamilnadu not to purchase any of the card of centurion or if you are having centurion card please close the card by paying the balance amount.CENTURION IS A CHEATING KING.so i have decided to take this problem to the commissner of police.if centurion is not able to solve any of the problem they have face the further consequences...

I m kaushal thakker, holding a CBOP card no is ([protected]).As per discussed to your customer care executive for out standing. kindly reverse my late payment charges from my card a/c and credit to in card a/c, because its 1st time happened and i promise you it will never be do again.Plz intimate me also as soon as possible.

Dear Sir,

I am Subramanya holding a Miracle Credit Card (Card No-[protected]) since from December 2007. I am an Ex employee of DL Bottling Company.(No.275, Kallikuppam, Ambattur Chennai).

I have noticed that my credit card has been deactivated on February 2008. I came to know that DL Bottling company is under defaulter list and also i came to know that all the business activities including credit cards of the employees has been deactivated whoever working with DL bottling company. Since then i have tried to reach your respective senior officials of bank (Surya - Complaint dated[protected] ICICI Mount Road branch (Near Anand Theater) and found no response. Since I was in Singapore and could not communicate you effectively on regular intervals.

Please note that i am no more working with DL Bottling Company. Hence this deactivation should not apply to me.

I am paying Monthly due regularly even though i was not in India. My family took care of monthly payments without any due. Hence kindly consider my request of activating my credit card (Card No-[protected]).

This has been conveyed several times and as per the discussion with my leagal Consultant i should be applying for consumer court.

Kindly treat this as my humble request on to take an immediate action on deactivation of my credit card.

Sincerely,

N Subramanya.
No 5/2 GC 6th Cross street
TRUSTPURAM
Kodabakkam
Chennai 24.
Mobile : [protected]

dear sir/madam
i finance a bajaj motorcycle (caliber 115) by your bank (centurian bank) in 2004 from ghaziabad delar. i inform you that i paid full & final payment as per finance scheme. but i do not recieved a N.O.C. certificate which is given by you. so i request you please send me my N.O.C. certificate immediately.

thanks
jogendra kumar

centurion bank of Punjab Miracle card — Cheaters

Hello,

I am a credit card customer of CBOP and having this card with me for a year but never used it later once
and was expecting the bill but did not recive the bill . later one day after the due date called the coustomer care and checked the bill details and asked for bill copy and after confirming the amount dropped the cheque for the amount in a HDFC bank miracle card box which was cleared in my Ac 5 days later . Now they have sent a bill from ICICI credit card that there is a due of Rs 493/- in my credit card
which is cheating first not sending bill on time but paying myself with my effort on time and not reminding the coustomer also on time and later charging late fee

Vikash

I’m holding the Citibank credit card past 3 Yrs, even I have maintaining a Saving bank account with Citibank, I made late payment they charged big amount, I have often updated with mine communication address when I changing the Job.. without any intimation now they directly send the advocate notice regarding pending payment with huge amount of interest, and they ordered this payment I should do within 10 days of the received this notice.

Please request you to guide me further what should I do..I’m expecting your valuable reply for further process..

Warm Regards,
Saravanan
+91-[protected]

i was holding cbop card for past 1 year ... after seeing their irregular service ... i have canceled that card ... its better not to have cbop card

Centurion Bank Credit Card — simply sending credit card statement

dear sir,
i got centurion bank credit card. as interest charges are heavy i discarded the above services. but i continued receiving the statement as due, though i havenot purchased any thing with credit card. i visited the centurion bank branch in mysore, but it is not there. i am confused.please stop sending the statement.i want to close the a/c with you.i am sure there is no due by me
card no [protected] my e-mail id [protected]@gmail.com

Miracle Centurion credit card — retaining of credit card

While attempting a transaction at HSBC Vellayambalam Branch ATM, Trivandrum at 0807 hours on 10 February 2009, the Miracle Centurion Credit Card (ICICI Credit Cards) no.[protected] held by me was retained, without assigning any reason thereof.

I suggest that immediate necessary action may be taken to return the card at the earliest and the reason for retaining the card intimated to me. Further, I won’t be responsible for any transactions held on this card while not in my use.

you are frad bank




loser bank




































loser bank

00000000000000000000000000000000000000000000000000000000000000000000000000000000...⇄

00000000000000000000000000000000000000000000000000000000000000000000000000000000...⇄

Customerare,

I have not used the credit card even once till now, and i had asked for the cancellation long time back. still i am receiveing messages to my mobile for paying the bill. why should i pay it without using it and more over it was a free creadit card without any charges.

It was surprise to know that a huge come of Rs 13618.78 is due by me.
Some where in jan09 end, I had received a message that the card will be canceled wef 15th march09.
Now the SMS is surprising. When contacted by bank I denied the transaction.
It is purely cheating business by some miscreants hand in hand with Bank officials.
Card No[protected].
No transaction by my side.
The Bank may investigate
Regards
T.P.Hebbar

Many of the banks cheating their customer like this. Better don't buy credit cards

sir,
i have taken a bike loan in 2007. and i want to tak my RC book after completion my loan in july 2009 my loan is comlete and i want to gain information about how i will get my rc book and i dont get any information through internet pls help me

thanks
Tukaram phapale

Dear Sir,
this is in regard of the amount Rs.15899.55 which has been held by my ICICI bank Account as leen and there is nobody in customer care to sort out the same .
my actual usage of the card is 7695.00 and i am ready to settle the account and pay the actual amount and request to clear lean on my ICICI BANK as early as possible.
please contact me on[protected].

Tejinder Singh

Dear Sir,
i am holding a credit card ([protected]) for which there my icici bank account is leened by amount of 15899.55 without any intimation from centurion bank or ICICI BANK. moreover non of the numbers of customer care mentioned on the card are working. So i request u people to contact me and sort out the amount and take the payment respectfully and clear the leen amount from my saving account (ICICI BANK)

Dear Sir,

This is to inform you that I have credited Rs:30, 000/- in to my sb account no is:[protected] on two weeks before. without my knowledge you have blocked this amount for leen on centurion bank credit card and they account number is [protected].for your kind reference this bank credit card already I made payments in 2 monthly installments in the month of last November & December 2008.after negosation with their centurion bank customer care executives i have paid Rs:7, 500 on November and 11, 500 on December and the total settlement I made was Rs:19, 000/-. In that credit card my total credit limit was Rs:15, 000/- only for that I made payment RS:19, 000/- and I have closed the account also. Unfortunately last week you have blocked Rs:30, 000/- on lean on this centurion card account. alreay I have given complaint through over phone to your customer care executives they said that this amount will be credited in to my account within 48 Hrs. from the last Saturday onwards I am complaining to your customer care executives but so far I didn’t receive any amount in to my account. kindly credit this amount what you have blocked as soon as possible .this amount I have kept for my surgery. please do the needful.please avoid this type of cheap policies in your bank

Dear Sir,

I am having a Credit Card of Centurion Bank of Punjab Miracle card. I have a out standing of 80000/-. I have being paying my minimum amount due every month. Now when i told the bank that i want to close this account and i am having 40000/- with me please do it. They use all type of abbusive language to me and also my parents. I am in a very bad shape can any one help me in this how do i go about.

I am have your miracle credit card but for quite a long period it is not accepted. why it is so?
my card is valid thru 01/11 no. is [protected]

Dear sir
My name is vinoth rajkumar and iam using the centurion bank credit card from the year 2007.i have spent the money and also i have deposited the money the amount spent was 19000rs and i have payed rs26550 with the intrest. and for the post 1 1/2 years i did not receive any statement from the bank and lost month i recived the statement from icici bank that i have to pay RS30000 for my cridet card it is really sock to me and i do not know what to do and daily the icici bankers are phoning to my house making mental tourcher and pl tell as whether to pay the money in icici bank or pl tell how much we have to pay,
but we can not pay more than 10000 because the statement from the bank made as sock after one year
and pl tell the centurion bank is cubled with icici or hdfc.


pl take necessary action on the bankers

my contact number
is[protected]
[protected]

Dear centurion miracle credit card manager,

with regards, i want to colosed my credit card now .
my credit card no - CCBP 0095484. So please do needful action.
Ms. Vasudha Shrirang Shingre
63/2B Rajyog Socity, Madhawakrupa Apt. Flat No. 2.
Pune-Satara Rd. Pune - 411009 (Maharashtra State)
Mobil No : [protected]

Centurion bank Of punjab Miracle Credit card — Credit Card Issue

I was using credit card if Miracle. I had gone outside india for some time of 3 months after returning i had cleared all my dues but they has blocked my credit card and also put my name in cibil list.Please help

I am holding the miracle credit card.Please anyboady give me the contact no, where I can contact the bank.

Regards
Shrikant

Centurion Bank Credit Card — bill payments

Dear Sir/Madam,
I am Mr. N Shiva Shekhar bearing Centurian Bank Miracle Credit Card No:[protected]. Iam facing lot of problems with this bank. I have received my last statement on 04-JAN-2008. In this cinario I am receiving SMS from CBOP stating to pay Rs.7000/-. when Iam trying to take the details from internet, there is no support from Centurian Bank. In Recent updates I came to know the bank was taken over by HDFC. But phone calls are comming from ICICI for recovery. These recovery people again creating problem . What ever the information Iam asking they are not providing such as latest bill details for payment or executive visit for payment, are not happening. As per the bill I received I am supposed to pay only Rs. 3054.71/-.Recently I opted for a Personnel loan where I was found in cibil. pls suggest me how should I proceed in this case.

Dear Shiva,

We're sorry to hear about your experience. We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team.

Hi

My credit card number is [protected]. I have not received my credit card statement for the last 1 year. I have tried calling the customer care numbers enlisted on the CBOP website and the numbers dont exist. I have also tried speaking with the HDFC credit card department and they have asked me to call on the CBOP numbers that do not exist!!

Possibly, the amount due would have increased due to the non payment of the amount but can someone please tell me how do I find out the outstanding balance. I also think its unfair to expect the customer to pay the 30-40% interest on overdues without even sending the statement.

Please advise

Regards
Lipika Rajpal
[protected]

Hi Please contact me at the earlest as i have to make the payment of outstanding of my cbop credit card and no customer care number is functioning of cbop.

Rgds,
pradeep
[protected]

sir, i used credit card from CBOP in the period of 2008 .. now i would like to surrender the credit card ... to whom should i contact ? pl reply ... though i am not using after 2008... i am facing lot of problems by having that credit card...

Need to increase my credit card limit but nobody responding.

Hello All, I need to increase my credit card limit but nobody helpimg me from bank. Please help me to increase my Credit card limit. Regards, Rakesh.B [protected]

Complaint is genuine. Is it not obligatory for bank to satisfy the query of customers?

home loan in gwalior

Dear Sir

I have saving account in HDFC A/c no.[protected] in the name of Amit Jindal

I had shopped from Chief – 19, Ansal Plaza, Jalandhar for Rs.1120/- on dt 31.01.08 by Debit card, but my account has debited twice.
I have given letter to bank on 19th February .08 but till the time no action has been taken

Regards
Amit Jindal

TO
HDFC BANK LTD


without any information or any massage from hdfc bank my saving account balance of Rs 73127/- is on hold against credit card dues...

It really pains to pen down this letter, its really pathetic to know that you have such a system where in HDFC guys dont even have a morale where in your customers have to suffer.

I am Ankit Merchant, savings account holder : A/c Number : [protected] opened in september 2008.

I was issued a credit card from your BANK Credit card Details : CARD No. [protected]
: Validity from - to date. feb-08

I had made a settlement of this credit card on DATE[protected]. And i was being told by your location head Mr. Lokesh that i would recieve my settlement letter in 90days.
In between i got a call in between this time, and the language was ABUSIVE. I dont understand how come you are not even concerned about the customers and their month's planning.
Inspite of informing them about my settlement, they were constantly giving me BAD WORDS. Is this your system? I havent got my salary for the month of December and you have leaned my account for no reasons?

I am not threatening you, but giving you 4 days time. Kindly clear my due amount from the balance, after 4 days i will have no option left other than going to media and to consumer protection. Its not a threat but its a plea of a customer who is badly affected with your USELESS system.

And the another thing i would like to add is after making so many calls & mailed to HDFC bank customer service department they had given me a number of their officer when i called on the same number where i got the answer from their respective debt management officer named sanjay mishra was " do what you wish to do now you have to do what we say ha ha ha..."

regards

ankit merchant
+[protected]
Surar

Dear Concern,

As I am a credit card holder of HDFC bank due to financial problem I was unable to pay this month you can check the past record, when your collection team spoken I have told them to wait for 4 to 5 days for the payment but they started arguing with me I have tried to convince them but still they started speaking vulgarly then also I have kept my self cool and at last I have cut the call. Then after they started calling at residence and spoken vulgarly with the family members (i.e. Spouse and Father) a human being from a good family will never keep quite for such kind of language but still I kept my cool because it is my mistake but today morning the way they spoken to my father literally I have lost my cool and taken a decision and called to the call center they told I will get a apology call but I did not get any call so I have given a written complaint if still this calls are not stopped then I will go to the consumer court then we will decide there.



thanking u

santosh h
[protected]

Hi Sreedhar,
First I want to say sorry about this. Just I want to clear you some steps.
HDFC sanction the Loan by verify your Salary, Residence proof and your legal documents.First they take photocopy of your all required documents.And after scrutinty they sanction the loan. Before starting the process it is your duty to confirm whether they will sanction and disburse the loan according that papers or any other legal papers required.It is quite possible that the original documents have some problem like overwriting/crossing etc.. So just discuss with HDFC Ltd. staff and they will tell you the way.
It is the rule in HDFC Ltd. that after sanction the loan they will not refund the processing fees.So it is customer's responsibility to know everything from his Loan councellor. So please ask your Home Loan councellor/Sales Executive regarding this.

Thanking you,

Vijay

Dear Sir,

I am going to apply for my home loan in Pollachi branch, Combatore District for Rs 3 lakhs for constructing my house . I have submitted the all documents.But now he asked Rs 15000/- as processing fee (5% of 3 lakhs).

Can you please tell me what is exact percentage of processing fee?

Thanks,

A.Mohamed Yasin

I need to Convert my land loan (Rs 6.0 Lacs ) to home loan (Rs6.0+3.0Lacs) with additional loan amount to be added for Rs 3.0 lacs. HDFC is asking for P.Fees of 0.5 % loan value+S.T+S.D to convert the loan. I don’t understand why they need P.fees everytime in the same case.
I am ready to pay P.fees on the additional sanctioning loan i.e Rs 3.0 lacs but they asked to
pay on the whole amount i.e (Rs6.0+3.0=9.0 lacs) and for Rs 6.0 lacs I
have paid earlier.
They have informed that penalty charges at the rate of 3% (along with Service Tax and educational cess on ST) will have to be paid by me if I am transferring the loan to another bank.

HDFC is just cheating peopl, who have taken a loan from them. they are atracting new customers with interest rate quite lower than what they are charging on existing loans. you are paying more for your longer association with them. what a great customer service (cheating service)!

even after the approval of the loan i did not recieve the loan amount check since i have signed the agreement and gave the cheques long back.

Hi,

My name is Rajan gupta. I had taken a loan from your bank of 50, 000/- I have already paid 6-7 installments. There has never been a problem in paying the installments. But now a days, I am going through some real problems. In fact, I am out of job from last 5 months. I was previously working for HCL and my life was going on smoothly. But unfortunetly, I had to leave my job in november, and since then I am badly looking for a job, I am not able to find one with day shift. I am facing a lot of financial crisis. Anyhow, I managed to made the payments from november to april. But now I am really out of pocket. Hardly living my life. But looking for job. At the same time I am not a person who does not want to pay the remaining money. I definetly want to pay that. But I need some time to get settle down. I would really like to request you to please allow me some time to get settled and earn some amount in next couple of months. I will start taking home tution soon and slow but surely my life will come to the normal path. So please allow me about 3-4 months of time to start paying the rest of the installments. I am sure, I will have some money by the end of august and I will surely start paying rest of the installments by then. Please try and put yourself in my situation. I had never thought that I would face such difficulty in my life. So please do the need full. I am not sure of my loan account number, you can pull up my loan account number by my name Rajan gupta. date of birth : 21/12/1981. Or if you are not able to, please reply back to me, I will forward it you in my next e-mail. But please allow me some time. I am not denying to pay, but need some time. please understand I dont have any money to make payment.

Thanks and Regards
Rajan gupta
Loan account number :

Hi,

I have closed my HDFC Personal Loan in the month of Sept 09 I want to know how much time it will take for Return of PDC's which I gave when I took Loan.

Regards
JAYA MUKERJI
[protected]

sir
from my A/C again and again drawon my rupees.

Hi
I have taken loan form hdfc but they have taken money from my account as pdc what is that and need the money back