Nissan Motors — Datsun go+ accident response

Address:

Vadodara, Gujarat, 390009

My datsun go+ registered no: GJ 22 H 339 was met with accident, purchased 8 months ago at price of 520000 around. It has insurance cover of 455000(IDV). ICICI LOMBARD INSURANCE Claim number: MOTO6285778. Datsun team says that repairing estimation cost will be approx 850000 (8 lac 50 thousand) . So, insurance team has declined and declared that car will be under total loss and letter of total loss was sent on 23rd February 2017 against car was submitted in showroom on 23rd January 2017. Obviously insurance team will decline that because repair estimate cost is even more than new car purchase value. After that datsun team told to take out the damage car from their showroom that too by paying 12000 rs as a cost for preparing estimation cost quotation for insurance company.

Our complain is that how can repair cost will be more than the price of car? And also in any condition, why should we have to pay for the cost of estimate quotation preparation.

In any case if they refused to repair car, our loss will be more than 80000 rs. These loss even after we purchased nil depth car policy from ICICI (full insurance).

We want justice from car manufacturers who simply decline to repair or by giving repair cost estimate which is unrealistic.