CITIfinancial personal loan Complaints & Reviews

Ref No./ Customer ID : 11143959 in the name of Hemendra sharma , Source : DSP189 SOM PROFESSIONAL-PL

We would like to inform that we want to settle the said personal loan account at the earliest possible.We are at Bhilwara and not in position to locate your office . Kindly contact us at [protected] and [protected] ....

Dear Sir

I Am Shanmugam This my Personal Loan No A / C No :16153362

I had a personal loan with CitiFinancial and never missed a payment. In the Last year.
I requested, in person at the local branch I got the 4 months time still I had to pay interest on the outstanding amount
Consistent harassment of phone calls and threats. Not only have they created huge strain on my family's life, we...

Dear Sir
I had taken personal loan from city financial in December 2008 of Rs 44,000. My term was till July,11.My EMIs is Rs.2149/-.An agreement of ECI was done between my HDFC bank and City Financial.This year my HDFC salary A/C is closed and transferred to ING Vysya. I want to inform the city Financial about the said matter,but the office of City Financial was closed from Ranchi.i.e. they have wind up their business from ranchi.I...

FROM LAST FOUR DAYS I HAVE APPLIED FOR PERSONAL LOAN BUT TILL DATE THERE IS NO FEEDBACK FROM BARODA OFFICE OR BOMBAY HAS GIVEN ANY REPLY FOR MY LOAN APPLICATION...

Citi Financial Personal Loan Account No. 15399930

Though I have registered both my office as well as residential addresses at the time of loan disbursement (physical verification done by the bank for both the addresses against document proof), the bank has never sent any detail or document relevant to the loan.

The payments are debited promptly.

I do not have any clue other than the Loan Number. When I sent an email to the bank to despatch the statement for the previous FY to the office address, they are adamant and insist that they will send the statement only to the residential address. As we are on travel most of the time the residence is locked, but, someone is always available at the office to receive the documents. Further, the banks refuse to send the statement to the registered email as a policy... this is ridiculous, because one of the foreign banks always send me an email statement mentioning the principal & interest amount collected...! Even the Government of India send an email statement on eTDS status...!

I am seriously thinking to send a formal notice to the bank for this kind of deficiency in service and stop payment if they don't respond with a sense of responsibility.

Dated-12.11.08
To
The Citifinancial Loan Dept.,
New Delhi.

Dear Sir

This is to bring to your notice that I have taken Personal loan from you vide Loan A/c no. 12441224 and for the same an EMI amount i.e. Rs.2304/- is debited through ECS from our SBI account.

The last ECS was done from my SBI account was in MARCH 2008 and as per your negotiation with the SBI gets disturbed...

Hi all of you beware of the Citi-Financial.
I was convinced for a 24% rate of interest by the telli-caller for a loan of Rs.70, 000/- on July 2008. But when I at the time of signing the document they toled that it is 30% but they kept in their loan agreement document 30.51% fixed and 5% processing fee. I came to know recently that it is coming around 48.5% for normal floating rate of interest. I am now paying Rs.3724/- as EMI, my...

Dear Sir / Madam,

My name is Vishal Bhargava and I am the Head of Recruitment for a Leading Investment Banking Firm.

Two months ago I was approached by one of your executives for a personal loan which got approved and I received the same via cheque from your Vashi II branch in Navi Mumbai in Jan 08 from Ms. Priya (Branch Manager and currently on Maternity Leave).

Post that my ECS facility was...