State Bank Of India [SBI] — mandate txn charge of inr 295

Address:

state bank of India main branch civil lined roorkee, Haridwar, Uttarakhand, 247667

I saw my statement of account, sbi has debited amount of 295 for the five times unnecessarily, and just because of that emi got bounced and levied a penalty of inr 450 from bajaj. And this is the zero balance account for which they levied a charge for the five timed irrespective of having a balance in the account. I want that all money to be refunded in my account as soon as possible and along with a penalty charges of 295. When i talked to an agent of sbi they said it is levied by bajaj. But bajaj levies a penalty charge of 450 directly not from an auto debit mode.