Reliance Finance — Cheated and taken my money 5.50 Lakh

Address:	opp. MCA, G Block BKC, Bandra Kurla Complex, Bandr
Website:	www.rilfinance.com

Reg: i have been cheated by reliance finance limited for a sum of inr 5.50 lack

My name is manoj kumar p, residence of coimbatore.

I have applied for a long with reliance finance and made the following fees

Date of applying loan 1st may 2020

A) initial messages received from whatsapp number [protected] any fee of d the following fee paid

Processing fee 5500/- (Imps ref #[protected] dt: 01/05/2020)

Loan approval letter received (Attached 1)

After paying this i received message saying that i have to pay loan security fee of 25999/-

I paid 25999 /- to the following account (Imps ref #[protected] dt : 01/05/2020)

Reliance finance limited
A/c # [protected]
Ifsc code sbin0000300
State bank of india, mumbai.

Then i received loan agreement copy (Attached 2)

Again i received message to transfer agreement fee which is refundable and along with loan amount i will receive the same, believing i transferred 38500/- as loan agreement fee refundable (Imps ref #[protected] dt : 03/05/2020)

After that i received a message saying that i have to pay insurance fee of 33500/-, againn i believed and paid

Again i received a message saying that i have to pay legal charge of 33500/- which is also refundable, believed and transferred (Imps ref #[protected] dt: 04/05/2020)

After all this i received a message that my loan will be transferred in 10-15 min.

No response after that.

B) i have taken a web search and launched complaint on the web customer complaint, after that mr. Sandeep contacted me mobile - [protected]

Said that he will clear all issues and asked me to transfer the commission amount for 5 lack loan (10% commission) on transfer he said he will clear with in 2 hrs.

Also he shared me the following a/c detail to transfer

Reliance finance limited
Bank of allahabad a/c # [protected]
Ifsc - alla0210221

I believed and transferred 50000/- (Imps ref #[protected] dt: 13/05/2020)

After few hours i received a call from him that my loan and refund was 5.65 lack, so i have to pay 56500/-, i can not make 6500/- and he promised that all the money will get refund immediately in few hours

I trusted and transferred 56500/- (Imps ref #[protected] dt: 18/05/2020)

After that i received call from him saying that i have to pay 40000/- as server fee finally, based on that he will arrange to transfer.

I stopped contacting him.

C) i launched complaint again, finally mr. Ajay choudary mobile - [protected], contacted me and said i have to pay only stam duty charges of 12500/- to release my loan and all the above refund except process fee / insurance fee

He shared me the below account details

Mkg reliance finance
Kotak bank a/c # [protected]
Ifsc - kkbk0000629

I transferred 12500/- (Imps ref # [protected] for 10, 000/- and[protected] for 2500/- dt : 01/06/2020)

After that one mr. Punith chauhan mobile - [protected], came in to picture and asked me to transfer loan commission amount to company 40000/- and he promised me on receipt of payment he will transfer all the money including this com amount. Also he said he is the account incharge and mr. Ajay choudray had given my file to transfer money.

I transferred 40000/- and awaited for loan and refund (Imps ref #[protected] dt: 01/06/2020)

Then i received a dd copy image from him (Attachment 3) for 5 lack in my name and a refund cheque image for 375000/-, along with a deposit slip in my kotak account (Attachment 3) saying that it has been deposited in bank for clearing

Next day i received a call from ms. Divvya aggerwal mob - [protected], saying that she is from kotak bank and i have to pay banking charge which is refundable 40000/- to client (Reliance a/c), i trusted and transferred 40000/-
(Imps ref #[protected] dt: 01/06/2020)

Then i received a form from mr. Ajay choudary - rbi form (Attached 4) mentioning that myy money of 875000/- is been released by rbi and for that i have to pay 5% state tax (That is 40000/-) also mr. Punith too confirmed me that on making the payment he will remit 875000/- with in 3 hrs.

I trusted and transferred 40000/-

Then i received a email with an attachment of rbi transfer form (Attachment 5), mr. Ajay coudary informed me to fill and send. I have done.

Again i received a message sms saying that i have to transfer 34650/- for the above rbi form fee which is refundable.

I transferred 34650/-

Then i received a bank transfer form / challan with bank stamp for the transfer of 911000/- to my account (Attachment 6)

Next day i have not received any money in a/c, checked with kotak bank they said its a fake challan.

I contacted ajay choudary, he again sent me a image of cheque for 2.50 lack (Attachment 7), said i have to make e filing in income tax for which i have to pay 32500/-, again i believed and transferred 32500/- (Imps ref #[protected] dt: 3/06/2020)

From next day, his mob was switch off and next to next day he contacted me and said he lost his mobile and taken a new number [protected] and asked me to contact this number for any clarification.

Then he shared me a ministry of finance form - no fee but have to fill and send him, which i did.

After few hours he asked me to transfer 17650/- last and final fee for that. I have again trusted and transferred 17650/- (Imps ref #[protected] dt: 12/06/2020)

Then mr. Ajay had internet issue for 2 days!

Again next day he contacted me and informed to share my axis bank a/c details, because on my kotak a/c the transfer is not happening.

I shared my axis bank a/c, with in 5 min he transferred me 500/-, i received in my a/c, he promised me with in2 hrs i will get 1175000/-

Again with in2 min he sent me a message saying that i have to pay server online fee of 57500/-, this is final and no more fee will be asked, this too refundable.

I tried arranging money for 6 days after that i have arranged from outside and transferred 57500/- (Imps ref #[protected] dt : 23/06/2020

After all this mr. Ajay choudary / mr. Punith / ms. Diyaa - mobile id swith off from 29/06/2020

All fake drama and cheated my money - i lost 557500/- because of this drama played by this cheaters.

Kindly help me to recover my money, because of this i am in a very big family problem / lost respect in society / reputation with friends by borrowing money

I am requesting you to kindly do the needful.

Attached all the documents related to the cheating for your ref.