Kotak Mahindra Bank — fraud bank with deduction of non maintenance of balance and yearly fee deduction for debit card maintenance charge

Address:	Mumbai City, Maharashtra
Website:	www.kotak.com

It was the biggest mistake of my life i agreed upon opening account with kotak mahindra bank. First during a/c opening, the two agents who came misguided me by saying if i open an account above rs.10000, i will get gifts like bowl set or green tea etc. I didnt care about it but i notified kotak mahindra about it but no actions were taken against them as kotak were unable to detect their own bank agents. They told me that if i somehow fail to maintain the minimum balance to be maintained, i will be provided time for 6 months without any deduction. Although i have deposited rs.10000 apart from the balance i had in my account as i was getting sms to do so if i don't want any money to get deducted, both for february and march, rs.177 each were deducted. I got a call from kotak mahindra bank head office regarding a platinum debit card issued on my name and was asked to take it but i was not alerted by any means no information absolutely was provided that kotak will deduct rs.885 or something like that within 3-4 months o[censored]sing that debit card as maintenance charge. These are open frauds i have savings account with india's top banks like icici, yes bank etc. Never ever such things i have faced or experienced in my entire life. According to a rbi guideline, the deduction of money for non maintainance of account balance is illegal and i have that copy with me, i am filing up a case for all these frauds to rbi as a normal indian citizen for the cheats and open frauds done by kotak mahindra. I will also immediately close this account since i am feeling very much insecure with this hell of a bank and this is why this kotak mahindra is counted as one of the worst bank of india. You people will never be able to touch the feet of india's top banks since you are here for cheating innocent people. The illegal amounts deducted from my account are massive amounts for me but absolutely nothing for the bank. Now you are distributing zero balance a/c and existing account holders who are counted as assets of the bank, you deal with them like this and cheat them. I will spread this entirely over fb and every other social networks what has happened with me right from the day i opened the account i was forced upon absolutely by your bloody agents and you very well know the power of social share now. I am feeling sick as i have high blood pressure after seeing such a massive amount deducted from my account. I will not spare your fraud bank for this.

Customer name - subhamoy halder

Customer a/c number - [protected]

Mobile number - [protected]