Credit Card Complaints & Reviews

Hi,

My Credit Card Company HSBC is harassing me to pay extra Amount saying it as fine on my Credit Card bill.

Initial Amount of the bill is 18000 Rupees, but they are asking me to pay the 35000 Rupees which is exact the Double amount of my bill.

I am ready to pay the 18000 Rupees, but they are saying if i pay the 18000 i will not get the NOC, but they will give me the settlement letter.
br...

sir , i applied for a credit card in oct2007 .i received a credit card though ,but i do not got the pin for the credit card,& with in next working day i got a sms regarding pending bill on that particular card .on contacting customer care axix bank ,they said u have used card for 40000 inr,which i have nt ,,om requesting them ,they agreed on telephonic conversation that its a fraud .so i should not be worried..and eventually after that...

Through this post I would like to update you that there are some recovery agencies affiliated to reputed private sector banks resorting to threatening calls and using abusive means of communication. I and my Wife have experienced it this afternoon...The full and final settlement letter dated 26th September , 2002 by Stand Chart Bank, Hyderabad..We have tried to explain the same thing to these guys..They have not listened to us and started...

DEAR SIR,
It is to intimate that my card number [protected] belonging to name of Meena Thakur expired on dated 30/11/2011 . it is also intimated that few months ago renewal card was sent to my residential address but at that i was out of station for a period of two months i could not pick up my card from courier agency.
so that you are kindly requested to send my card again at my residential ADDRESS .
my address...

Dear Sir
we have settlement all then credit card account As Below:-

1 Name POOJA Singh SBI CARD NO[protected] and SBI account
No.[protected] Rs 17800/ Reeipt No 6028615 date 19/10/2006.Cash

2. POOJa Singh CITI Bank card No. [protected] date 14/10/2006 Ref.No.
[protected]/910022 Rs.17000/-Cash

3.POOJA Singh ICICI Bank Card No .5177...

28Sep 2011 i received a call from delhi and saying that we are calling from promotional department and u r selected because of your good payment record o[censored]r ICICI card and also it was recommended by CIBIL. They told us that we are giving you so much of offers as promotional offers and u will received a complete package of your gifts and other vouchers in 7 days time and you would not have to pay anything for these offers. But i wondered...

Dear Sir ,

I am SBI credit card holder , In statement generated on[protected] my total outstanding was Rs.12317 , As my card limit is Rs.12000 my card was over limit hence they applied over limit charges of Rs. 500 plus service tax.

I paid Rs.1210 on 06/09/20211 hence my account came under card limit and after adding finance charges too it is not crossing card limit.

Then too when statement...

Dear Sir/ Madam

The details of the harrasment suffered by me for reactivation of my credit card is expressed in the appended mails.

In case there is no other solution, please let me know.

Kind Regards,

Deepak Shukla

Dear Sir/Madam,

This is with reference to your communication regarding your SBI card account.

We acknowledge the receipt...

I am an account holder of your bank at srikakulam main br. and my account no. is [protected]. I am working in Govt School as a teacher, my salary account with you. I have approached for credit card facility but the concerned persons are asking fixed deposit where as in places like Hyderabad and visakapatnam it not mandatory.
kindly clarify why your officials are telling so? and why this kind of decrimination?


br...

Dear Sir,

Please Send My Relieving letter Mohd jafar abbas E- Code MO3328
Sir i gave my resignation letter to my mentor Mr Vishal Verma in writing, but when i asked the company for relieving letter i got termination letter instead of relieving letter. I need the relieving letter so that i can join a new company. I am sending a copy of the termination letter please find in attachments.
So kindly send me the relieving...

I AM HOLDER OF SBI CARD NO.[protected]. I AM PROMPT IN PAYMENT OF MY BILLS IN TIME. LAST MONTH SINCE I WAS OUT OF STATION THE PAYMENT FOR RS.1648- WAS DELAYED. FOR WHICH I AM SURPRISED TO SEE THE CHARGES WHICH ARE UNREASONABLE -

LATE PAYMENT FEE RS.350- ON 6.4.2011
FIN CHARGE ON RETAIL RS.247.76 15.4.2011

YOU ARE REQUESTED TO ADJUST THE ABOVE CHARGES...

WE HAVE ALREADY SENT U THE E-MAIL
PLEASE SOLVE FAST OUR COMMPLAINTS
E-MAIL - [protected]@skproperties.info...

To, Date: 01/04/2011

The Manager,
CIBIL



Dear Sir,

Sub: Wrongly mentioned loan against my name.


This is with ref to the above subject, I Mr.Thouti Krishna Mohan reddy S/o Late Thouti vasudeva reddy age 41 years R/O H.No.1-1-774/A Gandhi nagar Hyderabad-500048. It is very pain to see my name in CIBIL as defaulter. whereas I have...

I Ms. Susanna Rebeiro holding silver credit card no. [protected] of Bank Of Baroda wish to opt for settlement on principal amount for the same I was not able to get proper answer from BOBCARDS customer care no one was able to provide settlement procedure. Then I put up a mail to crm on 13th Oct2010 still I fail to get response from Bobcards CRM. On 7th January’ 2011 I happened to speak Ms.Jyoti –VPCCM. Accordingly I put forward...

My Credit card number is [protected] Citibank India. On 29th January, 2011 between 12.00 AM to 1.00 AM, I went to Express Service Station, Hosur, Tamilnadu for filling petrol to the vehicle. The Petrol Bunk person took my card, he swiped for Rs. 1,644.16( Rupees One Thousand Six Hundren Fortyfour and Sixteen Paise (25 Ltr of Petrol) and he told that the card is not connected to the network and slip not generated.. Then I paid one thousand...

I had made a 9 month EMI transaction at Saravana Gold Palace in Chennai on December 2010.
In the attached screenshot (credit statement) two EMI are calculated in the first month itself. I talked to customer care on 21 Jan 2011, I not received any correct responses.
I am not able to pay the two EMI in the single month. Kindly do the needful as soon as possible.

This is the reply...

Dear Sir,

SUB : ABSOLUTE CALLOUS ATTITUDE of CIBIL DEPARTMENT towards my CREDIT RATING

This is to bring to your notice that , in last 9 months , I have applied for Personal Loan at 7 different banks , and each time it has got declined . The reason cited by the credit officers of all these banks is that , my CIBIL report is bad , due to some 21000 outstanding shown against some credit card, showing closed in 2006.br...

To
The Head, Credit Card Department,
ICICI Bank, Videocon Tower, New Delhi.
Subject : Regarding full and final settlement of credit card no. [protected].
Respected sir,
Three years ago I had been offered by your department to make full and final settlement of my credit card no. mentioned above. I had been asked to pay Rs. 42000 in two instalment of Rs 21000 each in just 25 days. I was not able to pay...

Mr. Uday S. Kotak

Executive Vice Chairman & Managing Director

Kotak Mahindra Bank Ltd,
36-38A, Nariman Bhavan,
227 Nariman Point,
Mumbai - 400 021

from: CLAIMANT Pranmitra c/o Lee, 12, Dubash Marg, Oricon House Fort, Mumbai23 Mobile no: [protected] Email [protected]@gmail.com

VERSE OPPOSITE PARTY RESPONDENT PART 1 Kotak Mahindra Bank Ltd. Nodal Officer:...

my name is E. Paul indra mohan, DOB:[protected], income tax id. AIBPP43020P,CIBIL member/ordering No.BS0001113.

BOB CREDIT CARD LOAN COMPLAINT- REMOVAL OF DEFAULTER'S LIST:
credit card No.[protected] -BOB CARD SILVER.-CREDIT CARD FROM BANK OF BARODA.- has been paid all dues , and closed, but still in CIBIL report not been closed, to please close it account and inform to me
e.mail: [protected]@yahoo.combr...

Reply


Dear Mr Anup Saha,



First & formost I have been complaining to your bank for last couple of months to deliver bills on time has gone unheard. Normal & standard reply I have been getting is we are concerned & your policy of how you charge late fee& othercharges. Following are concered area's

# I have been prompt to make payment & haven't...

Dear sir, I am K.Arun my credit card no.[protected], and my address M/s. Sumeru knits, unit-ii, a division of sri saravana spinning mills(p) ltd, erankattur, Sathy. Erode (dt) 638402. On today, your coimbatore office collection centre representative has made lot of trouble and made question to my job.The representative named Ms.Nancy has conducted vide the telephone Nos.[protected],[protected],[protected] to all my higher authorities...

Till date i am am not get any reply last 2years.



Dear Customer,
This is with reference to your email to us. Please note the Reference number of your complaint registered with us in the subject line of this message.
We have initiated a detailed investigation on the issues and concerns raised by you and require some more time to respond to you. We sincerely apologise for the delay in resolving your...

I WISH TO LODGE A COMPLAINT ABOUT NON REPLYING OF MAIL. IS THIS THE PRACTICE THAT WHEN YOU HAVE TO CONVEY SOMETHING, YOU SEND A MAIL AND WHEN CUSTOMER SENDS A MAIL, IT IS NOT YOUR DUTY TO REPLY??

I AM KSHAMA SONY - HAVING ICICI BANK CR CARD # [protected] AND [protected].

FOR THE FIRST CARD, I DID NOT RECEIVE ANY INVOICE BEFORE DUE DATES, AND I STARTED GETTING NUMEROUS CALLS FROM YOUR BANK OR CALL...

DEAR CONCERN,

THIS IS BRIJESH PATEL. I HAVE A COMPLETE INFORMATION ABOUT 2 BIG CREDIT CARD AND PERSONAL LOAN DEFAULTOR'S OF ICICI BANK ...

HERE'S THE NAME AND DETAILS ABOUT THOSE FELLOWSAND

1- RAJESH KUMAR ANURAGI S/O MR. MANIK CHAND ANURAGI
D-O-B : 18/10/1983
B1/1 SARVATRA SOCIETY, KOTHRUD PAUD ROAD NR. KRISHNA HOSPITAL PUNE


2- PAPPU MAJHI...

Hi,

My Name is Sameer Tagare and my date of Birth is 22/06/1978, when I have applied for a Loan, my Banker informed me that My name in CIBIL showing defaulter for one credit card. Can I know that card number and the bank details? I am a prompt payer and I never rolled out also.

Please inform the process for removing this I never defaulted in my history with any Bank.

Kindly reply to
br...

Sir, I had two cards and I had did had some problems with the bank, but later on one card was paid in full and the other was written off due to the bank fault that I did not pay as I had paid to the agent but was not reflected on the statement and as a result hugh fine, service tax etc was imposed on me which I did not allow as it was not my fault. Then the bank made a mutal understanding after I wanted to file a case with the RBI against...

The Director,
SBI Cards and Payment Services Pvt. Ltd.
P.O. Bag No. 28 G.P.O.,
New Delhi – 110001


Dear sir/Madam,

Re: Unnecessary harassment even after settlement of account and extortion attempt by SBI

I was a credit card holder of SBI credit card with account no. 000 [protected]. There was payment demand from SBI during regular use of card for late payment...

STANDARD CHARTERED credit card BANK SAYS IN ADVERTISEMENT THEY ARE THERE TO HELP in hoardings at WESTERN EXPRESS HIGHWAY AND ALL OVER MUMBAI AND TV ADS.

BUT GROUND REALITY SAYS A DIFFERENT TONE AND NO RESPECT FOR ITS CUSTOMER

BAD WORDS / STUBBORNNESS / ARROGANCE BY CUSTOMER CARE STANDARD CHARTERED credit card [CHOR] TEAM AS THEY HAVE PROVED THEM TO BE ALWAYS FIND HOLES TO RUN AWAY FROM THE REAL TOPIC, WELL I...

respected sir ,
Iam an credit card holder in ur bank , i have settelement to ur card amount of 14000/- and three months target wise and also to ur surat agent purpose but ur agent not to clear properly , he is say ur card is settelment threee months purpose and u have pay rs. 14000/- between 3 months but sir i have pay 1st months 7000/- rs and another months is bill send to my address 24000/- so not settelement this...