State Bank Of India [SBI] — tata-sbi croma card

Address:

Mumbai City, Maharashtra, 400101

I HAVE BEEN CHEATED. That too by entities like TATA and SBI, whom I have had heaviest trust upon.

Though I was not interested in this card being a Wealth Customer of various banks and having multiple cards, this guy in Croma shop @ Borivali requested to give me a card when he saw my CIBIL score and was impressed and made lot of requests for me to go for the card. He very clearly told me that this is a free card and my first year annual fee of Rs. 500 will be given by way of CASH BACK after my first transaction swipe at any outlet or net payment.

My first bill was around Rs. 15, 000. But I didn’t get my cash back. I called up the call centre and I was told that it will be reversed after my PAYMENT OF FIRST BILL. This can be verified by checking the call records.

My second bill was generated – this time around Rs. 20, 000. But still my annual fee not reversed. I was shocked. I called up again and this time I was told that they will look into the same and get back. They got back after few days saying that THEY WILL NOT REFUND IT. ONLY REWARD POINTS CAN BE GIVEN.

NEVER THOUGHT THAT TRUSTWORTHY BRANDS LIKE TATA AND SBI CAN ALSO DO THESE TYPES OF CHEAP MISSELLING AND CHEATING.