National Saving Certificate
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COMPLAINTS

National Saving Certificate Complaints & Reviews

K
Kanan Mandal
Apr 30, 2025
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Not giving the money

Dear Sir/Madam,

I am writing to formally lodge a complaint regarding a refund that has not been processed by your office. On [insert date], I [briefly explain the transaction – e.g., deposited money for a money order/cancelled a postal service/requested a refund], and was assured that the amount of [insert amount] would be returned to me.

Despite multiple visits and follow-ups, I have yet to receive the refund....
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M
M Mukhia
from Kalimpong, West Bengal
Apr 10, 2022
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That, I purchased 6 numbers of IX issue NSC (10yrs) Certificates valued Rs 10, 000 each from Kalimpong PO on 3.4.2012 with the promise of maturity amount Rs.23, 887 after 10 years. But the office mstakenly issued Certificates of VIII issue to me .On that time I complain the matter to than Postmaster but She assured me that there will be no problem in future and handed over that Certificates to me forecefully. My NSC Certificate Nos. 6NS/ 06EF 601195 to 601200 issue dated 3.4.2012.

2. Now, after 10 years of deposit i.e. 4.4.2022 when I encased those NSC I got Rs 18, 284 only of each Certificate and was credited to my account POSB a/c No. [protected] which is less than 6% interest .

3. Due to this act of Postmaster of Kalimpong Post office I am loosing about Rs 5, 603 per NSC Certificate with total amounting Rs.33618 of my hard earned money .

For this I already lodge complain to postal Department and waiting for justice
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    S
    Sadanandan.K.V
    from Vatakara, Kerala
    Dec 3, 2021
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    Address: Sadanandan.K.V ,SADGAMAYA, Arakkilad , Puthur (P.O) Nut street VIA 673104 Vatakara

    While working at Chennai, I have bought five NSG bearing numbers 22461, 22462, 22463, 22464 and[protected], 17574, [protected] and 17577 dated 27/03/2015) Printed numbers on NSG are 49EF 086485, 49EF 086486, 49EF 086487, 49EF 086488 and 49EF 086489,
    Now after my retirement I have settled at Vatakara On 15/11/2021 I approached Vatakara head post office for encashing the subject NSG, but the post master at the counter refused to encash the NSG and advised me to send it to Chennai.
    I request your good self to interfere in this matter and help me to encash the NSG at Vatakara itself.
    Yours faithfully
    Sadanandan.K.V
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      H
      Himavanth79
      from Hyderabad, Telangana
      Mar 2, 2019
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      Address: Bhavanipuram, Krishna, Andhra Pradesh, 520012

      I am lakshmipalem. Himavanth proprietor of sree savithri enterprises my apgst no vja[protected]/2001. Actuvally we have taken bonds on 2000 they bonda has produce to cto. From when they bonds meeru duty is cleared from there we request more times to cto. But they have lost. Many times aame to post office also. They haven't support. So please support to me.
      Mar 02, 2019
      Updated by Himavanth79
      Pls to support to En cash my NSC bonds
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        H
        hmnt_prsd
        from Durgapur, West Bengal
        Nov 18, 2018
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        nsc data not migrated into cbs

        Address: 713213

        I have 4 nsc (58dd 788468/69/70/71) of rs. 5000 denomination from galleria post office, dlf city phase iv, gurugram -122009, haryana on 23.03.2010 which i cannot withdraw at other office even after maturity on 23.03.2016 due to its non migration into cbs. I need its account id and cif. I tried to call post office many times but not reachable and even customer care number is not helpful. Please address the issue urgently....
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        G
        gopalia1972
        from Bhubaneshwar, Odisha
        Jan 22, 2018
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        Address: Khordha, Odisha

        I had bought 4 national savings certificates 10000/- each (Total rs 40, 000/-) from s. E. Railway project post office. The date of maturity was 21.01.2018. On 22.01.2018 i went for encashment, but the post master told that i have to open an account in the post office. But, as i am already having savings bank account in statebank, i denied. After this, he told me to wait for 4 days for cheque.
        I requested him let me deposit my nscs, and give me acknowledgement, but he did not. It seems he is forcing me to open account.
        I have not received the payment of mature n s c certificate which I have bought from Beliaghata Postoffice Kolkata on 20/03/2006 number of letter had no results. What I should do that the payment is made from the department should L file a case against the department

        delay in reimbursement of nsc - Comment #3035585 - Image #0
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          C
          Chandrakant Kolamkar
          from Ponda, Goa
          Apr 8, 2016
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          Address: 403802

          My nsc"s amounting rs.49000/- issued by vasco da gama-goa post office on 20.03.2010 were matured on 20.03.2016.
          The maturity amount of rs, 78449/- given to me by a cheque no.384914 drawn on sbi margao-goa branch on 31.03.2016
          By vasco da gama -goa post office which i deposited on 31.03.2031 in my bank account with bank of india, vascodagama branch.
          But to my surprise the cheque was returned on 02.04.2016 by sbi with a reason insufficient funds.
          Cheque returned charges of rs.101.90 debited to my sb account.
          Unbelievable!
          Govt.Should look in to the matter!
          How the post offices are so negligent in honouring legitimate claims
          Since January 2016, the NSC is unavailable in MECHEDA Post Office (721137)
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            S
            surajit_gh
            Jan 16, 2016
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            Address: Kolkata, West Bengal, 700013

            My mother Anita Ghosh has 4 NSC s from Dharmatala Post Office, kolkata due for maturity on 22nd January 2016. She is 75 years old. The post office is not providing the maturity proceeds unless we open a post office savings bank account which will take alteast 2 months time as the post office is now implementing CBS system & things are held up. I want to receive a cheque payment for the maturity proceeds, however even after visiting twice the post office manager is not providing us the maturity proceeds through cheque inspite of explaining them that it is not possible for my old mother to go to the post office so many times for opening the post office bank account and then doing the maturity formalities. Further to above we are no more residing in that place & we have shifted to a location which is far from that place.Kindly allow me to have the maturity proceeds in cheque/ cash. Regards Surajit Ghosh
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              F
              foster
              from Mumbai, Maharashtra
              Aug 9, 2015
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              Address: Mumbai City, Maharashtra

              Whenever I had to redeem my NSC Certificates, upon maturity, and visited Mumbai GPO, Vile Parle East Airport Post Office, I was told on most occasions that the system is down causing me to return without me getting my cheque. I had to than re visit the office to get the NSC's surrendered. This would cause me great inconvenience and also delay in getting my cheques. Whilst in the post offices I noticed that other customers too were frustrated with the same problem. Since this is a constant problem I request the Indian Postal Department to kindly permanently fix the problem with their software/computer server, so that we are not discouraged to invest in Indian Postal schemes
              I have taken nsc at raigarh H P O pin 496001. I want to encase my NSC at JANAKPUR post office pin-497778 but post master has refuge to take my application. Kindly help for encase my NSC. Cif[protected] a/c-[protected]
              Mb-[protected]

              Computer Server for NSC Certificates mostly down causing NSC Database in operative - Comment #3281809 - Image #0
              amit1386's reply, Nov 24, 2018
              Postmaster JANAKPUR-497778 has refuge to take my applications for encashment of my NSC. MY PRESENT addresses is JANAKPUR 497778
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                D
                doctormanu
                from Delhi, Delhi
                Jun 1, 2015
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                Address: Chandigarh, Punjab

                I PURCHASED NSC FROM POST OFFICE AT BHU HOSPITAL VARANASI ON 28/03/2009 FOR A AAMOUNT OF RS. 50000. NOW AS THEY HAVE MATURED WITH A VALUE OF RS. 80000. BUT THE REAL HARASSMENT I AM FACING RIGHT NOW IS REGARDING THEIR TRANSFER FROM VARANASI TO CHANDIGARH. I APPLIED FOR THEIR TRANSFER ON 15/04/2015 IN SECTOR 36 POST OFFICE CHANDIGARH. BUT TILL DATE THE POSTAL AUTHORITIES HAVE NOT GIVEN ME EXACT DATE AND REPLY FORTHEIR TRANSFER, DESPITE MY REPEATED VISITS TO POST OFFICE. THE DETAILS OF MY NSC NO'S ARE:- 88EE 076546, 88EE 076545, 88EE 076542, 88EE 076543, 88EE 076544 EACH WITH A PURCHASE VALUE OF RS 10K. KINDLY LOOK INTO THE MATTER ASAP SINCERELY MANU RASHMI SHARMA
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                  S
                  sanjeev.23
                  from Mumbai, Maharashtra
                  Nov 17, 2012
                  Resolved
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                  Resolved

                  payment problem

                  Address: Surat, Gujarat

                  i have purchased different value NSC from rail ganj kanpur post office. but at the time of maturity i am in surat, so i have given an application with supporting of address proof, bank pass book & NSC zerox on 24 sept 2012, but till date nothing has done. i again given a reminder today at navyug college post office, rander road surat branch. the post master said he only can forward the application to kanpur concerned post office &...
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                  M
                  Md. Hasanozzaha
                  from Mumbai, Maharashtra
                  Oct 31, 2012
                  Resolved
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                  Resolved

                  Address: South 24 Parganas, West Bengal

                  Dear Sir,
                  I have purchased five nubmers National Saving Certificate from Rampurhat Post office on 22.07.2006. The same already matured on 22.07.12. Accordingly I have applied in Thakurpukur Post office on 01.08.12 for encashment of the above Certificates. But I regreat to inform you that till date I have not received the same.
                  In this connection I would request you to resolve the matter so that I can get my money.

                  Regards

                  Md. Hasanozzaha
                  Aug 13, 2020
                  Complaint marked as Resolved 
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                    A
                    ankan mondal
                    from Kolkata, West Bengal
                    Dec 28, 2011
                    Resolved
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                    Resolved

                    Address: West Bengal

                    I have applied for a NATIONAL SAVING CERTIFICATE from our local post office and i have issued a cheque against it
                    cheque no:053765 dated: 7.11.2011 the amount is Rs 25000 . The cheque has been cleared but but unfortunately i still not received it. The post master gave me a receipt against it. Every weekend i call the post office and they told me its not came at all please call next week. My money has been deducted from my bank so i am very worried.

                    My bank statement showing on dated 16/12/2011 the amount has been debited against " SPM JASSORE ROAD PO KOLKATA ". Please look after this matter.

                    My name is Ankan Mondal. address: 12-b/20/1, East Mall Road, Dum Dum, Kolkata- 700080.
                    ph:[protected]
                    Email: [protected]@gmail.com
                    Aug 13, 2020
                    Complaint marked as Resolved 
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                      S
                      sameer.jamal
                      from Delhi, Delhi
                      Mar 21, 2011
                      Resolved
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                      Resolved

                      Address: East Delhi, Delhi

                      I've purchased National Saving Certiifcates from Laxminagar post offcie on 5/2/07 certificate number 79EE 508259 worth 10,000/- Rs and certificate number 57DD 760533 worth 5000/- Rs. I want to encash the certificate as I was in need of money. I went to Laxminagar Post Office on 21 March 2011 at 10:30 AM to withdraw money before maturity, the person who was handling NS certificates there was abusive he told me I cannot encash it before maturity, I asked him to give me in written, he started abusing me and said are you a lawyer do what you can do, apart from this a lady who was another staff in post office started saying you cannot encash it. This is really unacceptable how these people behave. Please I need written and verbal apology from the Laxminagar post office staff for this and want my money back from NS certificate.
                      Aug 13, 2020
                      Complaint marked as Resolved 
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                        R
                        Rajesh Jain
                        from Pune, Maharashtra
                        Oct 27, 2009
                        Resolved
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                        Resolved

                        I purchansed National Saving Certificates from New Delhi Govindpuri Postoffice. Now the term is over and but I am in Pune. On the advise of Post Office in Pune I submitted an application to transfer NSC to Pune so that I can get my money which is already due.
                        It is already 8 months since I have sent my application but my case has not been transfered as yet. I do not get any response but a statement," we have not yet received your papers from Delhi". This is highly frustrating the way Post Office handle transfer of such financial instruments. I am looking for an advise for the solution. Will going to Delhi help ?

                        I will never advise my relatives /friends to buy such papaers.
                        Aug 14, 2020
                        Complaint marked as Resolved 

                        National Saving certificate — Non Transfer of certificates

                        My mother Mrs Prem Lata Garg purcahsed National Saving Certificate no. 73EE 083298 for Rs. 10,000/- on 16/07/2005 from Head Post Office Ajmer.
                        She has now shifted to Delhi and had submitted an application on 10/04/2011 for transfer of certiifcates to Post Office Sector 6, Dwarka New Delhi - 110075.

                        Please register the complaint for not taking any action for transfer of certificates from Ajmer to Delhi.
                        I purchased NSC mumbai vidyanagari post office on 2008 & 2009, extra.can i possible to transferable for our home town in chennai.kindly advise me.what i can do.Please instruction.

                        Regards,

                        Gunasekaran.
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                          K
                          kaushik
                          from Bengaluru, Karnataka
                          Jun 23, 2009
                          Resolved
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                          Resolved

                          sir,
                          my father took 3---( 6 year scheme) national saving certificates in the year 2000, in raichur nayabazar post office.when we went after its maturity in 2006., they confused the process..., can u please tell the right person to contact., and their phone number also.., if you can verify one of the certificates number is 6NS / 3JEE604133.., PLEASE TELL AS SOON AS POSSIBLE.,
                          THANK YOU SIR...,
                          Aug 14, 2020
                          Complaint marked as Resolved 
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                            R
                            Rai Basant
                            from New Delhi, Delhi
                            May 23, 2009
                            Resolved
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                            Resolved

                            Dear Sir,
                            My relative Sh. Rajendra Prasad Singh, retired Addition District Judge had purchased three NSCs of Rs. 5000/ each with nomination of his wife Smt. Gayatri Singh. The said NSCs was to be matured in July 2008, but mean while Sh. Rajendra Prasad Singh had expired in Nov. 2007. Smt. Gayatri Singh has submitted the claim of NSCs along with the required documents and death certificate of Sh. Rajendra Prasad Singh on dated 14.05.2009 at Kachehry Post Office, Allahabad. The concerned person (Mr. Sri Ram) has informed that the verification will be done within a week and after that the payment will be made. But when contacted after a week, it was found that nothing has been done and the complete paper is lying with Mr. Sri Ram. When we requested for an early action Sri Ram has asked for Rs. 200/- for verification. I refused for the same. Then he said the action will be taken in due course and it will take time.
                            I request you to kindly register my complaint and take action for early redemption of NSCs.
                            Aug 13, 2020
                            Complaint marked as Resolved 
                            Dear Sirs,

                            I had purchased three N.S Certificates for Rs 5000/- each from head post office Nabarangpur, post & Dist Nabarangpur, Orissa on dated 20.12.2003. Certificates were to be matured on 20.12.2009. In the beginning of year 2009, I had shifted at Durgapur, West Bengal and applied for NSC verification on 24th Nov-2009 at City Centre post office, which is nearest post office to my residence. My wife has been visiting every fortnightly to the said post office but the concerned person stating same reply “Nothing has received from Nabarangpur you can apply once again” every time. I have applied three times but regret to inform you that I have not yet received any positive reply.
                            Kindly look into the matter and help me to get the maturity amount.
                            Yours truly,

                            Tushar Kanti Chattopadhyay.
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                              H
                              hardikkumar dave
                              May 22, 2009
                              Resolved
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                              Resolved

                              i would like to know from post why we are not gatting name of nomiee in national saving certificate in detail

                              if ageny can make trouble then who customer can now.
                              Aug 14, 2020
                              Complaint marked as Resolved 
                              GIVE CHEQUE OF HDFC BANK RS-150000/- IN FAVOUR OF POST MASTER CHOWK, LUCKNOW IN RAJAJIPURAM MAIN BRANCH IN DATED 21/11/11 AND FILL FORM FOR PURCHASE NSC IN NAME OF SATISH KUMAR DWIVEDI AND CHEQUE WAS PASSED IN MY A/C ON DATED 28/11/11.
                              BUT I HAD NOT RECEIVED NSC CERTIFICATE TILL DATE AND NO BODY GIVE RESPONSE TO MY DOCUMENTS.
                              I ALWAYS MEET TO POST MASTER RAJAJIPURAM, LUCKNOW AND HE SAID TO ME I DON'T NO.
                              KINDLY HELP ME.


                              CHEQUE NO-638133
                              HDFC BANK
                              AMT-1, 50.000/-
                              DATED-21/11/11
                              SATISH KUMAR DWIVEDI
                              the same thing happens to me also
                              Icici bank
                              Cleared date:16/12/2011
                              chqno: 53765
                              cheque issued: SPM JASSORE ROAD PO KOLKATA
                              Amount:25000

                              Still not received the certificate
                              phone:[protected]
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                                S
                                SUNIL KUMAR SAHU
                                from Gondal, Gujarat
                                Feb 9, 2009
                                Resolved
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                                Resolved

                                I have purchased the NSC of amount Rs19000/- from railway colony post office, rourkela on 25/02/2002.but due to my room shifting i lost the orginal NSC.I informed the same in the issuing post office and give the application for issue of duplicate Saving Certificates in lue of the loss, on 03/03/2008.according to post master of the same post office, i furnished the required documents and the verification also done by your department just 3 months back.but i cannot get any information regarding NSC, whenever i asked to the post master.sir it has been alredy passed 1 year from the maturity period.hope you will do necessary for issue ofthe same.

                                NSC DETAILS(ALL PURCHASEDON 25/02/2002)
                                SR NO:-24DDJ64764 (Rs 5000/-)
                                24DDJ64765 (Rs 5000/-)
                                24DDJ64766 (Rs 5000/-)
                                42CCJ68954 (Rs 1000/-)
                                42CCJ68955 (Rs 1000/-)
                                42CCJ68956 (Rs 1000/-)
                                42CCJ67284 (Rs 1000/-)

                                correspondance address:-

                                SUNIL KUMAR SAHU
                                QR NO:-LCR/558
                                CHHEND COLONY
                                ROURKELA-15
                                ORISSA
                                CONTACT NO:-[protected]
                                Aug 14, 2020
                                Complaint marked as Resolved 
                                N.S.C. issue of R.C. IN Sale tax department
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                                  N
                                  Neeraj Kumar Singh
                                  from New Delhi, Delhi
                                  Jan 24, 2009
                                  Resolved
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                                  Resolved

                                  NSC Bearing no. 4JEE942557, 4JEE942558, 4JEE942559, 4JEE942560, 4JEE942561 each of face value Rs.10, 000/- i.e Rs.50, 000/- total was purchased from Head Post Office Arrah, Bhojpur, Bihar on 05th December 2002 and deposited on 27 October 2008 for payment at Shipra Sun City Post office, Indirapuram, Ghaziabad, U.P-201010.
                                  Maturity date is 05.12.2008 but till date I have not recieved the amount.On enquiry from Shipra Sun City they suggested to write an application to Arrah Head Post office through them.Though Shipra Sun City has recieved the application, i need the forum's help to expedite the procedure of payment.
                                  Kind help me in this regard.
                                  Neeraj Kumar Singh
                                  A-201, Victor, HRC Professional Hub,
                                  1/2 Vaibhav Khand, Indirapuram,
                                  Ghazibad, U.P 201010,
                                  (M) -[protected]
                                  Aug 14, 2020
                                  Complaint marked as Resolved 

                                  NSC — non payment of nsc after maturity

                                  my nsc matured on[protected] purchased at connaught place post office-110001.
                                  i am at viajayawada-520010 requested through ventateswarapuram post office , vijayawada-(A.P.)for payment vide request dt[protected]. payment not received till now because of clearence from connaughtplace post office-110001.
                                  am ravikishan yadav
                                  i wond to home job and only computer work
                                  mo-[protected]
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                                    Dr. Sandeep Solomon
                                    from Ratlam, Madhya Pradesh
                                    Sep 28, 2008
                                    Resolved
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                                    Resolved

                                    I have a few NSC certificates of my deseased father Bishop S. Solomon applied at Town Hall P.O. Bombay 400001. Kindly let me know the process to claim them . I have the photo copies of the original as the originals were deposited at the post office. I am the son of Bishop S.Solomon.
                                    Aug 14, 2020
                                    Complaint marked as Resolved 
                                    NSC in the name of my deceased father was claimed by me. Death certificate of my father was deposited at Indrlok post office for verification as desired by the Post Master of Inderlok post office. Status of verification of Death certificate of my father in not known. Although the same was deposited with Sub-Post Master of InderLok, Delhi 110035 Post office on 12.05.2009. Till date I have received no information about the same. Sub-Post master of InderLok post office says that he has sent the certificate for verification to Uttam Nagar post officeBut Post master o[censored]ttam Nagar says that he has not received the same.
                                    in national saving certificate why we are not getting name of nomiee if agent will make any kind of trouble

                                    for nomination who we know.
                                    I want to see status of National Saving Certificate and KVP, Can u pls tell me where to go and how could i watch my status currently in your website.
                                    On maturity of NSC can I withdraw maturity amount from any post office of india ?
                                    Hi, we have lost our NSC certificates in 2002 in a churchgate- bandra train at Bandra. We had filed an FIR, and subsequently made an application for duplicate certificates. With frequent followups, and no response, my in-laws grew tired of it and gave up for some time. My husband could not follow up due to his office timings. Its two years after maturity and I have been follwoing up with the Goregaon post office since December. But they do not give any clear course of action. Kindly advise. Can I approach the main office in nagpur or what is the other way out. The Post master keeps telling me to give fresh applications and says that the Fir is too old to be worked upon. Wating for your early reply.
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