Indian Railways — indian railways cheating public and eating our hard-earned money

With reference to attached statement train ticket is in waiting list status hence journey not possible.
I want to mention that when train ticket was not confirmed in online train tickets. It was in waiting list full money refund to be made need to refund i am supposed to get full refund rs, 2100/ whereas indian railways paying me rs, 1530/ it is a kind of cheating.
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My PPO NO [protected] kumari Kunti Devi Daughter of Late Mathura Prasad sended to CPPC SBI NDLS by SR DFM/NR/MB ON DATED 07/06/2019 but I am again and again go to my branch for disbursement of pension but no one could help ME and replied that your pension file is not received from SBI CPPC NDLS till date so Please help me.

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